Financial Challenges of Youth in Education Business: A Critical Analysis

This research project delves into the financial challenges faced by youth in the education business in the United Kingdom. It explores the impact of rising tuition fees, technological advancements, and economic instability on students' ability to access quality education. The study analyzes the perspectives of both students and educators, highlighting the need for innovative solutions to address these financial barriers and ensure equitable access to education.

Teaching Learning to Support Development
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Table of contents
Section 1..........................................................................................................................................3
Topic................................................................................................................................................3
Introduction....................................................................................................................................3
Abstracts.........................................................................................................................................3
Rational of the study......................................................................................................................5
Methodology...................................................................................................................................5
Importance of study.......................................................................................................................5
Section two......................................................................................................................................7
Literature Review..........................................................................................................................7
Section 3........................................................................................................................................10
Evaluate own practice in subject specific..................................................................................10
Peer discussion.............................................................................................................................10
Section 4........................................................................................................................................12
Evaluate own practice in subject specific..................................................................................12
Section 5........................................................................................................................................13
Development based on own findings..........................................................................................13
Evaluating the benefits of changes made to own practice........................................................16
Section 6........................................................................................................................................18
Findings........................................................................................................................................18
Conclusion....................................................................................................................................20
Recommendations........................................................................................................................20
Reference List:.............................................................................................................................22
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Section 1
Topic
The selected topic for the research project is “The financial challenges of youth in education
business”.
Introduction
In the modern world, education has become the most essential aspect for the people. In the
United Kingdom, most of the education institutions are offering better education facilities by
making use of new technologies. This has increased the financial burden on the youths of the
United Kingdom. Due to the use of new technologies and developed facilities in the educational
institution, the management are charging more fees from the youths (Stromquist and Monkman,
2014). Most of the youths of the United Kingdom are facing challenges to meet the financial
needs of the organization. Due to this, most of the youths are not able to continue their education.
Abstracts
The UK education industry has seen various different startups trying to disrupt the business
environment that has for so long preserved the many changes occurring in it. By 2016, there
were as many as four different companies that had already followed the principles of digital
disruption in an attempt to help the students who come to UK, both from abroad as well as the
locals who stay in certain regions in hope of better educational standards. Contrary to this
attitude, is the fact that UK still remains one of the most powerful countries when it comes to
providing quality education; most of which comes at a great price, literally. Students visiting the
United Kingdom in search for inexpensive education have for a long time now faced different
challenges, both from economic as well as social conditions persisting in the nation. With
increased emphasis on the conditions that have shown to grow stronger over the years, this study
has tried to focus on the more negative aspects regarding the various difficulties that both UK
born students as well as expats have faced in the nation.
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Rational of the study
In the United Kingdom, the main issues of the youths are to meet and overcome the financial
challenges of the education business. Most of the educational institution in the United Kingdom
are providing the modern facilities and at the same time, are making use of new technologies to
provide better education to the youths. In order to provide better education service, the
management are charging higher fees from the youths. In present time, education has become
expensive, as all the educations are focused to make more use of technology, which is increasing
the financial burden on the youths (Carcillo and Königs, 2015). Education has also become
expensive due to increase in the rate of inflation in the country.
Methodology
Methodology helps in conducting the research project in a systematic manner. There are two
types of research approach; deductive approach and inductive approach. This research project
will make use of the deductive approach, as this will help in analysing abundance of sources,
which will help in conducting the project effectively and efficiently (Alvesson and Sköldberg,
2017). Additionally, there are three types of research philosophy, namely positivism, realism and
interpretivism. In order to conduct the research project, the researcher will select positivism
research philosophy, as it will help in gathering authentic and valid data for the research topic.
The researcher has used both the primary and secondary data collection methods. In case of
primary data collection, the researcher has focused on collecting observation regarding the
financial challenges of youth in education business. In the case of the secondary data collection
method, the researcher has used different sources such journals, articles, books and others
(Sekaran and Bougie, 2016). This will help in conducting the research project in an effective
manner.
Importance of study
This research project will help in identifying the challenges of youths in education business.
Additionally, this research will also help in identifying the skills that are required to enhance the
reflective practices. It is important for the youths to enhance the skills and knowledge that will
help in gaining more knowledge for the reflective practices. In order to gain proper educational
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facilities, it is important to mitigate the financial challenges faced in the education business. This
research project will also provide various recommendations to mitigate the financial challenges.
