Defined Benefit Plan - Assignment

Defined Benefit Plan
Tertiary employees
Name of the Student

Executive summary
Tertiary employees relay more on investment plan to make savings for their future
needs of the money. Different investment plans are available in market and tertiary
employees have to choose the best one. To help them professional investors are there to
advice the best one for individuals according to their flexibility. For decision making for the
right plan employees need to know the basics to compare the advantages and disadvantages
of different investment plans. This report discusses this essential knowledge defining defined
benefit plan and choice plan. It also includes a comparative analysis of influences of different
issues or factors associated with these plans.

Table of Contents
Executive summary....................................................................................................................2
Introduction................................................................................................................................2
Investment plan..........................................................................................................................3
Tertiary employees.....................................................................................................................3
Defined benefit plan...................................................................................................................3
Investment choice plans.............................................................................................................4
Issues of investment plans..........................................................................................................5
Time value of money.................................................................................................................5
Inflation rate...............................................................................................................................6
Taxes..........................................................................................................................................7
Decision making.........................................................................................................................7
Recommendations......................................................................................................................7
Conclusion..................................................................................................................................8
References..................................................................................................................................9