Accounting Financial Analysis Report

Running head: ACCOUNTING FINANCIAL ANALYSIS REPORT
Accounting financial analysis report
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ACCOUNTING FINANCIAL ANALYSIS REPORT
Executive summary:
The report is prepared to conduct an investigation into the financial performance of ANZ
bank of Australia using the ratio analysis tools. The objective of the report is to review the
latest year annual report and summarize the facts and figures depicted in the director and
auditor report. The change in the trend of cash flow and the retained earnings along with the
net interest income has been identified along with supporting the increase of decrease in the
trend with proper reasons.

ACCOUNTING FINANCIAL ANALYSIS REPORT
Table of Contents
Introduction:...............................................................................................................................4
Discussion:.................................................................................................................................5
Brief description of the company:..............................................................................................5
Summarizing the director’s report:............................................................................................6
Summarizing the auditor’s report...............................................................................................6
Analyzing the trend of various financial items:.........................................................................7
Computation of several ratios:...................................................................................................8
Conclusion:..............................................................................................................................11

ACCOUNTING FINANCIAL ANALYSIS REPORT
Introduction:
The objective of the report is to conduct an analysis on the financial performance of company
by identifying the changes in the different financial items. For the purpose of analysis, the
chosen company is ANZ (Australia and New Zealand banking group limited) bank of
Australia that is engaged in providing financial and banking products and services to around
considerable number of business and individual customers. The financial health of the
company is evaluated by reviewing its annual report that has been published in the current
year.
Discussion:
Brief description of the company:
The ANZ bank of Australia is headquartered in Australia and was established in year
1835. The organization carries out its operation across thirty four markets and provides
financial services and banking products to individual customers and business. The annual
report of the company is dominated by the section depicting the actions taken by ANZ bank
and the different financial statements depicting the current performance and trend. ANZ bank
provides a wide variety of services and products to its customers such as international trade
facilities, transaction banking services such as electronic banking, account structuring and
card services (Shareholder.anz.com 2019). In addition to this, some other services provided
by the bank include developing the risk management strategies for managing the foreign
exchange, interest and commodity risks. They also assist in providing financial solutions such
as hire purchasing, leasing and offering specialized financial products. ANZ bank has
delivered credible results to its shareholders and customer despite the challenges faced by
banking industry (Laitinen 2018). Bank focuses on some key areas by embarking the strategy
for becoming a better, balanced, simpler and service oriented organization.