This report delves into the corporate governance and ethical failings of the Commonwealth Bank of Australia (CBA). It begins with an executive summary, table of contents, and introduction, providing a brief history of the organization. The core of the report discusses the ethical issues, particularly focusing on financial misconduct and unethical financial planning practices exposed by the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry. The report details specific instances of misconduct, such as fraudulent activities at ATM counters and rogue financial planners misguiding customers, especially the elderly. Arguments are presented regarding the unethical nature of these actions, considering the bank's social responsibility and the impact on customer trust. The report then explores ethical decision-making approaches relevant to the case, emphasizing the importance of ethical behavior and regulatory compliance. The conclusion summarizes the key findings and reinforces the need for ethical conduct in the banking industry. The report utilizes references to support its analysis and arguments.