Financial Planning 1

This document provides financial planning advice and recommendations for wealth creation, insurance, and superannuation. It includes a detailed analysis of the client's current situation, objectives, risk profile, and potential issues. The document also offers strategies for achieving specific goals, such as wedding/honeymoon and house deposit. Additionally, it provides recommendations for wealth protection through various types of insurance. Appendix 1 includes future value calculations to help clients understand the potential outcomes of their financial decisions.