Risks and Safety in Construction by Increasing Efficiency of Investments | Report

Running Head: INVESTMENT RISKS
INVESTMENT RISKS
NAME OF THE STUDENT
NAME OF THE UNIVERSITY
AUTHOR NOTE

Investment Risks1
Table of Contents
Introduction......................................................................................................................................2
Proposal A related to SPD Merits and demerits..............................................................................3
Proposal B related to PWB Its Merits and Demerits.......................................................................4
Recommendation.............................................................................................................................4
Bibliography....................................................................................................................................6

Investment Risks2
Introduction
Mr. Q is a senior executive, who is working for a multinational company and is in his
mid30s. He is married and his wife is also a full-time work person. They both have a daughter
aged 4 and a son aged 6. They have stable jobs for the upcoming 5years. However, Mr. Q has got
an amount of SGD 1.2 million, from the estate of his deceased father, and apart from this he also
has a family savings amounting to SGD 300000. Therefore overall he has SGD 1.5 million to
invest. For that purpose he has met several executives from various investment as well as
financial firms and has finally decided to finalize his investment plan among the two proposals.
One is from Mr. Hanson, who is the director of the State Prosper development pte. Ltd (SPD)
and the other one being from the Ms. Hilary, who is the director in the private wealth department
of Provincial Wealth bank limited (PWB).
Proposal A related to SPD- Its Merits and demerits
State Prosper Development Pte. Ltd or SPD is a privately held firm, who are specialized
in the field of restructuring of the old heritage buildings into new apartments for the residential
purposes among the major cities of Germany. Here, generally the project last for the period of
3years and during this time, the company seek investors who are willing to invest with a
minimum amount starting from SGD 50000 and for the minimum period of 12 months.
However, during this period they will be entitled to receive a 2.5% of the amount invested every
quarter. After a completion of a year, the investor will receive 10% on their invested amount and
along with that they will also receive 2% extra bonus on the invested amount. It has been noted
that if the investors will extend their investment period above 12 months till the time of the