Ethical Decision Making Framework for Artificial Intelligence in Medical Insurance

Running head: ETHICAL DECISION MAKING FRAMEWORK
ETHICAL DECISION MAKING FRAMEWORK
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1ETHICAL DECISION MAKING FRAMEWORK
Table of Contents
Introduction................................................................................................................................2
Discussion..................................................................................................................................2
Positive Consequences of using the artificial intelligence in the decision making process:. 3
Evaluation of the consequences using the ethical decision making framework:...................5
Recommendations..................................................................................................................8
Conclusion..................................................................................................................................9
References................................................................................................................................10

2ETHICAL DECISION MAKING FRAMEWORK
Introduction
The use of technology has been implemented in the different sections of the industry.
It has been seen that the use of the emerging technology is adopted for the analysis of the data
and the decision making process. Regarding this, the application of the artificial intelligence
is implemented for the analysis of the medical insurance and the decision making process
regarding this context. It has been seem in many cases, the artificial intelligence is doing
better than the analysis done by the human being (Dhar 2016). Apart from that, during the
scrutiny of the insurance claims and making decisions some of the factors are needed to be
considered those can be well understood by the human being. In this situation there is an
ethical decision making problem raises regarding the use of the artificial intelligence in the
medical insurance claim.
The main objective of the paper is to evaluate the use of the artificial intelligence in
the medical insurance analysis. The evaluation will be done on the ethical perspective. In
order to do this evaluation the ethical decision making framework is needed to be considered
in the system. The conclusion in drawn from the factors those are discussed in the paper.
Discussion
Use of the artificial intelligence in the health care sector has grown exceptionally.
One of major use of artificial intelligence in health care sector is analysis of the medical
insurance through the use of artificial intelligence (Ayoub and Payne 2016). Use of artificial
intelligence in the medical insurance has improved the efficiency effectively. Apart from that
the analysis process is time consuming. However, the use of the artificial intelligence helps to
do the analysis within a small time span.
There are certain ethical dilemmas those can be raised during implementation of the
artificial intelligence for analysis of the medical insurance policies and the decision making

3ETHICAL DECISION MAKING FRAMEWORK
process through the system. The raise of these ethical dilemma makes it necessary to evaluate
this artificial intelligence driven system to be evaluated under the ethical decision making
system.
Ethical decision making framework will evaluate different perspective of using the
artificial intelligence in decision making process (Hall and Pesenti 2017). In this context, the
consequences of the use of artificial intelligence in the decision making process in context of
the medical insurance is necessary.
Positive Consequences of using the artificial intelligence in the decision making process:
The positive consequences of using artificial intelligence regarding the analysis of the
medical insuring and the decision making process:
 Efficiency: Analysis of medical insurance is a critical process. In this context, it can
be said that certain issues and the parameters are needed to be considered while
making the decision regarding the medical insurance. In that case, it can be said that
the whole process is a complex one (Boddington 2017). The analysis of the medical
plan by a person will take more time as the person has to consider all the parameters
present in the insurance scheme.
With the implementation of the artificial intelligence, it can be said that the
processioning of the medical document can be carried out in a better way. This system
will deliver the better analysis in a small time span that will eventually increase the
efficiency of the overall system.
 Reducing the time span: It has been seen that the use of the artificial intelligence will
help to decrease the time span of the processing of the data in the medical insurance.
This can be regarded as the positive outcome as the insurance provider can increase
the efficiency of the process.