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Section two
Literature Review
The motive of this literature review is to reflect the various issues that the youth of UK is facing
in the recent time while entering the education sector. In addition, the literature review also
reflects the issues that the education business is facing because of financial crisis.
As mentioned by Kezar et al., (2015), the concept of financial challenges defines the various
limitations that an individual can face because of financial crisis. It can be anything and
everything; the individual may not be able to afford the expense that is required for continuing
his/her education. The main aspect of the education business is to provide the basic and quality
education. The education business must help individuals in building morals and ethics to sustain
his/her life in the society. As education is one of the basic needs of any individual, it is one of the
largest business chains that can exist. Business and education run hand in hand, resulting in the
education business facing a downfall in the economy of UK. The current political scenario is
creating pressure on the education institute to raise their fees and this is creating a negative drive
within the youth in continuing their education. Due to the inflationary prices in the economy, the
cost of education offered in UK has also shown significant increase. In support to this, Kezar et
al., (2015) mentions that increase in the level of unemployment due to political disturbances like
BREXIT, has also contributed in increasing the price of education. Majority of the students in
UK are from different countries and simultaneously have been found working to afford their
education expenses. As a result of this, the youth have to make arrangements for their
educational expenses as well as bear the consequences on failing to do so.
Another factor, as identified by Kezar et al., (2015), which is limiting the youth in getting proper
education are the Universities that are planning for implementing advanced technologies in the
educational structure; thereby having a direct impact on the increase of the University.. Most of
the students are facing these issues as they don’t have any income opportunities to facilitate their
education. The old ideology of writing the notes in black and white and mugging up the
documentations are getting replaced by modern process of education with the help of
technological advancement, through e-learning. The Universities are getting more dependent on
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the technological education systems and this is again raising the price of education facility,
which most of the students are failing to afford. The taxation in education also gets raised
because of the politically unstable situation, which is affecting a huge number of youth in
receiving their proper education.
Various theories have been identified by scholars and researchers to explain the nature of
education system prevailing in UK. As explained by Berlyne, J. (2018), the theory of Academic
Capitalism says that colleges and universities are non-profit seeking organizations that are
regulated by the funds received from the governmental structures acting in the economy. With
the passage of time, the dependency on governmental findings became limited and dependency
on funding from private sector and industries increased to properly regulate the education
system. According to Berlyne, J. (2018), the theory of education administration slowly got
separated from the state and government enterprises and became closer to the market practices.
As rightly pointed out by Sarhan et al., (2018), education and knowledge have recently become a
commodity, which is being sold like other commodities by the education institutes. Institutes are
treating their courses as products and services, manufacturing them, integrating innovative
concepts in it and extracting high profits from them. The market mechanism that is prevailing at
the
According to Sarhan et al., (2018), there are mainly three types of institutional isomorphism that
are there in the business structure namely, coercive isomorphism, mimetic isomorphism and
normative isomorphism. The normative isomorphism deals with the professionalization of any
business. As the universities and colleges provide guideline for developing skills to become a
professional and to perform in various platforms, the Universities and Colleges fall under this
normative isomorphism where the institutions help in developing norms and formal education
that is required for every profession.
Based on the above theories, it can be concluded that the limited engagement of the students in
the educational institutes is having a negative impact on the universities and colleges. The
youth or the students are asking for free education from the government because of heavy
increase in the education cost which the students are unable to provide. Career oriented students
and students interested in supporting their family are unable to do so, due to limited financial
resources and high rate of expenditure incurred on education. On the other hand, Sarhan et al.,
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(2018) says that international students are getting half education as they are giving up their
education because of rise in the education fees. The technological intervention within the
education business is creating a force that is increasing the quality of the education but on the
other hand, it is restricting many financially backward families to fetch that quality education for
their children.
The operation system of the educational institutes is getting hampered because of the political
instability which the government of UK must look after and also must solve the crisis that they
are facing. UK is the education hub for the globe and because of inflation the performance of the
colleges and universities are getting affected. Though the education institutes are providing high
quality of education and knowledge, the youth because of increased unemployment are getting
restricted from availing those services that their education institutes are providing. The increased
fees of the universities are making the students to get drown by the debts which are affecting the
economy of the UK market in creating economic growth and stability.
