Affordable Housing in the United States: Challenges and Solutions

This report delves into the issue of affordable housing in the United States. It highlights the challenges faced by low-income families in securing adequate housing, emphasizing the impact of rising utility costs and construction expenses. The report references key sources to support its claims, and the author explores the government's role in providing housing. The report underscores the need for effective strategies to address the housing crisis, including an analysis of the current state of affairs and potential solutions. The report is a comprehensive overview of the affordable housing situation in the United States, highlighting the importance of addressing this critical issue.

Running head: AFFORDABLE HOUSING IN THE UNITED STATES
AFFORDABLE HOUSING IN THE UNITED STATES
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1AFFORDABLE HOUSING IN THE UNITED STATES
With the continuous growth of human population, every country on the planet are facing
a problem of being able to provide their citizens with housing and give them a life that meets the
basic requirements of the humans. The condition in the United States of America is even more
grievous as the government is struggling to make sure that all of the people have a house to live
in. The United States of America has a social contract to provide adequate housing and shelter
for all of its citizens.
The United States of America has regulations that dictate and lay down basic
specification as to what it sees fit as human occupation: what are the basic and minimal standards
that must be met while constructing a house to make sure that it is inhabitable for humans
(Moulton). But the problem lies exactly here: most of the people belonging from low income
groups cannot afford to live in these houses simply because the construction cost alone makes
the houses to become expensive in terms of rent or to purchase. A major problem that has hit the
American poor is the surge of utility costs of essential commodities around the planet
(Schwartz). The price increase of oil has affected almost every other thing and every price has
shot upwards.
It is evident that the US is unable to provide a good affordable housing solution for its
low income families and the pressure is, by no means, reducing and helping the government of
the country.

2AFFORDABLE HOUSING IN THE UNITED STATES
References
Moulton, Shawn. "Did affordable housing mandates cause the subprime mortgage
crisis?." Journal of Housing Economics 24 (2014): 21-38.
Schwartz, Alex F. Housing policy in the United States. Routledge, 2014.