Long Term Disability Insurance CONTENTS QUESTION 1 1 QUESTION 2 1 Critique of Plan Design Feature 1 Suggestions to Improve Plan 2 Discussion on Taxation of Disability 2 REFERENCES 3 QUESTION 1 Macewan Manufacturing Ltd is developing a policy regarding long term disability for those employees who gets disabled while working in the company. This tenure is set so that pension benefits are offered to employees who actually gets disabled and keeps away other person who gets minor injury while at work. While in this period, disable