The case analyzes the perspectives of the management and takes into consideration the performance reports and reviews of the organization to highlight how those challenges are relevant and how it is important for the CEO to acknowledge and address these issues to create a more realistic plan. For Athena, community banking is the key idea that has been proposed by the CEO which currently is a new niche in the market that has yet to be explored. The key challenges that are faced by Athena in terms of its recruitment and selection have been discussed along with relevant recommendations.