Financial Statement Analysis of AMP Ltd and Suncorp Ltd

The assignment involves analyzing the financial statements of AMP Ltd and Suncorp Ltd using various ratios and tools. The objective is to assess the sustainability of these companies by identifying strengths, weaknesses, opportunities, and threats (SWOT analysis). The report also discusses the implications of these findings on the companies' strategies and decision-making processes.

MANAGEMENT
ACCOUNTING AND
STATISTICS

Table of Contents
INTRODUCTION...........................................................................................................................1
PART A...........................................................................................................................................1
1.companies’ mission, objectives, strategic priorities, and operations...................................1
2. Trend Analysis of AMP Limited and Suncorp group limited............................................1
3. Analysation of financial performance of companies..........................................................9
4. Comparison of financial performance..............................................................................11
PART B .........................................................................................................................................12
1. Graphically present and discuss the variables from the financial statements of AMP Ltd and
Suncorp group Limited:........................................................................................................12
2. Measure of central tendency............................................................................................18
3 Correlation coefficients.....................................................................................................20
4. Estimate and Interpret the least square regression equation of net profits on sales.........22
5. Time series........................................................................................................................22
CONCLUSION..............................................................................................................................23
REFERENCES .............................................................................................................................24

INTRODUCTION
Management accounting is the main tool which is used by the company in order to make
their business operations in a sustainable manner (Weißenberger and Angelkort, 2011). Under
this project report, two companies have been selected from the top 10 Australian companies,
AMP Limited and Suncorp group Ltd is selected which are from Finance sector and they both
have great position in Australia. By applying various management accounting techniques,
companies are able to frame their business decisions in a most effective manner. Under this
report, various statistical tools are used for analysing their financial statements. Various graphs
are made under this so that the business performance can be analysed in an effective manner.
PART A
1.companies’ mission, objectives, strategic priorities, and operations
Amp Ltd.
Operations:
In Australia and New Zealand's this company is the specialist in the management of the wealth
of the company. From last 168 years they are dedicated to ourselves in helping our customers to
achieve their financial goals with quality product and expert advice.
The main purpose of operations of the company is the betterment of the future of the people
tomorrow by offering better solutions and financial advice to explore ,plan, track and reliase their
goals so they can make their future better.
They have:
1. Established as mutual life insurance company in 1849
2. More than 46000 Amp bank home loans,
3. more than 3500 financial advisers in Australia and New Zealand
4. more than 5400 employees
5. more than 4 million customers
Strategy:
Amp Ltd has clear strategy of long term growth by diversifying their investments into different
sectors and give more focus on the core business in which they have the strong positions in the
growing market. They are transform their Australian business to provide better help to their
customers to have better tomorrow and continuously reduces their costs to increase their
1

profitability in very less margin world and expanding their operations internationally through
selected partnerships in china and japan.
They are also attracting new investments into the real assets in Australia and globally.
Mission:
Amp Ltd. Is known in the Australia and New zealand for superannuation, investments and advice
but now the mission is to grow in retail banking in Australia and New Zealand and
internationally with the help of the strong partnerships with China and Japan and the investments
made around the globe.
So the mission is to grow their business all over the world and expolore the area of their work
and providing the banking services too.
Objectives:
1. Superannuation, retirement and financial advice: The Amp Ltd is indulged in the
providing of the financial advices regarding their superannuation and retirements. It
provides a greater choices investments to their customers.
2. Banking: To provide banking services in Australia and New Zealand and providing
home loans to the customers and financial advices regarding to that.
3. Investments: It aims to provide wide base of opportunities to the investors for investing in
the real estate and the infrastructure sector (Nikolaev, 2010). Aims to grow and extend
the partnership with china and in Japan derive value from Mitsubishi trust and banking
partnerships.
4. Insurance: Stabilise earnings and release capital through reinsurance and to sustain there
business efficiencies. It also aims to promote new offers of insurance.
Suncorp Ltd.
Strategic priorities:
1. Elevate the customer: That the company is using insights to understand and meet
customers needs. They are going to focus on providing valuable customer experience
which is very grateful.
2. Create the market place: It provides a connected network of the brands, partners,
solutions and channels for the purpose of meeting the customers financial well-being
needs.
2

