This literature review examines the adoption and usage of mobile commerce and banking, including factors such as technology acceptance, user satisfaction, trust, and demographic/motivation variables. The sources cover various aspects of mobile commerce and banking, including interface design, e-commerce applications, consumer trust, personal innovativeness, and security issues. The review also includes a comparison of e-commerce and mobile commerce, as well as a study on the factors that affect mobile application downloads. Course code and college/university are not mentioned.