Analysis of Cloud Computing and Mobile Computing Technologies

This report provides a comprehensive comparison between cloud computing and mobile computing, detailing their functionalities, applications, and differences. It begins with an introduction to both technologies, highlighting their roles in information and data transfer. The report then explores the distinctions between mobile computing, emphasizing its reliance on new interfaces and devices, and cloud computing, which utilizes remote servers for data management. The report further includes an evaluation of these technologies and their integration, specifically focusing on mobile cloud computing and offloading techniques. The second part of the report analyzes online banking systems through a literature review and a survey questionnaire administered to 75 online banking customers. The survey results are presented and analyzed to assess the advantages and disadvantages of online banking and its impact on customer behavior. The report concludes with a summary of the key findings and implications of both cloud/mobile computing and online banking.

Running system: INFORMATION SYSTEM
Information System
Name of the Student:
Name of the University:
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Table of Contents
Task 1.............................................................................................................................2
Introduction....................................................................................................................2
Comparison between mobile computing and cloud computing.....................................2
Evaluation......................................................................................................................4
Task 2.............................................................................................................................5
Introduction....................................................................................................................5
Literature review............................................................................................................6
Survey questionnaire......................................................................................................7
Survey results...............................................................................................................14
Result analysis..............................................................................................................15
Conclusion....................................................................................................................16
References....................................................................................................................18

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Task 1
Introduction
Cloud computing and mobile computing are the practices that are used for the same
purpose and usually works on information and data transfer that is done on a wireless basis
(Rittinghouse, and Ransome 2016). Though both are the same practices, even then there are
some key differences between both of them. Primarily cloud computing is considered as a
technology which allows information and data through wireless connection mainly over some
distributed networks send to remote location (Rahimi et al. 2014). All these processes are
managed and maintained by some cloud provider.
On the other hand, the concept of mobile computing is mainly related to new
interfaces and new devices. Mainly the users access the information and data via browsers in
mobile computing (Sridhar 2016). The technology of mobile computing has many different
functions which supports different applications with the core operating system and also
provides intuitive icons that are uses for searching the technologies and all other commands
on the mobile (Agrawal and Zeng 2015). Both the technologies have to ability to serve more
than one user at the same time.
This report consists of a detailed comparison between the cloud computing and
mobile computing. All the differences regarding their working and structure are elaborated in
details.
Comparison between mobile computing and cloud computing
Mobile computing is considered as a technology which allows data transmission
along with video transmission and voice transmission through computer or other devices that
are wireless without having actual connection with the physical link (Sanaei et al. 2014). The

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relation of mobile computing emerges more interfaces and new devices. Mobile devices such
as tablets and smartphones offers more features as compared to traditional laptops and
desktops (Luan et al. 2015). The function of mobile computing includes access of internet via
browsers, supports many application software with core operating system, and then sends and
receives many types of dataThe operating system mainly supports the users that provides
intuitive icons, technology search that are mostly familiar and also command son the touch
screens.
When compared to mobile computing, cloud computing is a practice that uses
network to the remote servers that are hosted on Internet for storing, processing, and
managing the data which cannot be done on local server or on personal computers (Wan et al.
2014). New designing of technologies and services are mainly specified by the cloud
computing which allows the data that are sent over the distributed networks via wireless
connection to a location that are remotely secured. The connections are maintained by the
vendor who provides cloud computing. Many clients are served by the cloud service at the
same time. The cloud network arranges the access of network between the closed network or
the clients and their systems of data storage or data backups. The vendors of the cloud system
are allowed to intake all the data that are sent on the network and has the ability to store the
data securely. The vendors also have to deliver the data to the client back when the users need
them.
Mobile computing is considered as a service of consumer while the service of cloud
computing is used by companies and the businesses. Many big businesses and small
businesses uses particular techniques of cloud computing so that the individuals get benefited
from the service of cloud computing. Enterprises uses most advanced services of cloud
computing and are most sophisticated technique(Abolfazli et al. 2014).. larger industries uses
the service of cloud to manage different processes that includes management of supply chain,

