7LOAN AMORTIZATION SCHEDULE Bibliography: Agarwal, S., Amromin, G., Ben-David, I., & Evanoff, D. D. (2016).Loan product steering in mortgage markets(No. w22696). National Bureau of Economic Research. Korteweg, A., & Sorensen, M. (2016). Estimating Loan‐to‐Value Distributions.Real estate economics,44(1), 41-86.