3. Maintain momentum and grow: That they are engage in building and protecting the
reputation of excellence in financial services in Australia and New Zealand. This would
be achieved through targeted focus on revenue growth opportunities, operational
excellence etc.
4. Inspire our people: In achieving the any strategy requires a diverse and highly engaged
workforce. This would be achieved through focus on improving core work experience.
Operations:
Suncorp Group limited is providing of financial and solutions, helping customers for taking good
choices and taking the proper action to improve their financial well-being.
From since 1902, they are creating the values for the stakeholders while being responsible for the
business, today they are top 20 ASX-listed company having $97 billion in assets.
They are employing approx. 13400 people and providing services to the nine million customers
across the Australia and new Zealand.
There products and services are helping to the customers to meet their financial needs. It
provides strong portfolio of banking and wealth and insurance solutions.
Objectives:
That the suncorp group provides the services related to the banking in Australia and New
Zealand which also provides the financial advisory to the retired peoples and helps them
regarding investing in right direction which gives some return to them.
The main objective of this company is to bring together the strong portfolio of banking & wealth
and insurance solutions across all over the country.
Mission:
Suncorp group Ltd has mission that they are providing easier, enjoyable and more accessible
investment advises to their customers.
There focus is also on health well being and prevention (Larcker and Rusticus, 2010). They are
also got in partnership with Reach out to support them in their mission to help the young people
for staying happy and well through improving their mental health.
3

2. Trend Analysis of AMP Limited and Suncorp group limited.
In any business it is very necessary that proper analysis shall be carried out so that all the
issues can be determined and then steps can be taken to eliminate them (Kaplan, 2011). Trend
analysis is one of such method in which the performance of past years is evaluated by using
various tools and on on basis of them predictions can be made in respect of coming period. For
this ratios are to be calculated for past few years which in given case are taken to be 10 years.
For AMP Limited
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Consolidated
Income statement
Net premium, fee
and other revenue 2869 2877 2665 2824 4219 4798 5136 5343 5539 6204
Investment gains
(losses) 8128
-
13843 8250 4840 1464 12084 14963 12244 8483 8567
Profit (loss) before
income tax from
continuing
operations 1237 -1094 1228 881 673 1384 1498 1814 1993 358
Income tax (expense)
credit -445 1668 -505 -126 3 -697 -782 -843 -280 -166
Profit from
discontinued
operations held for
sale after income tax 193 6 -44 -87 -741 -536
Non-controlling
interests 16 20 12 17
Profit after tax
attributable to
shareholders of
AMP Limited 985 580 739 775 688 704 672 884 972 -344

Consolidated
Statement of
financial position 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Cash and cash
equivalents 2141 2056 2409 3325 4652 4207 2938 3581 3955 3476
Investment assets 99150 80641 84171 85120 96972 106263 121781 126292
12807
4
12999
5
Intangibles 1005 939 946 919 4347 4175 4136 4042 3983 3199
Assets of disposal
groups 747 187 42 100
Other assets 2266 3114 2304 2241 4319 3919 4327 3840 3696 3390
Total assets 105309 86750 89830 91605
11029
0 118751 133224 134855
13970
8
14006
0
Borrowings and
subordinated debt 11653 12376 12350 11136 12359 12493 16243 16502 17452 17218
Life insurance
contract liabilities 20635 19250 18380 17762 24399 25055 24934 24403 23871 24225
Investment
contract liabilities 52357 41510 47239 48579 52940 58385 66049 66980 69848 71579
Liabilities of
disposal groups 672 74 8 69
Other liabilities 17978 11497 9227 11130 13695 15213 17790 18516 19642 19497
Total liabilities 103295 84633 87196 88607
10339
3 111220 125024 126470
13081
3
13251
9
Net assets 2014 2117 2634 2998 6897 7531 8200 8385 8895 7541
Contributed equity 3827 4481 4814 5051 9080 9339 9602 9508 9566 9619
Reserves -2446 -2598 -2563 -2565 -2534 -2156 -1973 -1888 -1866 -1972
Retained earnings 546 154 320 452 283 251 461 566 819 -185
Total equity
attributable to
1927 2037 2571 2938 6829 7434 8090 8186 8519 7462
3

