Wealth Management Case Study: Analysis of Zhang and Amanda's Finances

This case study assignment analyzes the financial situation of a married couple, Zhang and Amanda Wei, focusing on their personal wealth management. The analysis includes calculating their after-tax income, assessing capital gain liability from share sales, and evaluating their portfolio's expected return. The study explores the implications of filing taxes jointly versus separately, the impact of holding periods on capital gains tax, and the diversification of their investment portfolio. Furthermore, the assignment provides a comparative analysis of investment opportunities in the shares of NAB and Bank of Queensland, considering factors such as risk, return, and long-term growth potential. The case study utilizes information on the couple's income, expenses, investments, and tax provisions to provide a comprehensive financial assessment and recommendations.