Implementing Cloud Computing Solution Report - CLBE304

This report provides a comprehensive analysis of implementing cloud computing solutions, specifically focusing on the Commonwealth Bank of Australia (CBA). It begins with an executive summary highlighting the shift towards cloud computing as a solution for business organizations, particularly in the banking sector. The report examines CBA's business processes, cloud deployment requirements, and various cloud deployment solutions, including IaaS, PaaS, and SaaS. It evaluates the advantages of cloud technology within the banking field, addressing ethical issues, governance, maintenance, and security concerns. Furthermore, the report details the implementation process, steps, and provides justification for the proposed cloud computing solution within the organization. The report concludes with a discussion on the cloud deployment models, service models, and the technologies involved, along with the associated security issues and their mitigation strategies.

Running head: IMPLEMENTING CLOUD COMPUTING SOLUTION
Implementing Cloud Computing Solution
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1IMPLEMENTING CLOUD COMPUTING SOLUTION
Executive summary
The cloud computing has specifically risen to be the primary way of fundamentally shifting the
workloads and managing the errors of the business organizations, it has proved to be the game
changing solution to the world of business, the report will discuss about the implementation of
this emerging and efficient technology or the cloud technology in the banking sector. The report
evaluates the scenario of the Australian based Banking organization, Commonwealth Bank of
Australia which is considered to be on of the largest banks in the country of Australia. The bank
has several networks across the globe but the primitive methods have diminished the progress of
the business organization and are facing numerous breaches. The report will discuss about the
technology belonging to the cloud as well as the advantages of the same within the field of
banking or the current scenario of the CBA. The report will also evaluate the business process
application, cloud deployment importance and strategy in the bank. The justification of the new
implementation will also be provided. The report assesses the implementation according to the
issues like the Ethical issues, governance, maintenance and security. The report figures out the
implementation process and steps for the cloud computing technology in the organization.

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Table of Contents
Introduction..........................................................................................................................3
Business Process of Common Wealth Bank:...................................................................4
Cloud Deployment Requirement for the organization:...................................................6
Cloud Deployment Solutions and Justification:..............................................................9
Cloud Computing Solution Issues:................................................................................12
Implementation of Proposed Cloud Computing Solution.............................................14
Conclusion.........................................................................................................................17
References..........................................................................................................................19
Appendix............................................................................................................................22

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Introduction
Commonwealth bank is considered to be leading provider of some of the integrated
services. It is mainly inclusive of retail, premium and banking services, managing funds,
insurance and different banking product and services. As stated within the bank Act of 1911, the
commonwealth bank was founded. The operation was founded in the 1912 which is empowered
to provide both saving and banking services (Ramgovind, Eloff and Smith 2016). Currently, the
business had experienced growth to more than a count of 800,000 shareholders as well as 52,000
people within the group of commonwealth. The organization has the primary objective to
provision with a full range of services related to finance so that it can help Australian for
building and managing their finance in most suitable way. The organization has come up with
plan of integrating cloud computing solution and virtualization in their business (Rolim et al.
2018). Virtualization can bring huge number of benefits like increase in ROI, much better
flexibility and budget integration. Virtualization is very much helpful in streamline the business
process and enhancing, reducing the value of resources for hardware. User need to maintain and
provide much better value and usage of different server. It is very much helpful in optimizing the
hardware capacity.
In the coming pages, an overview has been provided with respect to cloud computing
models and related technologies. An analyzing has been done in regards to the technical abilities
as well as the beneficial procedures belonging to cloud computing and virtualization within the
commonwealth bank. The next part deals with service delivery model for cloud computing where
the cloud can be deployed as public, hybrid and community. The last section of the report deals
with security issues for cloud deployment issues and how it can be overcome.

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Business Process of Common Wealth Bank:
The collection or the accumulation of the data and task that are linked with each other
and defines the working structure of the business organization that en with the delivery to the
client is known as the business process. They can also be referred to as the set of the defined
activities that are carried out by the organization irrespective of the domain or the structure of the
business and that helps the organization to achieve the ultimate goal of the organization Singh,
(Tanwar and Srivastava 2018). They are the cumulative structure of all the single inputs and the
outputs that are resulted from the business structure. All the factors that are effective on the
business process and are delivering the clients of the organizations are also collectively counted
under the business process of the organization.
The report deals with the structure of the banking organization known as the
Commonwealth bank situated in the country of Australia. The management process of the bank
governs the operational functions within the system of the organization. The main business is
handled by the operations process of the organization. In the current scenario of the
bank8ngbdepratment and also the Commonwealth bank of Australia it has been noticed that the
retail and the wholesale banks are facing huge operational based pressures where the efficiency,
agility and the effectiveness are also evaluated (Zineldinand Vasicheva 2015). The
Commonwealth bank of Australia or CBA is an Australia based bank which is a multinational
bank and the business organization in the banking sector have their banking branches situated in
all over the world and the main branches are located in the Australia. They have their branches in
the countries like New Zealand, United States and United Kingdom and also in some parts of the
Asia (Choudhary, 2016). They are known to provide several types of financial services to their
clients. The services or the operations that are taken care of by the organization are the financial