shareholders of
AMP Limited
Non-controlling
interests 87 80 63 60 68 97 110 199 376 79
Total equity 2014 2117 2634 2998 6897 7531 8200 8385 8895 7541
Profitability Ratios 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Returns on Assets 0.94% 0.67% 0.82% 0.85% 0.62% 0.59% 0.50% 0.66% 0.70% -0.25%
Return on
investment 0.99% 0.72% 0.88% 0.91% 0.71% 0.66% 0.55% 0.70% 0.76% -0.26%
Return on equity 51.12% 28.47%
28.74
% 26.38%
10.07
%% 9.47% 8.31%
10.80
%
11.41
% -4.61%
Gross profit margin 16.63% 9.11%
20.00
% 19.62%
18.82
%
20.30
%
24.53
%
28.24
%
33.36
%
37.41
%
Net profit margin 34.33% 20.16%
27.73
% 27.44%
16.31
%
14.67
%
13.08
%
16.55
%
17.55
% -5.54%
1 2 3 4 5 6 7 8 9 10
0
0
0
0
0
0.01
0.01
0.01
0.01
Returns on Assets
Linear (Returns on Assets)
4

1 2 3 4 5 6 7 8 9 10
0
0
0
0
0
0.01
0.01
0.01
0.01
Return on investment
Linear (Return on investment)
5

1 2 3 4 5 6 7 8 9 10
-0.1
0
0.1
0.2
0.3
0.4
0.5
0.6
51.12%
28.47%28.74%
26.38%
9.98%9.47%8.31%
10.80%11.41%
-4.61%
Return on equity
Linear (Return on equity)
1 2 3 4 5 6 7 8 9 10
0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
0.4
Gross profit margin
Linear (Gross profit margin )
6

1 2 3 4 5 6 7 8 9 10
-0.1
-0.05
0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
0.4
Net profit margin
Linear (Net profit margin)
For Suncorp group Limited:
particulars 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Sales 7591 9411 10585 15682 19033 16061 16186 16370 16722 15487
Net profit 1064 561 353 966 477 614 621 905 1105 1130
operating
expenses 2025 3384 3386 2765 2654 2603 2732 2757 2427 2334
Gross profit 5566 6027 7199 12917 16379 13458 13454 13613 14295 13153
Total assets 84656 94169 97463 95339 95488 96062 95905 94429 95651 95748
Total
investments 20920 19136 20330 21091 24014 24881 26183 26915 26130 23384
Equity 12391 12366 13229 13953 14018 14127 13983 13799 13518 13570
Total liabilities 72265 81803 84234 81386 81470 81935 81922 80630 82133 82178
Profitability
Ratios 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
7

Returns on
Assets 1.26% 0.60% 0.36% 1.01% 0.50% 0.64% 0.65% 0.96% 1.16% 1.18%
Return on
investment 5.09% 2.93% 1.74% 4.58% 1.99% 2.47% 2.37% 3.36% 4.23% 4.83%
Return on equity 8.59% 4.54% 2.67% 6.92% 3.40% 4.35% 4.44% 6.56% 8.17% 8.33%
Gross profit
margin
73.32
%
64.04
% 68.01%
82.37
% 86.06% 83.79%
83.12
% 83.16% 85.49% 84.93%
Net profit
margin
14.02
% 5.96% 3.33% 6.16% 2.51% 3.82% 3.84% 5.53% 6.61% 7.30%
1 2 3 4 5 6 7 8 9 10
0
0
0
0.01
0.01
0.01
0.01
0.01
Returns on Assets
Linear (Returns on Assets)
8

1 2 3 4 5 6 7 8 9 10
0
0.01
0.02
0.03
0.04
0.05
0.06
Return on investment
Linear (Return on investment)
1 2 3 4 5 6 7 8 9 10
0
0.01
0.02
0.03
0.04
0.05
0.06
0.07
0.08
0.09
0.1
Return on equity
Linear (Return on equity)
9

