Healthcare Report: Analyzing the Affordable Care Act (ACA) Benefits

This report analyzes the Affordable Care Act (ACA), examining its impact on healthcare. It highlights the advantages of the ACA, such as free preventive care and subsidies for health insurance, while also addressing the potential drawbacks, including the cost of insurance for those who do not qualify for subsidies and the impact of Medicare on healthcare costs. The report references key sources to support its claims, providing a comprehensive overview of the ACA's benefits and challenges, and its effect on healthcare affordability and accessibility. It concludes by emphasizing the need for careful consideration of the ACA's impact on healthcare spending and service users.

Running head: HEALTHCARE
Healthcare
Name of the Student
Name of the University
Author Note

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Task to be done:
Pros of the affordable care act
1. One of the chief advantages of the Affordable Care Act is free preventive care. As per
this act, all the qualified heath insurance plans needs toprovideat least 10 essential health
benefits to the healthcare service users, including the free wellness and preventive visits.
No coinsurance or deductible are required for the same (Center et al., 2017).
2. Secondly, the subsidies have made buying the health insurance inexpensive for those
individuals who qualify. additionally, after the accomplishment of the 80/20 rule, 80
percent of the premium dollars are found to be spent on healthcare instead of the
administrative costs.
Cons of the affordable care act
1. Those individual who does not qualify for the subsidies may possess the potential to find
the healthcare insurance plan sold on the affordable market place. Consumers often end
up paying huge amount for plans that includes benefits like maternity care that ay not be
required.
2. Considering the fact that the Medicare program encourages elimination of a good
b=number of margins for consolidation of medical practices. However, intuitions that
sheltered from the mentioned competition often are found to accumulate the unnecessary
costs over a longer period of time (Martin&Bahmani, 2019).

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3. Thus it can be concluded that spending in a high amount for Obamacare care is more
likely to further inflate the process that are faced by the service users who seeks
affordable care.

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Reference list
Center, H., Woods, C. A., Manchikanti, L., & Purdue Pharma, L. P. (2017). A critical analysis of
Obamacare: Affordable care or insurance for many and coverage for few. Pain
Physician, 20, 111-138.
Martin, R., &Bahmani, K. (2019). Generic drugs, a need to the public: USA and India–
Government plans to reduce the price of abbreviated new drug application and list of
generic drugs approved in year 2018. Journal of Generic Medicines, 15(3), 115-132.