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Section 3
Evaluate own practice in subject specific
Professional debates can be defined as a disciplined and formal competition, which people with
individual perspectives on a specific topic and areas represent in front of others. It is a form of
productive discussion so that effective results could be achieved from the debate. Participating in
a professional debate could help people in various ways. Debates help an individual to practice
and demonstrate critical thinking capability of an individual on the given area (Hays, 2016).
Being engaged in professional debates help individuals to develop a wider understanding on a
particular topic. Ina broader sense, debate offers preparation for efficient participation in a
society with delegated government. Debates develop a sense of leadership and knowledge of
team management and time management. Debates also help to widen perspectives and
knowledge of the audiences by providing them with intensive evaluation of important
contemporary issues (Hatch, 2018). Topic of this study and thus related previous debates has also
widened knowledge and understanding of the current and prior financial challenges faced by
students in availing effective education along with reasons of developing financial challenges.
Peer discussion
Reflection on practice with peers and peer learning is not a single educational policy. This
encounters a wider sweep of relative and different activities. For instance, peers or researchers
from varied Universities have recognized that ten different models of peer learning are available
in the market. Generally in peer learning, students and teachers participate to evaluate and
propose both content and individual concerns (Hsia et al., 2016.). This is one kind of peer
learning model; other kinds of models are private group discussions, seminars, educational
counselling, peer-evaluation schemes, collective projects, community activities, workplace
monitoring and others. Practice with peers or peer learning provide opportunities to students to
learn effectively by discussing their concepts on subjects to others and by engaging in operations
in which they could achieve knowledge from their peers. Students develop capabilities in
managing and planning learning functions, working within a team, providing and receiving
feedbacks along with examining of their individual learning level.
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On the other hand, engaging in practice with peers also helps teachers a lot. Teachers involving
in a peer learning scheme or practice with peers get proper knowledge and understanding
regarding team meetings. Engagement in peer learning helps teachers or experts to share good
practices with others as well as helps in development of staff knowledge (Stronge, 2018). On the
other hand, engagement in the peer learning helps teachers to gain self-confidence, observation
skills and knowledge regarding modifications to teaching and learning policies. Prior peer
learning and practice with peers about the current financial difficulties faced by the students
while availing education helped to clear doubts in this area.
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Section 4
Evaluate own practice in subject specific
Identify own strengths and areas for improvement in relation to a selected area of interest
The selected area of interests are working with others and learning and teaching methods.
Personal strengths and areas for improvements are discussed below.
Personal skills and strengths identified by me while working with others are communication
skill, team management skill and interpersonal skill. These three skills in me are effective
enough to management tasks during working with professionals. With effective communication
skill I am able to interact with others about all the requirements of a project in last academic
session. This skill helps me to clear all my doubts while taking responsibility for the given tasks
(Cottrell, 2015). On the other hand, my team management skill has helped me to manage conflict
and in providing fruitful solutions to the problems associated to given tasks. Individual needs and
problems have been effectively identified by me for this interpersonal skill and team
management. Although my time management skill is not so effective and needs to be developed
more in future. While I am working with others within a team, time management is an essential
factor to finish all the tasks within given time and get more efficient results. This area needs to
be developed as soon as possible.
On the other hand, my learning and teaching skills are more or less effective. I am able to
understand any new concepts and theories very easily. This skill provides me confidence as a
learner. Though I am not able to dictate or deliver my understanding of a new subject or concept
to others, which states my incapability as a good teacher. This area needs extra care and practice
of regular teaching methods (Cottrell, 2015). With these practices and concern, I will be able to
cater effective knowledge to others.
Evaluate the potential impact on own practice of new learning from investigation of an area of
interest
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Development of time management skill will help me in completing all my future works within
stipulated time. On the other hand, time management helps an individual to become more
competent in managing and planning requirements of various tasks. Time management develops
individual effectiveness. Proper teaching ability on the other hand is helpful for guiding all the
team members in a proper way. A perfect teacher should be able to cater knowledge according to
the requirements of each student so that they will be able to understand main essence of theories,
concepts and tasks. This individual skill development will help me to become a teacher or
expertise in my own academic career. These practices and developments will help me to achieve
all the essential responsibilities and characteristics of a teacher such as a guide, dictator, helper
and influencer. Precisely, it could be said that my professional capabilities will develop in future.