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relationships between the customers, inventory handling and also helps to make the
production of the business more efficient. The most important difference between mobile
computing the cloud computing is extensive use of operating system of mobiles and tablets
on the cloud.
Another difference between mobile computing and the cloud computing is that mobile
computing enables taking the system or the device with the user while cloud computing are
applicable on computer systems such as desktops that are connected in an organization
(Yáñez Gómez et al. 2014). Mobile computing enables a telework which means work can be
done from wherever the user wants and can be done while travelling also because the size of
the device that is used in mobile computing is very small. On the contrary, the device of
cloud computing cannot be taken along with the users the user can use the data as all the
information are stored in the cloud but the device is not available everywhere.
Cloud computing is considered as a scalable network because they can be accessed
from anywhere on the server but has to have a subscription for accessing the data in the
cloud. Cloud does not requires the users to have an investigation in the infrastructure (Kao et
al. 2017). While mobile computing are mainly compact devices that usually comes in
different sizes and shapes. The internet is accessed in mobile computing through browsers
and the technology also supports many application software with the main OS so that they
can receive and the also send different types of data.
Evaluation
It can be evaluated that network of servers which are mostly placed in the remote
areas is a method of cloud computing so that they can deliver the hosted services via the
internet instead of onsite server delivering is the cloud computing (Bruneo 2014). The cloud
is able to store process and manage different types of information applications and also serves

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many users all at the same time. User using cloud computing can access the data from
physical device along with internet connection. Mobile computing is a service in which a
network is established within the portable devices like mobile and laptop which allows the
users to access the data even they are travelling.
With all these modern technologies, users have become much more demanding and
also expect that their devices will execute applications that are computational intensive. To
enable such type of technology that extends the capability of mobiles, the cloud computing
and the mobile computing are integrated as a single technology known as Mobile Cloud
Computing (MCC) (Kumar et al. 2014). This can be done by the use of offloading
techniques. Many drawbacks of the mobile devices are handled by computation offloading
which includes limited lifetime of the battery, processing capabilities that are limited, and
also the storage capacity that are limited. The storage capacity can be mitigated by offloading
execution and the workload to all other rich systems to make the resources better along with a
better performance.
Task 2
Introduction
Online banking system is considered as an electronic payment system, which enables
consumers of a financial institution in order to conduct a range of financial transactions by
website of the organization. On the other hand, online banking system connect to the part of
core banking system that can be operated by the bank as well as in contrast to the branch that
was traditional method that can be evaluated way for the customers and banking services. In
order to evaluate, online facility of banking, a customer with the help of internet access will
require registration with the organization for the particular services as well as setting up a
password along with other credentials for verification of the customers. In the present study,

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an online survey questionnaire has been formed in order to analyze the importance of online
banking system
Literature review
Overview of online banking
Online banking provides ability in order to manage money online over internet. As the
world becomes digitalized day by day, it becomes not necessary to visit branch of the bank.
Customer members are generally not same as account members as there are a number of
customer accounts (Montazemi and Qahri-Saremi 2015). On the other hand, accounts of the
customers need to be linked with any account with financial organizations that is controlled
by the customers by financial institutions. A customer visits website of the financial
organizations as well as enters to the online banking facility utilizing the number of
customers along with setting up the credentials. Nagar and Suman (2016) stated that the
specific types of financial transactions can be transacted by the customers and determined by
financial organizations. The transaction includes gaining account balances and making a list
of current transactions. Most of the banks enable a consumer for downloading copies of the
bank statements that can be printed at the premises of the consumers. The banks can charge a
fee for the purpose of mailing of the bank statements. The facilities need to enable the
particular order to customers and cheque book. In addition, some banking enables the
consumers to download transactions directly into the accounting software of the customers.
Advantages of online banking
There are several advantages of online banking systems. It allows a customer to
bypass the bank lines. In addition, banking transactions can be processed safely and securely.
Online banking system provides 24*7 hour service. It helps to monitor transactions and
ensure that balance is correct. Most of the online banking can be synchronized with personal

