BANKING AND FINANCIAL MARKETS ASSIGNMENT 2022

Running head: BANKING AND FINANCIAL MARKETS
Banking and Financial Markets
Name of the Student
Name of the University
Author Note

BANKING AND FINANCIAL MARKETS1
Table of Contents
Assignment One...............................................................................................................................2
Part a............................................................................................................................................2
Part b............................................................................................................................................5
Part c............................................................................................................................................8
Assignment Two........................................................................................................................10
Part b..........................................................................................................................................12

BANKING AND FINANCIAL MARKETS2
Assignment One
Part a
Comparison of balance sheet structures
National Australia Bank is one of the largest financial institutions in Australia when
measured on the basis of market capitalisation, number of customers and annual earnings.
Established in 1982, it generated revenue worth A$ 19.101 billion and assets worth A$ 806.51
billion in the year 2018 (National Australia Bank Annual Reports, 2019). Zurich Insurance
Group is a Swiss insurance company and is the largest insurer in the country. As of 2018, the
revenue of the company was US$ 47.18 billion and the assets were totalling at US$ 395.342
billion. Although both the companies are involved in doing business in the financial sector, the
nature of their businesses is quite contrasting. In the given scenario, the balance sheets of two
companies, National Australia Bank and Zurich Insurance are being compared to understand the
differences in the balance sheet structures of both the companies. This is being done to analyse
and understand the differences in capital structures and functions of both the companies.
Assets of National Australia Bank
Cash and Liquid Assets Due from other banks
Trading instruments Loans and advances
Other assets Other financial assets

BANKING AND FINANCIAL MARKETS3
The major assets held by National Australia Bank are as follows:
Cash and Liquid
Assets
50188
Due from other
banks
30568
Trading instruments 78228
Loans and advances 567981
Other assets 10723
Other financial
assets
10041
Assets of Zurich Insurance Group
Equity securities Debt securities
Investments Reinsurer's share of liabilities
Receivables and other assets Assets held for sale
The major assets held in use by the Zurich Insurance Group are as follows:
Equity securities 16220
Debt securities 139870
Investments 109294
Reinsurer's share of liabilities 21197
Receivables and other assets 18225
Assets held for sale 24124