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Financial Service Regulation - Assignment

   

Added on  2020-12-18

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Financial Service Regulation
Financial Service Regulation - Assignment_1
Table of ContentsINTRODUCTION...........................................................................................................................1TASK...............................................................................................................................................11.Analysing and evaluation of the strengths and the weaknesses of banking regulation inensuring resilience and governance of the bank.........................................................................12.Evaluating the advantages and the disadvantages of the post-crisis international and thenational regulatory environment to the bank..............................................................................33.Evaluating the ability of the UK banks in competing against the international FINTECH andthe other non-bank finance providers under the new regulatory framework..............................44.Recommendation on the effectiveness of the regulation in facilitating a reliable and therobust regulatory environment in the banking sector..................................................................5CONCLUSION ...............................................................................................................................5REFERENCES................................................................................................................................7
Financial Service Regulation - Assignment_2
INTRODUCTIONFinancial regulation involves the regulation or the supervision which are subjected to thefinancial institutions towards a certain requirement, guidelines and the restrictions, aiming inmaintaining the integrity in the financial system. This might be handled by either the non-government and the government organization. The foremost purpose of the financial regulationis protecting the investors, promoting the financial stability, maintaining market orderly,competition, prevention of the financial crime and the fairness. The major classification of theinstitutions that avails the financial service involves the internet banks, central banks,commercial banks, retail banks, credit unions, investment banks, brokerage firms, savings andthe loan associations, insurance companies and the mortgage companies. The present study isbased on the Barclays bank, a British multinational financial service corporate and theinvestment bank, headquartered in the London. Apart from the investment banking, this bank isorganized in several businesses such as personal banking, wealth management, corporatebanking and the investment management. Furthermore, the report describes the strengths andweaknesses of the regulation in UK. Advantages and the disadvantages of the post crisis to theBarclay bank and also explains the practices that adopted by UK banks in competing withinternational FINTECH. Lastly the study includes the recommendations on the effectiveness ofthe regulation. TASK1.Analysing and evaluation of the strengths and the weaknesses of banking regulation inensuring resilience and governance of the bank.Bank selection Impact of P.P.I. scandal on the financial strength of selected bankGovernance of current post-crisis bank regulationStrengths of UK banking regulation in ensuring governance and resilience of the banks-Facilitate fragile function of the banks- In the banking the deposits are considered as theliabilities and the lending of money or loans are stated as the assets. Therefore, the balance sheetof the bank is largely comprises the liquid liabilities and the non-liquid assets (Kshetri andKshetri, 2017). In the case if the people loses the confidence in terms of the system of banking,it is called as the situation of bank run. The liquidity of the bank is trapped in the long terminvestments as they supply the loans from their pooled deposits. Hence, UK banking regulation1
Financial Service Regulation - Assignment_3

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