1 2 3 4 5 6 7 8 9 10
0
0.1
0.2
0.3
0.4
0.5
0.6
0.7
0.8
0.9
1
Gross profit margin
Linear (Gross profit margin )
1 2 3 4 5 6 7 8 9 10
0
0.02
0.04
0.06
0.08
0.1
0.12
0.14
0.16
Net profit margin
Linear (Net profit margin)
3. Analysation of financial performance of companies.
In the business it is required that various ratios shall be calculated as with the help of
them it is possible to examine all the factors which are present in it. There are various aspects
that are to be covered under it and for that all the data is required to be collected so that it can be
utilised to carry out the whole process in most effective and efficient manner. It is possible to
10

evaluate the profitability of company with the help of them. Some of the main ratios that are
calculated under it are return on assets, investments, equity and gross and net profit margin. The
trend analysis is carried out in which data of past years is compared so that proper conclusions
can be drawn (Heizer, 2016). Above calculations are made in respect of two companies which
are AMP limited and Suncorp group. Below is presented the findings in respect of all of them:
Return on total assets: This is calculated to know that ratio in which are earnings are made in
relation to the available assets. By this it is identified that whether all assets have been utilised in
proper manner or not. It can be seen that in AMP fluctuations are taking place in this and in 2016
it has arrived at negative value which shows that company is not utilising its assets in appropriate
manner and they can be used in more positive manner which yields additional returns. In
Suncorp also they are deviating but in last three years they are increasing so it can be said that
company is now making proper use of all the assets and will be continuing this trend in coming
future.
Return on Equity: By the use of this, it can be determined that are all the funds which are
introduced in business are used in proper manner or not. Equity is the amount which is invested
by all the shareholders and it shall be ensured that it is used in best way so that proper returns can
be provided to them. This is declining in case of AMP and is reaching to a negative point which
is a demerit for the company as the image of it will be spoiled and this will lead to reduction in
trust of shareholders which is not good for any business. Under another company it is declining
and then increasing and this shows that earlier they were not using it in proper manner but
afterwards started doing this and it will enable all the shareholders to have belief on them and
will further purchase more shares as they will be getting required returns.
Returns on investment: In this all the investments which are made by company are analysed.
This helps in identifying that whether the investments which are made are good or not and are
they providing business with needed returns. For this the earnings shall be compared with the
amount that is invested. It can be seen that it is declining and then rising but the after that it
reduced and reached lower level in 2016 which shows that there is some wrong deal which is
undertaken in current year. In case of Suncorp there is increase in returns from last few years
which shows that it is make good use of the available resources and they are used for such
purpose which gives it higher returns.
11

Gross margin ratios: In business there are various costs which are incurred and they are
classified as direct and indirect. The ones which are in direct relation with the working or can say
operations are direct cost and all others are indirect expenses (Guest, 2011). By this the gross
amount of earnings are identified which tells that how much is the cot which is related to sales.
There are fluctuations which are taking place but are not much and and in last year they are
somewhat less then previous year in AMP and the same is the case with Suncorp group.
Net Profit Margin: Under this all the expenses will be considered and the they will be reduced
from the total amount of earnings so that net amount which is earned can be determined. By the
help of this it is known that whether company is managing its operations in appropriate manner
or not. Also if profitability will be good the it ensures sustainability for any organisation. This I
the amount out of which distribution will have to be made to all the investors and shareholders
and some part will be retained for future use. It can be seen that there is no proper trend which is
followed in this as it is sometimes increasing and sometime decreasing. In final year there are
losses which are made by AMP limited which shows that company is not operating in proper
manner and there shall be some steps that shall be taken to overcome them. In suncorp earlier no
trend was there but from last few years there is rising trend under which profits are growing at
continuous pace. So AMP is not able to maintain its position whereas same is not the case with
other one.
4. Comparison of financial performance.
From the analysation that is made above it can be said that the performance of both
companies can be compared with one another. It can be noted that the returns which are earned
on assets are more in Suncorp than that of AMP and so it can be said that it is utilising its assets
in better manner and is able to make the company grow with that. Also the returns which are
made on investments are also more in Suncorp so this shows that it is making such investments
which are beneficial and are providing company with more returns. It is taking better decision
and due to that only this has been made possible. There are negative earnings in case of AMP in
last year so the funds are not used in most beneficial way.
The returns on equity were at very good position in earlier years in case of AMP but then
they declined at very fast pace whereas in case of suncorp they were never too high but are
always maintained at constant rate and so it can be said that consistent working is done in this
which is good for achievements of long term goals and ensure the sustainability of it in long run.
12

