This document discusses the limitations of using comparison websites to obtain up-to-date information on financial products and services. It explores alternative systems that can be accessed for better decision-making. The document also explains the difference between debit cards and credit cards, the impact of a competitive home loan product introduced by a major bank, customer segmentation by financial products brokers, standards of financial product promotion and marketing practice, changes in sales promotion procedures for consultative selling, and the adoption of cross-selling techniques by financial institutions.