Section 5
Development based on own findings
It is observed that the connection between the fees and cost associated with education system are
gradually fading. In order to resolve this dilemma, teaching practices has to be improved so that
students are able to gain better knowledge and gain satisfaction regarding the fact that they are
not being deceived by the educational institutions. Each teacher has to take effective steps for
enhancing performance and ensuring better practices. The methods that are to be used for
ensuring better practices are peer observations, session evaluation, staff development plans,
vocational updating and some others. Peer observations are beneficial for gathering perceptions
of co-workers who are working in the same industry and are facing more or less same type of
situations. The other plans such as session evaluation, staff development plans, vocational
updating are also required for developing knowledge and ensuring better performance.
After the completion of the project, I have come to know that there are several challenges faced
by students while pursuing higher studies. However, this scenario is not only applicable in the
case of higher education but also is applicable in the case of basic education also. Increasing
costs have become prevalent in primary educations also. basic education also. Increasing costs
has become prevalent in primary educations also. Parents are made to pay a huge sum of money
just for letting their children have access to education system. Education system has also become
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orthodox. Age-old methods are used for educating pupils the same thing in the same manner
(Lusardi and Mitchell, 2011). Just memorising up of theoretical studies, printed in black and
white letters is making the education system a mere way to gather certificates. The organisations
that are now providing better education system are asked for higher fees and payments. This is
making it hard for people to have access to proper education system.
This research study provides beneficial understanding regarding the way education system is
becoming more and more expensive. The paper provides understanding of the financial
challenges faced by youngsters in the education business. This business is becoming expensive
day by day. People have somehow started focusing more on the additional features and extra
grandeur. The outer appurtenance of a school building is becoming more important than the
education that is being provided to the students (Zimmermann et al., 2013). The organisations
that are part of this industry are also facing the need for making the institutions more outwardly
attractive. Therefore, if a person takes initiative to enter into this industry, they are bound to
consider the additional facilities that should be added in the new institution. This is quite difficult
for a young person with limited financial ability. Thus, the study provides beneficial
understanding regarding the major financial challenges and dilemmas faced by youngsters in this
industry.
The educators may improve their performance in order to provide the customers that are the
students a better experience in pursuing higher studies. the redaction in non value added
activities and improving skills as an educator would the first every step for dealing with this
fading connection between pursuing higher education and the payment given for it.
All of these findings are gathered with the help of using secondary research that includes the
reviewing of literatures dealt on this paper. Several journals and literatures are reviewed for
gathering perceptions of authors on this topic. The other methods that are used for this purpose
are peer observations and professional debate. This helped in gathering perceptions of people
that are directly involved in the industry of education business.
It is observed that the uses of such tools for gathering information are found to be potential
enough to provide useful information regarding the subject area. However, some other
amendment and development are required for gaining more appropriate understanding of the
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subject. The areas of development that have to be considered are, session evaluation, mentoring,
peer observation, effective use of expertise, specific areas of responsibility, and experience
within subject-specific area (Hung et al., 2012). The contribution of co-workers in having a
better understating of the subjected can be beneficial for the project. As the co-workers are parts
of this industry. They have proper understanding of the situation. Discussion with better-
qualified people with in depth knowledge regarding the factor can also prove to be beneficial for
the project. The method of observations that are used for completing the project has to be
realistic and unbiased. The opinions are judged from the perspective of both the educators and
the pursuer of education. The financial dilemma faced by in education business is not limited to
the side of the people pursuing education. They are also applicable in the case of youngsters who
are trying to enter into the industry of business education. The dilemma from the both sides is
explored in this study (Seers, 2017). The peer observations can be improved by allowing the
peers who have participated in the project to give their opinions regarding the project. Both
positive and negative perceptions have to be welcomed. Gathering information based on realistic
data is required for the project.
The literatures that are verified in this journal have to be of documented in proper and reliable
manner. For further development in this area, the use of peer-reviewed journal has to be used.
The information has been taken from reliable sources. In order to complete the project in a more
comprehensible manner, the participation of co-workers is required. Completing the project and
evaluating several aspects associated with the project, in a group would ultimately help in
making it more appropriate and perfect.