Profits which are earned are also more in Suncorp and there is no loss which is incurred
in it and they are maintaining its profitability in very good manner. In AMP huge fluctuations are
taking place as profits decline with great speed which is harmful as company will not get the
time to cope with the issues which are arising. This is not the case in Suncorp in which there is
rate at which earnings are made and ensured that company is not facing any amount of losses.
From all of this it can be determined that financial position of Suncorp is much better that
that of AMP. In this all the factors are maintained at positive manner and they are carried out in
such manner which is providing company many benefits and this leads to continuation of
business for long period of time (Ellis, 2010). AMP is incurring losses which will have negative
impact and its position will not be considered to be good. It is required to take such steps by
which they will be bale to deal with all the problems which are arising and are responsible for the
losses. But the main conclusion is that AMP is not in good financial position and is weaker than
Suncorp group limited and is not able to utilise its resources in proper manner. There is some
wastage which is taking place and needs to be stopped. So overall position is not satisfactory for
AMP Limited.
PART B
1. Graphically present and discuss the variables from the financial statements of AMP Ltd and
Suncorp group Limited:
AMP Ltd:
Revenue 31/12/16 31/12/15 31/12/14 31/12/13
Total
revenue 14799000 14049000 17600000 20113000
Cost of
revenue 9339000 7633000 11267000 13986000
Gross profit 5460000 6416000 6333000 6127000
Total
operating 13222000 11324000 15088000 17837000
13

expenses
Operating
income or
loss 1577000 2725000 2512000 2276000
Income from continuing operations
Earnings
before
interest and
taxes 1577000 2725000 2512000 2276000
Interest
expense -551000 -732000 -674000 -679000
Income
before tax - - - -
Income tax
expense 166000 280000 843000 782000
Minority
interest - - - -
Net income -344000 972000 884000 672000
Total revenue Earnings before interest and taxes
Total operating expenses Income tax expense
-5000000
0
5000000
10000000
15000000
20000000
25000000
31/12/16
31/12/15
31/12/14
31/12/13
14

Period ending 31/12/16 31/12/15 31/12/14 31/12/13
Current assets
Cash 3476000 3955000 3581000 2938000
Short-term
investments - - - -
Net
receivables 766000 751000 1637000 1833000
Stock - - 136000 142000
Other current
assets 3097000 3755000 2998000 2450000
Total current
assets 116735000 116806000 112269000 104286000
Long-term
investments 2073000 2272000 2514000 2974000
Property plant
and equipment - - - -
Goodwill 2117000 2782000 2717000 2711000
Other assets - - - -
Deferred long-
term asset
charges 656000 557000 697000 1062000
Total assets 140060000 139708000 134855000 133224000
Current liabilities
Creditors 1403000 696000 851000 695000
Short/current
long-term
debts 17218000 17452000 16502000 16243000
Other current
liabilities 1326000 1326000 1598000 1268000
Total current 15435000 13751000 13749000 10798000
15

liabilities
Long-term
debt 5241000 6664000 5574000 7848000
Deferred long-
term liability
charges 382000 374000 378000 355000
Minority
interest - - - -
Negative
goodwill - - - -
Total
Liabilities 132519000 130813000 126470000 125024000
Cash and cash equivalents
Other current liabilitiesTotal current assets
Total assets Total liabilities
0
20000000
40000000
60000000
80000000
100000000
120000000
140000000
160000000
31/12/16
31/12/15
31/12/14
31/12/13
Suncorp Ltd:
Period ending 31/12/16 31/12/15 31/12/14 31/12/13
Current assets
Cash and cash
equivalents 3476000 3955000 3581000 2938000
Net receivables 766000 751000 1637000 1833000
16