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services that include the retail service, institutional banking services and all kind of banking
related business structures. They also deal with the fund management, insurance, superannuation,
brokerage service and investment (Ijaz et al., 2017). In the list of Australian security exchange,
the commonwealth bank had secured the position of the largest Australian company to gain that
position. It is also considered as the largest bank in the southern hemisphere part.
The business process Explanation or the application for the particular organization can be
evaluated by focusing on the Banking structure of the CBA. The services that are operational for
the business process of the organization are the retail services provided by the bank, Premium
services to business, finance management services, leadership, operations performing
internationally as well as the related product and services.
The retail banking structure or the services are the division that helps to deliver the
services of the banking organization related with the financial matters to the clients as well as the
small business organizations and the large business organizations. The retail banking services
that are provided by the bank consists of the processing of the home loans, personal based loans,
business loans, credit card issue, transaction accounts including the demands and the deposits on
the terms. They also carry out their business on the shares as they are the leading market share
holders in the area of home loan and personal loans. The premium business services of the
organization used to be divided in the two different categorized departments during the year of
2009. The two departments were the Institutional Banking & Markets (IB&M) as well as
Business along with that of Private Banking (B&PB) (Malkawi, Obeidatand Halasa, 2017). The
B&PB comprise of the areas of the bank that helps in delivering all of the services related to the
business of the clients and also to the customers of the private bank. Whereas, the Institutional
Banking & Markets (IB&M) comprises of the areas where the bank stands responsible in

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provisioning all the services to all of the existing institution based clients over the world. They
tend to capture the global market.
The banks operation regarding the wealth management depends on the combining of the
platform for group funds management, , master funds, insurance, superannuation as well as the
financial based advice that are supporting the business (Sharmaand Al-Muharrami 2018). The
wealth management of the Australian bank has been given the super Authority they enables the
bank organization to get default superannuation based support.
The executive leadership states about the banking organization’s individual employees
that are recruited for serving as a chief operating executive belonging to the CBA. They also deal
with the International operations where they are actively conducting their banking procedures
from New Zealand to United States (Senyo, Addaeand Adam, 2015). The commonwealth bank is
considered to be the biggest bank in the Australia. The products of the organizations are the part
of the operation unit of the organization and they comprise of the services like the loans, credit
cards, savings account and current account. The largest ATM network across the Australia is
provided from these banking organizations.
Cloud Deployment Requirement for the organization:
The various technology for the use in the cloud includes describing application
dependence on technologies for cloud deployment and how working loads such as the likes of
high-performance related computing [HPC] and transaction computing require a range of
solutions. The provision of technology services in cloud computing has changed and continues to
evolve. Innovative services are provided by capacities such as broad-network access, multi-
tenancy, measured service, faster elasticity and scalability and resource pooling. In the Practical

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Guidance towards Cloud Computing, the characteristics and benefits provided by cloud
computing are further detailed. Newer possibilities to increase the related efficiency of the cloud
services are presented through the continual developments of cloud deployment technologies. In
reference to the service models as well as the deployment model, cloud deployment is
traditionally specified. New possibilities for enhancing cloud services are being built
continuously through cloud-deployment software. In terms of services models and
implementation models, cloud computing has historically been established.
Cloud service models are described by Special Publication 800-145 of the National
Institute of Standards and Technology (NIST), which describes three types of services (Nawaz et
al. 2015):
•Infrastructure as a Service (IaaS)
• Platform as a Service (PaaS)
• Software as a Service (SaaS)
NIST SP 800-145 also puts forward the definition of four deployment models:
• Private cloud
• Community cloud
• Public cloud
• Hybrid cloud
There are three key areas of architectural concern when evaluating workload and system
deployments. The second is service model choices, and the fourth is cloud infrastructure
technology. The second is the network application system options. Options for the deployment

