This essay is about the need and sources of business finance. Finance is the money required in the business. Finance is needed to set up the business, expand it and increase working capital (the day-to-day running expenses). Business finance can be divided in two parts Start-up capital and working capital. Start-up capital is the initial capital used in the business to buy fixed and current assets before it can start trading. Working Capital finance needed by a business to pay its day-to-day running expenses.