Inventory - - 136000 142000
Other current
assets 3097000 3755000 2998000 2450000
Total current
assets 116735000 116806000 112269000 104286000
Long-term
investments 2073000 2272000 2514000 2974000
Goodwill 2117000 2782000 2717000 2711000
Deferred long-
term asset
charges 656000 557000 697000 1062000
Total assets 140060000 139708000 134855000 133224000
Current liabilities
Accounts
payable 1403000 696000 851000 695000
Short/current
long-term debt 17218000 17452000 16502000 16243000
Other current
liabilities 1326000 1326000 1598000 1268000
Total current
liabilities 15435000 13751000 13749000 10798000
Long-term debt 5241000 6664000 5574000 7848000
Deferred long-
term liability
charges 382000 374000 378000 355000
Total liabilities 132519000 130813000 126470000 125024000
Revenue 30/06/17 30/06/16 30/06/15 30/06/14
Total revenue 17395000 15327000 16722000 16357000
Cost of revenue 11799000 9935000 10919000 10599000
Gross profit 5596000 5392000 5803000 5758000
17

Total operating
expenses 14345000 12233000 13244000 12806000
Operating
income or loss 3050000 3094000 3478000 3551000
Earnings before
interest and
taxes 3050000 3094000 3478000 3551000
Interest
expense -1442000 -1587000 -1816000 -2029000
Income tax
expense 523000 462000 522000 438000
Net income 1075000 1038000 1133000 730000
Cash and cash equivalents
Other current liabilitiesTotal current assets
Total assets Total liabilities
0
20000000
40000000
60000000
80000000
100000000
120000000
140000000
160000000
31/12/16
31/12/15
31/12/14
31/12/13
18

Total revenue
Gross profit
Operating income or loss
Interest expense
Income tax expense
-5000000
0
5000000
10000000
15000000
20000000
30/06/17
30/06/16
30/06/15
30/06/14
Net Sales: This is the sales values which arise after deducting sales return from it. Form
the above mentioned tables and graphs, this has been seen that the AMP Ltd net sales in 2013,
2014, 2015, and 2016 are: 20113000, 17600000, 14049000, 14799000 respectively. While
Suncorp group Ltd net sales are:16357000, 16722000, 15327000 and 17395000 respectively.
Cost of goods sold: Cost of goods sold is an aggregate amount of all purchases and
opening inventory and less the closing inventory from it. From the above mentioned table and
graph, cost of revenues of AMP in 2013, 2014, 2015 and 2016 are 13986000, 11267000,
7633000 and 9339000 respectively. On the other hand, Suncorp Group Ltd cost of revenues in
2013, 2014, 2015 and 2016 are: 10599000, 10919000, 9935000 and 11799000 respectively.
Net profits after tax: This the net revenue which is calculated by deducting taxes. AMP
Ltd net revenue for 2013, 2014 , 2015, 2016 are: 672000, 884000, 972000 and -344000. while
Suncorp Group Ltd's net profits after taxes are: 730000, 1133000, 1038000 and 1075000
respectively.
Total assets: This is the sum of all current and non current assets. AMP group Ltd total
assets for 2013, 2014, 2015 and 2016 are: 133224000, 134855000, 139708000 and 140060000.
While Suncorp Group Ltd total assets are: 133224000, 134855000, 139708000 and 140060000
and on.
Total liabilities: This is the total liabilities which contains current and non current
liabilities. Under this project two companies which names as: Suncorp Group Ltd and AMP Ltd
19

total liabilities are mentioned. AMP Ltd's total liabilities for the year 2013, 2014, 2015 and 2016
are: 125024000, 126470000, 130813000, and 132519000 respectively. While Suncorp Group
Ltd's are: 125024000, 126470000, 130813000 and 132519000 respectively.
2. Measure of central tendency
Net sales of AMP Ltd:
Net premium, fee
and other revenue 2869 2877 2665 2824 4219 4798 5136 5343 5539 6204
mean 4247.4
median 4508.5
mode 2869
Standard deviation 1337.43
Suncorp Group Ltd net sales:
particulars 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Sales 7591 9411 10585 15682 19033 16061 16186 16370 16722 15487
mean 14312.8
median 15871.5
mode 7591
Standard deviation
3730.38
3828925
8
Cost of revenues of AMP Ltd:
Operating expenses 2392 2615 2132 2270 3425 3824 3876 3834 3691 3883
mean 3194.2
median 3558
20