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financial software (Alhabash et al. 2015). Some online banking service offers features such as
balance alerts. It assists to monitor the accounts as well as avoid fees. Online banking helps to
pay bills online. It helps to eliminate the requirement for stamps as well as protect from
loosing of cheques. In addition, it assists to manage banking directly with the website of
banks. There are financial organizations that offer online banking through mobile application.
It helps to manage banking easily. On the other hand, with any incoming of salary, directly
deposit can be possible into the bank account of the organization. Automatic bill paying can
be helpful to get real time account information.
Disadvantages of online banking
Even though online banking has several benefits, there are several limitations of
online banking. There are always chances of lack of security and safety for the customers of
online banking. The websites may be susceptible to the cyber criminals and try to hack
account as well as obtain access to private financial information of the banks. It leads to make
fraudulent utilization of the business identity as well as potentially cost thousands of dollars.
There are also chances of technical glitch that could cause website of the bank to go offline
for a period and resulting issues for the business (Dauda and Lee 2015). On the other hand, it
may be required for immediate funds after nominal banking hours in order to make payment
or emergency purchase. Routine site maintenance occurs normally and takes place at the time
of off-peak hours. In addition, site navigation may be one of the issues for user.
Survey questionnaire
The survey has been conducted through 75 online banking customers.
Q1. How frequently do you utilize the banking services per month?
Options Response % No of respondents Total respondents
1 time 13.33% 10 75

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2-3 times 33.3% 25 75
3-7 times 26.67% 20 715
8-10 times 20% 15 75
10-15 times 6.67% 5 75
1 time 2-3 times 3-7 times 8-10 times 10-15 times
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00%
13.33%
33.30%
26.67%
20.00%
6.67%
Use of banking per month
Q2. How far you agreed that online banking services has advantages over traditional
banking system?
Options Response % No of respondents Total respondents
Strongly agreed 33.33% 25 75
Agreed 26.67% 20 75
Neutral 6.67% 5 75
Disagreed 20% 15 75
Strongly agreed 13.33% 10 75

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Strongly
agreed Agreed Neutral Disagreed Strongly
agreed
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00% 33.33%
26.67%
6.67%
20.00%
13.33%
online banking services
Q3. Which of the following banking services is most helpful for you?
Options Response % No of respondents Total respondents
Payment of bills 33.33% 25 75
Banking transfer 20% 15 75
Investments 13.33% 10 75
Insurance 20% 15 75
Loans and mortgages 13.33% 10 75
Payment of
bills Banking
transfer Investments Insurance Loans and
mortgages
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00% 33%
20%
13%
20%
13%
banking services

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Q4. How far you agree that online transaction is more secured compared to traditional
banking service?
Options Response % No of respondents Total respondents
Strongly agreed 33.33% 25 75
Agreed 26.67% 20 75
Neutral 6.67% 5 75
Disagreed 13.33% 10 75
Strongly disagreed 20% 15 75
Strongly
agreed Agreed Neutral Disagreed Strongly
disagreed
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00% 33.33%
26.67%
6.67%
13.33%
20.00%
Secuity of online transactions
Q5. What are the limitations you have found in online banking system?
Options Response % No of respondents Total respondents
Difficulty in using the
system
20% 15 75
Lack of security 33.33% 25 75
Dependence of internet
service
13.33% 10 75
Unreliable 20% 15 75
Security concerns 13.33% 10 75

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Difficulty in
using the
system
Lack of
security Dependence
of internet
service
Unreliable Security
concerns
0%
5%
10%
15%
20%
25%
30%
35%
20.00%
33.33%
13.33%
20.00%
13.33%
limitations in online banking system
Q6. What are the advantages of using online banking systems?
Options Response % No of respondents Total respondents
Saves time 20% 15 75
Safe and secured 26.67% 20 75
Access from anywhere 24% 18 75
Manages account and
transaction easily
16% 12 75
Free transactions 13.33% 10 75
Saves time Safe and
secured Access from
anywhere Manages
account and
transaction
easily
Free
transactions
0%
5%
10%
15%
20%
25%
30%
advantages of using online banking
systems