Recommendation.

Educational Brochure Long-term care decisions are often complex and highly emotional. Selecting the right environment for yourself or a loved one can be negatively impacted by a lack of understanding of available options. Noting the seemingly life-long academic pursuits of members and a rapidly approaching benefits open season (LTC insurance), the human resources director of the UMGC Premier Student Association (UPSA) has decided to develop an educational brochure addressing LTC choices for UPSA members. She has tasked you with developing the explanatory text for the brochure. The overview should be concise and informative. It should address the full range of LTC services, including alternative service venues, palliative care, and hospice. While an overview, the document should be sufficiently detailed to assist in guiding LTC decisions. That is, home in on the most important information needed for the reader to make an educated decision. Provide the recommended text in Wo

Recommendation
Long-term care insurance must be affordable by students because insurance commissioners
often says that a person does not spend more than 5 percent of the income. The human
resource director of UPSA (UMGC Premier Student Association) institute decides to launch a
brochure to address long-term care policies for its members (Thralls, & Levy, 2018). The
institute must try to create transparency in the premium disclosures in insurance policies and
further it must come up with financial analysts to test the worthiness of long term insurance.
Lifetime retiring savings are wiped out through the unexpected need for the nursing home
and in-house assisting home care services so it is important to invest in a life insurance policy
to enjoy security. This insurance covers long-term care services and further protect lifetime
savings (Patnaik, 2015).
The refunding amount must be reasonable. The institute must promote that type of insurance
policies, which has high surrender value. Its paying amount to the policyholders will be due
on the completion on the surrendering of the healthcare insurance, life insurance policy,
endowment policy, pension plans, and cancer insurance (Colello, & Panangala, 2017). A
member may receive few benefits while selecting the policy to invest in such as customer
service channels in different customer zones, and online premium payment services that
includes details such as credit card, debit card, net banking, and date of birth, mobile number,
and instalment premium amount. It is an idea to compare and contrast between the amounts
of different policies so that people could know the best (Maarse, & Jeurissen, 2016).

References
Colello, K. J., & Panangala, S. V. (2017). Long-Term Care Services for Veterans (No. CRS-
R44697). Congressional Research Service Washington United States.
Maarse, J. H., & Jeurissen, P. P. (2016). The policy and politics of the 2015 long-term care
reform in the Netherlands. Health Policy, 120(3), 241-245.
Patnaik, N., (2015). 7 recommendations that can change the face of insurance industry.
Retrieved from: https://cafemutual.com/news/insurance/4031-7-recommendations-
that-can-change-the-face-of-insurance-industry
Thralls, K. J., & Levy, S. S. (2018). The Association Between Self-Reported Adherence to
Physical Activity Recommendations and Criteria for Maintaining Physical
Independence of Older Adults. Journal of aging and physical activity, 26(2), 171-176.

References