mode 2392
Standard deviation
745.861
1428707
Cost of revenues of Suncorp Group Ltd:
Operating expenses 2025 3384 3386 2765 2654 2603 2732 2757 2427 2334
mean 2706.7
median 2693
mode 2025
Standard deviation 424.54
Profit after tax of
AMP Limited 985 580 739 775 688 704 672 884 972 -344
mean 665.5
median 721.5
mode -47
Standard deviation 378.53
Net profits of Suncorp Ltd
Net profit 1064 561 353 966 477 614 621 905 1105 1130
mean 779.6
median 763
mode 1064
Standard deviation 285.56
Total assets of AMP Ltd
21

Total assets 105309 86750 89830 91605 110290 118751 133224 134855 139708 140060
mean 115038.2
median 114520.5
mode 105309
Standard deviation 21275.6
Total assets of Suncorp group Ltd:
Total assets 84656 94169 97463 95339 95488 96062 95905 94429 95651 95748
mean 94491
median 95569.5
mode 84656
Standard deviation 3571.08
Total liabilities of AMP Ltd:
Total liabilities 103295 84633 87196 88607 103393 111220 125024 126470 130813 132519
mean 109317
median 107306.5
mode 103295
Standard deviation 18690.06
Total liabilities of Suncorp Group Ltd:
Total liabilities 72265 81803 84234 81386 81470 81935 81922 80630 82133 82178
mean 80995.6
median 81862.5
mode 72265
Standard deviation 3202.53
22

3 Correlation coefficients
Between sales and cost of revenues of AMP Ltd:
Net premium, fee and
other revenue 2869 2877 2665 2824 4219 4798 5136 5343 5539 6204
operating expenses 2392 2615 2132 2270 3425 3824 3876 3834 3691 3883
Correlation
coefficient
0.95036
49474
Between Sales and cost of revenues of Suncorp Group Ltd:
particulars 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Sales 7591 9411 10585 15682 19033 16061 16186 16370 16722 15487
operating expenses 2025 3384 3386 2765 2654 2603 2732 2757 2427 2334
Correlation
coefficient
-
0.18106
97742
Between sales and NPAT of AMP Ltd:
Net premium, fee and
other revenue 2869 2877 2665 2824 4219 4798 5136 5343 5539 6204
Profit after tax
attributable to
shareholders of AMP
Limited 985 580 739 775 688 704 672 884 972 -344
Correlation
coefficient
-
0.41897
20853
Between sales and NPAT of Suncorp Group Ltd:
Sales 7591 9411 10585 15682 19033 16061 16186 16370 16722 15487
23

Net profit 1064 561 353 966 477 614 621 905 1105 1130
Correlation
coefficient
0.04628
89824
Between sales and total assets of AMP Ltd:
Net premium, fee and
other revenue 2869 2877 2665 2824 4219 4798 5136 5343 5539 6204
Total assets 105309 86750 89830 91605 110290 118751
13322
4 134855 139708 140060
Correlation
coefficient
0.96173
20806
Between sales and total assets of Suncorp group Ltd:
Sales 7591 9411 10585 15682 19033 16061 16186 16370 16722 15487
Total assets 84656 94169 97463 95339 95488 96062 95905 94429 95651 95748
Correlation
coefficient
0.60064
58937
Between sales and total liabilities of AMP Ltd:
Net premium, fee and
other revenue 2869 2877 2665 2824 4219 4798 5136 5343 5539 6204
Total liabilities 103295 84633 87196 88607 103393 111220
12502
4 126470 130813 132519
Correlation
coefficient
0.95007
33081
Between sales and total liabilities of Suncorp Group Ltd:
Sales 7591 9411 10585 15682 19033 16061 16186 16370 16722 15487
Total liabilities 72265 81803 84234 81386 81470 81935 81922 80630 82133 82178
Correlation
coefficient
0.48533
59648
24