Impact of Mobile Computing in the Banking Industry: Proposal, Literature Review, Research Method

Running head: PROPOSAL, LITERATURE REVIEW, RESEARCH METHOD
Proposal, Literature Review, Research Method
Topic: Impact of Mobile Computing in the Banking Industry
Name of the Student
Name of the University
Author Note

PROPOSAL, LITERATURE REVIEW, RESEARCH METHOD1
Table of Contents
Chapter 1: Introduction..............................................................................................................2
Chapter 2: Related work.............................................................................................................3
Introduction............................................................................................................................3
Selecting the qualitative and quantitative research method...................................................3
What did the authors do?........................................................................................................4
Why did the authors conduct the research?............................................................................4
What are the key differences in the method/approach?.........................................................4
What can be further improved................................................................................................5
Research problem identified..................................................................................................5
Chapter 3: Proposed Research...................................................................................................5
Introduction............................................................................................................................5
Problem statement..................................................................................................................6
Aim of the research................................................................................................................6
Research Philosophy..............................................................................................................7
Expected outcomes and significance.....................................................................................7
Method and innovation..........................................................................................................8
Architecture or structure diagram of the method...................................................................9
Preliminary study/proof of implementation.........................................................................10
Description of typical scenarios...........................................................................................10
Highlight the expected improvement in the outputs produced............................................12
Chapter 4: Conclusion..............................................................................................................13
References................................................................................................................................15

PROPOSAL, LITERATURE REVIEW, RESEARCH METHOD2
Chapter 1: Introduction
The concept of online banking has been in the industry for over the last 20 years. The
time period might seem unimaginable but the banking services are in vogue over the past two
decades for managing the banking aspects over the use of internet. It is quite visibly
understandable that the use of the mobile banking facilities would easily make the services
provided to the clients in a much easier way. The facility provides the banking services to be
provided to the customers in such a ways the management of the accounts for the clients can
be done over the internet and there would be a reduced hassle for the clients as well regarding
the visits to the branches or even receiving the services or help over the telephone (Arcand et
al. 2017). A typical online service in the banking industry comprises of the monitoring of all
the transactions that occurs in the real time for the services like the effect of the transactions
occurring about the credits, deductions, deposits and the payments made. There are various
banking sectors that have provided the online facilities to the customers and they are regarded
as ‘brick-to-click’ banking sectors. In the age of digital transactions right at this point of time,
there have been many technical advancements for which the banks have been found to be
providing the services such that the greatest number of the banks have started to implement
the online facilities to provide the customers. The implementation of the online banking
services has also made greatest impacts on the network security of the banking industry as
well. Since, banks usually deal with the transactional details of the customers ranging from
minimum to maximum numbers of transacted amount traversing to and from the accounts.
Therefore, the impact would also be occurring regarding the security about the transactional
details of the banking customers in the cyber world. Following would be the research
proposal about the security of the online banking systems and all the transactions that follow
including the review of the literature about the topic and the defined methodology behind the
research.

PROPOSAL, LITERATURE REVIEW, RESEARCH METHOD3
Chapter 2: Related work
Introduction
The related work is based on the identification of the different ways by which the
other researchers have also found out the information about the same research topic, which is
the impact of mobile banking and its implications regarding the banking industry altogether.
For this, all the related work would be taken into consideration based on the chosen topic and
then the scope of the review would be defined. Based on this, the selected databases of the
reviews collected would be analysed to conduct the searches. This would form the foundation
of the entire research and would establish the ways by which the original authors of the
research papers would be properly acknowledged. For a research paper as well, it is
extremely important to find out the ways by which the scholarly articles and the other
relevant sources have been defined to find out the area of research and the critical evaluation
of the research topic has been identified. Therefore, the related work is selected to provide the
base of the assignment so that the issues regarding the impact on the banking industry by the
mobile banking applications can be clearly identified.
Selecting the qualitative and quantitative research method
The impact of the scenario or the chosen topic is based on the identification of the
different factors that the various researchers have found out about the impacts of the security
vulnerabilities in the mobile banking applications and the different ways by which the
researchers have found out the mitigating strategies for the same. Finding out the impact of
the same would definitely point out that the information related responses would be better to
elaborate the impact as well as the reasons by which the mitigation factors have been
elaborated (Tam and Oliveira 2017). There are several reasons by which the factors
controlling the data collection method is selected as qualitative method would find out the
information about the security vulnerability.