Superannuation contributions in the Defined Benefit Plan

Superannuation contributions in the
Defined Benefit Plan

Executive Summary-
This report contains the details about the various investment plans and different choices related
to investment that are available to employees for their future benefits and safety and security of
their whole life. There are so many changes happening in the economy as the time value of
money is increasing day by day. This is the main reason behind high destruction in the value of
capital investment of the employees. There are some other reasons too for the destruction like
taxes and some other government implications that create a negative impact on the investment
value. After consideration of all these factors, it has been analyzed that the employees belong to
territory sector wants to invest their money only in those options where there is no risk or a very
less risk.

Contents
INTRODUCTION...........................................................................................................................4
DEFINED BENEFIT PLAN...........................................................................................................4
INVESTMENT CHOICE PLAN....................................................................................................5
FACTORS INFLUENCING THE INVESTMENT OF SUPERANNUATION CONTRIBUTION
.........................................................................................................................................................5
EFFECT OF TIME VALUE OF MONEY, TAXES.......................................................................6
RECOMMENDATION...................................................................................................................7
CONCLUSION................................................................................................................................7
References........................................................................................................................................8