Investment option Senior Citizen’s Recreation Club

INVESTMENT OPTIONS
[Document subtitle]
[DATE]
[COMPANY NAME]
[Company address]

I n v e s t m e n t o p t i o n s P a g e | 1
Executive Summary
This report reveals the key implication of the investment policies and factors affecting the asset
management program. It has been evaluated that there is no such fixed approach is defined for
the investors to invest or allocate the assets. Allocations of assets vary according to the objective
of the investors. It has been observed that Nonetheless, investment and allocation decision is the
aspirations of the individual to attain the objective of higher return with the low level of risk as
comparison to the other direct plan of investments.
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Table of Contents
Introduction......................................................................................................................................2
Research...........................................................................................................................................2
Analysis...........................................................................................................................................2
Part 1. Investment Policy Statement............................................................................................2
I.Executive summary...............................................................................................................2
II. Investment objectives, risk tolerance and time frame.........................................................2
III. Duties and responsibilities of portfolio manager...............................................................4
IV. Portfolio selection policies................................................................................................4
V. Performance monitoring policy..........................................................................................4
Part 2. Asset allocation Strategy..................................................................................................4
Factors affecting asset allocation strategy:..............................................................................4
Strategy for assets allocations:.................................................................................................5
Part 3. Portfolio and explanatory statement.................................................................................5
Part 4. Report on performance of portfolio.................................................................................5
Recommendations............................................................................................................................6
Conclusion.......................................................................................................................................6
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Investment option Senior Citizen’s
Recreation Club.
Introduction
The report contains the analysis of investment options for the club and formation of appropriate
asset allocation strategy after analyzing the data from security markets of the selected companies.
The investment policy statement also presented in the report which summarizes the objectives
and strategies related to portfolio of the club.
Analysis
Part 1 Investment Policy Statement
Investment policy statement (IPS) is the roadmap document drafted between the financial
advisor or portfolio manager and investors which include the objectives and goals of investor and
general rules for manager. A well drafted IPS with actionable provisions helps in decision
making and handling the adverse situations in market without changing the investment goals and
directions drastically. A well-devised IPS would include the investor’s goals and requirements,
assets allocations, defined risk tolerance, strategies to meet the goals, and a review policy for the
same.
Investment Policy Statement for Senior Citizen’s recreation Club –
I. Overview Summary
Senior Citizen’s Recreation Club, Retail investor, More than ten members
Portfolio: Individual portfolio, Tax exempt
Portfolio value: $500,000
Return goal: Higher than Internet cash maximize account
Loss limit in worst case: 10%
II. Investment objectives, risk tolerance and time frame
Risk tolerance level: Moderate
Portfolio: Individual portfolio with balanced risk
Time horizon: Long term subject to personal needs
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