Xiaoqi hired Star Contractors Inc. to build a house on her land in Rochester, New York. The plumbing work was subcontracted to Jack's Plumbing Co., but Jack performed subpar work causing $50,000 in defects and damages. Xiaoqi wants to sue Jack for breach of contract, arguing she is a third-party beneficiary with the right to sue. However, Star has already filed for bankruptcy protection, making it unclear what suing Star would achieve. The case raises questions about the laws governing construction contracts, third-party beneficiaries, and the rights of owners in New York.