Analysis of Australia and New Zealand Banking Group's 2018 Performance

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Executive summary
Australian and New Zealand are one of the largest banks in both the domestic and international market.
Australian and New Zealand are well performing in the 2017-18 in the different sections of the market
(ASX, 2019). They are performing strong performance in the different aspects, and they have earned
$6.5 Billion in revenues in the form of cash profit (ANZ, 2019). As per the investors, there is having
many changes and improvement in which, it reflected in the performance of the organisation. In the
organisation, there is having 32 per cent of women in leadership to run the organisation.
Analysis
In 2017-18, they achieved the maximum profit in the market, and they achieved the total operating
income cash effectively. In 2017, the profit was $6400 million flat, and in 2018 the ANZ’s continuing
operations with the different concepts (it has not included the non-core items and the discounted
business from the statuary profit), and the profit was $6487 million. In Net tangible assets per share has
increased to the $18.47 with the large numbers of the assets in the organisation. There is having the
$11.5 billion funded and facility in low carbon and sustainable solution. In 2017, the total operating
income cash was 19816 m, and the operating income cash has decreased in 2018 that was the 19214
due to the expenses has increased in the operating expenses cash, and they profit increased in the
increases of the other sources incomes. In the organisation, the most important for the investor is
dividend per share, and the organisation has maintained the dividend per share, there is having the
similar cents in the dividend per share, and the dividend per share is 160 in both the year.
Interpretation
In the net interest income has little changes, in 2017 the income was $14875 m in both cash and
statutory and the income in 2018 was $14514 m. in the operating income is having the changes and in
2018 has increased the operating income the difference in the year 2017 and 2018, the operating
income has increased $433m in 2017 to 2018 (ANZ, 2018).
In the liquidity, there is having the cost outcomes were below target; this is having a great situation or
great outcomes in the cost reduction. The liquidity coverage ratio is increased from 2017 to 2018 with 3
per cent, like in 2017, there is having the 135 per cent, and in 2018, there is having the 138 per cent.
In Australia and New Zealand Banking Group Limited, the cash management and payments have
increased revenues in the institutional by 9 per cent. Transaction banking is also providing the working
capital and liquidity solutions, including documentary trade that is providing supply chain financing
(ANZ, 2018).
In the financial report of the organisation is having the great and similar position in the market, the
profit of the organisation is having the similar to the past year because the operating incomes increases
and operating expenses also increase then the profit is similar. In the organisation is having the Profit
for the year from continuing operations is increases $752 m. They are having good performance in the
2018 year. In the financial information is showing the effective performance, they are showing the
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going concern that means the organisation will not stop the operations in the future in any case that
means they are having a good position in the market for the future (ANZ, 2018).
In non-financial information, the organisation is performing the rewards to support is a great place and
work for the future. The organisation data is having the motivation to the discretionary effort. The
nonfinancial information consists of the goodwill and intangible assets of the organisation. The non-
financial entities and certain securitisation vehicles are maintaining effective control in the non-
financial transaction, and the non-financial performance is also affecting the investors to invest in the
organisation.
In the organisation function, the business activities are plating the effective roles in the profit of the
organisation, and from the profit of the organisation will circulate all the stakeholders of the
organisation and employees. The business activities are showing the on-going business activities in the
market that means the organisation is not stopping or running the business activities in the future in any
incident, and they will maintain the business activities in the future, and then investors will invest more
to seeing the business activities.
In the organisation, performance is showing the effective roles, and position in the market, in 2018
annual review draws on the aspect of the international integrated reporting framework. The report is
showing the effective model, strategies, governance, and risk management, and they are providing
information for shareholders and other stakeholders. The organisation is performing or making the
report of all the models and investment plan for the future of the short term and long term plans in the
report. The report is showing an effective solution in the plan s for the growth of the organisation plans
(ANZ, 2018).
Conclusion
In this report, it discussed the investors report for Australia and New Zealand Banking Group Ltd; the
organisation is making the effective performance in the 2018 year. As per the performance of the
organisation at a different level like profitability in the operating activities is increased with the large
numbers of the difference. For the investor, there is having effective plans in the dividend, and they had
maintained the policy of the organisation in investor’s plans. As per the performance of the
organisation, the investors have to take the opportunity to invest in the organisation to get more return
as comparative to the other organisation. The investors will gate the high return because the
organisation has planned an effective investment plan for the future the profit will circulate in the
future.
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References
 ANZ. 2018. Annual report. [Online] ANZ. Available at:
https://shareholder.anz.com/sites/default/files/anz_2018_annual_report_final.pdf [Accessed on: 05
June. 2019]
 ANZ. 2019. OUR COMPANY. [Online] ANZ. Available at: https://www.anz.com.au/about-us/our-
company/ [Accessed on: 05 June. 2019]
 ASX. 2019. ANZ. [Online] ASX. Available at:
https://www.asx.com.au/asx/share-price-research/company/ANZ [Accessed on: 05 June. 2019]
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