This report analyses the ethical issues faced by the Commonwealth Bank of Australia (CBA), categorizing them into individual misconduct by financial planners and the broader impact of the global financial crisis. It examines repeated ethical scandals through the lens of organisational learning theories, highlighting the damage to CBA's reputation and the Royal Commission's concerns. The report also identifies barriers to organisational learning within the bank, including regulatory impediments, internal control deficiencies, and misconduct leading to client attrition. It references specific instances such as the wrongful selling of insurance and unethical practices by staff, emphasizing the need for improved internal controls and ethical conduct.