Finance for Business: Analysis of Bank of Queensland's Performance

1
FINANCE FOR BUSINESS

Finance for business
Abstract
The bank of Queensland has been taken into account for the performance of the analysis. In that,
there is the determination of the main service which is provided by the bank to its consumers.
There is the identification of the ratios and in that it is identified that the liquidity maintained and
the capital structure needs to be improved. There is the analysis of the non-current assets which
are involved. They have been identified and with that, the fluctuations which are taking place
have also been considered. The sensitivity of the various variables has been determined and
decisions will be made on the basis of the same. The share issue is made in the current year and
the description of the same is provided. The share price movement has been identified and it is
compared with the movement of the PE ratio.
2

Finance for business
Table of Contents
Abstract............................................................................................................................................2
Introduction......................................................................................................................................4
Financial analysis.............................................................................................................................4
Service provided by the company................................................................................................4
Performance ratios.......................................................................................................................4
Non-current asset analysis...........................................................................................................7
Scenario analysis.........................................................................................................................8
Share or bond issuance..............................................................................................................10
PE ratio and share price movement...........................................................................................10
Recommendations..........................................................................................................................12
Conclusion.....................................................................................................................................13
References......................................................................................................................................14
Appendix........................................................................................................................................16
3

Finance for business
Introduction
The financial aspects in the business are required to be met in an appropriate manner and for that,
there are various aspects which need to be taken into account. There will be carrying out of the
financial analysis in relation to the bank of Queensland in this report and will be covering all of
the required elements. In this, the main service which is provided by the company will be
covered and with that, there will be consideration of the performance of the business. In that, the
ratios will be calculated and by that there will be an evaluation which will be made for the
performance of the business. The identification will be made for the non-current assets which are
involved and proper analysis will be performed for the same. The scenario testing will be made
and also the issuance which is made for the share or bond will be taken into account. The share
price movement will be considered together with the change in the PE ratios.
Financial analysis
Service provided by the company
Bank of Queensland is involved in providing various services to its consumers and in that
personal and professional both the services are involved. Out of the entire services, one is the
agribusiness banking solutions. This is the business in which the experts from the agriculture and
banking sector helps in running the business in a more effective manner (Bank of Queensland,
2019). They use their local knowledge and experience and provide the guidelines to all so that
they can improve their businesses. In this process, the members will be going to people and will
be dealing with the issues they are facing in all of the regions.
Performance ratios
A company is required to measure its performance in a regular manner so that further decisions
can be taken accordingly. In the business there are various changes which take place and all of
them are required to be taken into consideration (Delen, Kuzey, and Uyar, 2013). For that the
techniques are available which can be used and most common and effective among all is ratio
analysis. In that, there will be the calculation of the ratios by which position of the business will
be determined and there will be a proper evaluation which will be made possible.
4