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system are usually first or parallel with options for the service depending on the requirements.
Options for the deployment template dictate whether the plan is hosted in the private, public or
hybrid cloud. The business model options determine the level and form of service selected from
the cloud provider (for example, IaaS and PaaS).
Fig 1: Different type of cloud deployment model
(Source : Keskarand Pandey 2018)
Cloud computing is a simple technique to use and integrate with all the banking system
systems, which eliminates the user's time and effort.
The advent of cloud computing allowed the banks to concentrate more on the customer-
cantered model and digitalize trade. In every element of the service, cloud computing establishes
a multi-channel connection with customers. The introduction of cloud computing helps banks to
concentrate more on the customer-cantered model and to digitize trade and resources. In all
facets of the service, cloud computing provides a multi-channel connection to clients. It puts
forward with a helping hand to store, archive as well as retrieve enormous data belonging to the

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company. It helps to store, archive and retrieve huge company data. Not only the storing of data,
but also various services such as computer distribution, data transmission, and upgrading and
data collection are easily accessible through cloud computing technology (Mungaiand Bayat
2018). The introduction of cost-effective cloud solutions also improves banking turnover. The
banking industry must meet the growing demand for data input. The systems which do not rely
on similar system migration are to be explored to allow infrastructure to be updated without
interruption. Banks have been slow to adopt cloud computing because performance, regulatory
and safety issues are concerned. Yet increasingly, the way customers communicate with banks is
changed by cloud computing. FinTech maintains significant growth and encourages the
development of cloud technology with relentless kindness. FinTech decreases expenses for
CAPEX and OPEX and expands the range of products and user experience. Cloud computing’s
most important aspect is to bring a reduction within the risk factors belonging to the data center
as well as the related infrastructure (Keskarand Pandey 2018). The confidential information is
fully secured. This helps to determine the company's risk so the company is the main focus, not
the key data.
Cloud Deployment Solutions and Justification:
A lot of cloud deployment solutions are available within the architecture belonging to
cloud computing. The cloud computing and the related architecture specifically refers to a series
of components and subcomponents that are initially required so as to deploy a cloud successfully
within an organization consisting of front end and back end applications that in turn enables
smooth processing of the overall business process of an organization (Asadi et al. 2017). There
are different types of service model that are present within a cloud architecture which are
mentioned as follows:

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IaaS (Infrastructure as a Service): refers to a lower level of a service provided by cloud
that is offered by a cloud consisting of pre-configured resources in terms of hardware enabling
users to work in a virtual interface. This model of cloud computing does not provide any
application or operating interface in turn it provides a supporting software enabling free access to
the infrastructure so a sto provide corporate sectors the services of backing up data files.
PaaS: Is a service model that is found within the cloud computing architecture is
determined as the Platform As A Service which is used to deliver a platform where users can
deploy, manage and initialize their applications within the offered operating system platform by
utilizing different tools for development. Implementing the PaaS within the organization
platform eliminates the building and maintenance of infrastructure that are used up by
organization so as to develop applications. The PaaS model is also known as the middle ware
refereeing to the conceptual sight between the SaaS and the IaaS.
SaaS: This refers to another model that is found within the cloud computing architecture
also referred to the on-demand software consisting of fully functional software product that are
delivered to users over the web (Elzamly et al. 2016). The SaaS platform offers a wide variety of
computing service models helping business to process their services everyday.
Cloud Computing has revolutionized the away by which business operates their processes
while deploying their necessary infrastructure over various cloud service platforms.
Recommendation and Justification:
It is recommended that the organization of Common Wealth Bank implements the IaaS
service model within their organizational services (Al-Sharafi et al. 2017). As the Common
Wealth Bank needs to focus on its customer services with increased engagement activities hence

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it is recommended that the organization deploy their business process on the Infrastructure As A
Service model so as to support all types of internet banking services over the online platform
causing revitalization of the frontline customers through thorough use of extensive IT
transformation through social, online and mobile based services. Implementing the Infrastructure
as a service model within the organization’s services, will provide automated back end
capabilities along with consolidated data centers. Implementing the IaaS platform will incur an
infrastructural cost of 50 percent of the total expenditure.
There exist a number of ways by which the cloud models can be implemented so as to
transform the business services. This includes the cloud such as the likes of Public, Private as
well as Hybrid.
Public Cloud: This service provider are defined as the type of cloud infrastructure that
are open to use and are usually deployed in premises of the specific service providers. The public
cloud is often used by the governmental organizations, business centers or any type of academic
institutions. Deploying a public cloud infrastructure enables various features including
reasonable levels of security, low operational costs and is in total very much cost effective.
Private Cloud: Private Cloud and related infrastructure refers to the type of cloud
infrastructure that gets hosted internally or externally providing excellent management of data
services based on requirements. It is one of the best choices that an organization can, make in
order to host applications that gets used up by customers. Some of the features that are offered in
the private cloud platform includes high reliability along with scalability features. The entire
platform of private cloud is designed for enterprises as well as business organizations and
possess a greater control over the cloud infrastructure making use of different computational
resources.