Finance for business

Running head: Finance for business
Finance for business

Finance for business
Abstract
The report is about the decisions which are made in the business with the help of the financial
analysis. In this, it has been identified that in order to make the business successful there will be
need to identify all the necessary requirements and with that, the proper decisions will be made.
The performance evaluation is made and in that use of the ratios has been made. There is the
proper calculation which is done to analyze the performance made by the company. The
identification of the marketable securities is made which helps in cash management of the
business. The sensitivity of the variables is identified and for that analysis is performed in which
the most reactive variable has been determined. Risk is involved in the business and its types and
impact on the company are taken into account. The payouts which are made by Suncorp for
dividends are calculated and with that consideration for dividend policy are also made. The
recommendations for further investment in Suncorp are also made.
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Finance for business
Table of Contents
Abstract............................................................................................................................................2
Introduction......................................................................................................................................4
Financial analysis of Suncorp Group Limited.................................................................................4
Description of company...............................................................................................................4
Calculation and analysis of performance ratios...........................................................................5
Cash management analysis..........................................................................................................8
Sensitivity analysis......................................................................................................................9
Systematic and un-systematic risk.............................................................................................10
Dividend payout ratio and dividend policy...............................................................................10
Recommendations..........................................................................................................................11
Conclusion.....................................................................................................................................11
References......................................................................................................................................13
Appendix 1.....................................................................................................................................16
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Finance for business
Introduction
In the business, there is the need to analyze various aspects and for that proper analysis shall be
carried out. In this report, all the factors will be evaluated on the basis of the Suncorp group. In
the first part, the introduction of the company will be provided in which the details about the
activities which are undertaken by Suncorp will be identified. The history of the company will be
discussed so that complete information is available. A business operates in several markets and it
is necessary that they all shall be determined so that all of them can be considered in carrying out
of the analysis and the same will be provided here also. The comparative advantages of the
company will also be ascertained. The ratios for the past three years will be calculated in order to
analyze the performance of the entity. In that, the trend which is involved will be determined and
that will be presented with the help of graph. In the assets of the company, there are several such
securities which are marketable and all of them will be taken into account by which the further
actions can be made. By the help of them, it will be possible to manage the cash in an effective
manner. The data which is provided in the assignment will be used to perform the sensitivity
analysis. By the help of that, the variable which is most sensitive will be ascertained. The risk
involved in the business will be evaluated and the manner in which they will be affecting the
performance will also be considered. The dividend payout will be calculated and with that policy
followed by the company will be undertaken. All of these will be used to provide the required
recommendations for making the overall improvements.
Financial analysis of Suncorp Group Limited
Description of the company
In finance there are various tools and techniques which can be used to make the decisions and
the knowledge about them will be gained. That will be used for further evaluation and with that
information about the company shall also be collected. Suncorp is the company which is
involved in providing its customers with financial services. By the help of this, it is possible for
all to undertake the decisions in an effective manner by which they will be able to attain the
required results and growth. It is an Australian company which is providing its services from a
long time (Suncorp Group, 2019). It is listed on ASX and provides employment to many people.
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