This report provides an analysis of the ethical code of conduct at AMP, focusing on critical corporate governance issues such as exploitation, discrimination, corruption, and whistleblowing. It uses external sources like news articles to highlight violations of rules and regulations, specifically addressing instances of charging insurance premiums from deceased individuals. The report contrasts AMP's practices with companies like Wesfarmers and Stockland, emphasizing the importance of honesty, integrity, and accountability. It also discusses the role of whistleblowing, the need for whistleblower protections, and the importance of frameworks for developing effective policies and practices. The report suggests that AMP needs to improve communication, implement regular audits, and seek expert assistance to address these ethical issues and enhance its corporate governance.