In order o make sure that the education processes are not becoming futile attempt, several
methods has to be considered. This can be including new peer discussion, use of several
technological tools, cooperating with more learned persons are some others (Paris, 2012). Focus
should be given more to the education system and skill development and less of external
grandeur and effect.
The use of mentioned methods for enhancing won performance can be beneficial for improving
best practices of a teacher (McGrath and Monsen, 2015). They would provide several major
benefits along with ensuring that the students are satisfied with the education and education
methods provided to them.
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Evaluating the benefits of changes made to own practice
Several benefits can be gained by using more improved methods. The benefits that can be gained
by incorporating new development in won practices are improved performance, developing new
competences, gaining ideas recharging More-efficient ways of working, developing the ability of
solving problems effectively, exploring Different ways of approaching and some others.
Improving won practices in teaching area can help providing learners a better experience.
Innovative approaches like the inclusion of information technologies in learning practices can be
beneficial for improving practices. The intervention of co-workers that is other teachers would
pave way for knowledge transfer and share of resources (Carroll and O’Loughlin, 2014). Peer
observations and group discussions would be beneficial for building capacity within team. In
order to evacuate won performance, gathering feedbacks are required and this would help in
assessing the perceptions of people regarding own self.
Working with more efficient and knowledgeable person would help in improving performance as
a teacher. It would provide indeed knowledge regarding a subject and would help in solving
quarries of the. As a teacher working with co-workers and other team members are required for
inching performance and the ability for teamwork. In order to enhance and ensure best practices,
it is essential to be open to criticism. Perceptions and feedbacks of not only co-workers nut also
learners are to be welcomed for enhancing best practices. This would benefit in making the
teaching practices more student centric. Opinions of co-workers would be beneficial for
eliminating such activities that so not add value to won performance (Hendry and Oliver,2012).
As the efficiency of teacher and a worker in the education system are chiefly dependent on the
way students are receiving proper education and are loving to be part of the classes, gathering
perceptions of the students would be a key tool for monitoring performance.
The development methods can help in improving thinking ability. To be precise, the use of the
methods would be beneficial for enhancing rational thinking ability. This would further help in
enhancing emotional intelligence, which is one of the core requirements for becoming an
efficient worker. Different co-workers possess varied types of knowledge and experience and
therefore the involvement of co-workers and taking their perceptions would eventually lead to
improving knowledge. This would pave the way for resources sharing and would help in
capacity building.
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Best practices would help in enhancing customers experience, that is the expedience of students
who are purchasing the services of the education institutions. Internal standardisation and
verification procedure would beneficial for ensuring best practices (Seers, 2017).
Thus, the methods for enhancing best practices would help in dealing with the issue of financial
challenges. It has to be ensured that the education system are providing proper education in
exchange of the feeds and huge investments they are taking from the students. Ensuring best
practices would do this task.
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Section 6
Findings
This research project has focused on the identification of the financial challenges faced by the
youths in education business. In today’s world, education has become one of the most important
aspects of people’s life. Getting education is the right for every individual but in present time,
rather than being social enterprises, educational institutions have become a profit making
organization. From the above research project, it has been found that demand of new technology
and modern facilities has increased the financial burden on the youths. From the above research
project, it has been found that the current political condition of the country has led to the
increased to increase in the fees of the educational institution. This has led to the negative drive
within the youth to pursue their education. Due to the increase in the fees structure, most of the
youths are able to continue their education in the United Kingdom. This is causing a serious
problem in the society of the United Kingdom. Additionally, the research project has also
identified that high rate of inflation, which has increased the price of all the products and
services in the United Kingdom. This has also affected the fees structure of most of the
educational institution in the country.
From the above research project, it has been identified that the youths of the country are asking
for free education from the government, as most of the education institution are charging for
more fees from the youths. Increase in the education cost has affected most of the youths as they
are leaving the education in the half way. This is increasing the rate of uneducated youths in the
country. Increase in the demand of the technologies is creating barrier to most of the youths to
continue their education. From the above research project, it has been identified that most of
youths are getting drowned in the debt that has been taken to continue the education. From the
above assignment, it has been identified that due to Brexit, there is the increase in the number of
unemployment in the country. This has increased the financial challenges for youths in the
education business.
