Introduction The website of the financial services regulator, the Australian Securities and Investments Commission (ASIC), displays six 'voluntary' industry codes of practice which complement the Financial Services Regulation (FSR) legislative regime.' These are the Code of Banking Practice, Credit Union Code of Practice and the Electronic Funds Transfer Code of Practice, the General Insurance Code of Practice and the General Insurance Brokers' Code of Practice, and the Financial Planners Code of Ethics and Rules of Professional Conduct.