From the above research project, it has been identified that most of the youths are coming from
the other countries, which has increased the demand of education in the country. Due to the
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increase in the cost of education in the country, the country is facing the decrease of the number
of foreign students. From the above research project, it has been identified that debates helps the
individual to culture the practices and at the same time, it can demonstrate the capability of the
critical thinking in the mind of the individual. With the help of the debate, the individual will be
able to increase the perspectives with extensive evaluation of the significant contemporary
issues. From the above assignment, it has been identified that most of the educational institution
are being more dependent on the new technology, which is increasing the financial challenges
for the most of the youths. Due to the increase in the price of the educational institution, there
has been decrease in the number of foreign students. If the number of foreign students decreases
in the education institution, then it can affect the quality of the education, as most of the teacher
will not be interested to continue their job in the institution. Decrease in the number of foreign
students is also decreasing the funds of the educational institution. This research project has also
focused on the understanding the challenges that are faced by the youths in the education
business.
From the above research project, it has been identified that education business is becoming more
expensive. Most of the people entering this business sector have focused to provide the
additional features that can provide better educational facilities to the youngsters. From the
above research project, it has been identified that practice with peers is more beneficial for the
teachers, as it helps in providing more knowledge and understanding regarding the team meeting.
By engaging with peers will also help the teacher to share good practices with the other teachers.
This will help in providing better education to the youths. The teacher will be able to able to
develop their skills and knowledge. From the above research project, it has been identified that
by engaging with peer journals, teacher will be able to provide proper education to the students.
From the above research project, it has been identified that the main strengths is the
communication skills, which has helped in the providing the essential information that can help
in performing with ease. Team management skills is also one of the main strengths of the
individual is the time management. These skills of the individual will help in providing better
education to the youths. From the above research project, it has been identified that the main
weakness is that the individual is able to learning quickly but the individual is not able to deliver
the knowledge to the youths. This can cause problem in providing better education to the youths.
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Conclusion
From the above study, several facts and concepts of current financial challenges faced by
students have been cleared out. Al the above discussions regarding the given topic have stated
the main fact that in United Kingdom, tuition fees have been frozen and current review of many
students’ funding has cast a cloud of economic uncertainty in Universities. The first part of this
study has effectively state importance and rationale of this study by introducing basic concepts
that will be followed in the entire study. The second chapter, literature review has been effective
for developing understanding regarding theories and practical examples associated with
economic crisis and difficulties students are facing in case of availing education in various
levels. This section has introduced academic capitalism theory and institutional isomorphism
theory prevailed and practiced within all educational institutions and its effects on the individual
student. Concept of economic challenges and reasons for these kinds of challenges has been
analyzed in this section. All these parts are effective for understand wider implications of
financial crisis and challenges in the educational sector of developed countries. Next section
included in this study has evaluated the benefits of peer learning and professional debates
critically and what are the benefits of these two facts for personal gain. Later this study has been
helpful in evaluating development based on own findings related to the given topic. An overall
finding and analysis has been stated at the end of this study. All these points are helpful in
elaborating and analyzing the fact that financial challenge regarding education business impacts
on the education level of students as well as on their individual finances.
Recommendations
Useful and important recommendations are listed below.
 With developing student demands and expectations and intense competition levels
compel students to take on an economic burden for their educations, educational
institutions required to invest more in infrastructure, teaching style and career
support to grab attention of more students. Development and changes in these
areas will help in maintaining expenses in staff, teaching management processes.
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 Education industry within UK need to develop or build on its success and modify
further to fully offset all the risks of economic failure.
 More effective communication channel between the students and institutional
head needs to be maintained in order to point out exact challenges faced by the
students. Effective communication process will help institutional heads to avail
policies and other financial schemes that are student friendly and could erase their
economic challenges.
 This industry should continue to make sure of the fact that their space and their
policies are in line, specifically as students’ demands points to radically different
estate needs as compared to even the current past.
 On the other hand, funding for various researches has turned into more
challenging to access since 2011. All the availability has shifted from block grants
and is currently spread more inefficiently, and opens to extreme competition. A
institution income streams move away government, colleges should indulge in
learning to earn income from outside of simple single government funding,
working with many partners along with companies to diversify money they apply
to underpin research.
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