Analyzing Capital & Liquidity Risk: Commonwealth Bank vs. SBI (India)

This report provides a comparative analysis of financial risk management between the Commonwealth Bank of Australia and the State Bank of India, focusing on capital and liquidity risks. It examines the regulatory frameworks, particularly APRA guidelines, and their implementation by both banks. The analysis includes a review of capital adequacy ratios, risk-weighted assets, liquidity strategies, and liquidity coverage ratios. The report concludes that while both banks manage risk effectively, differences in their capital structures and liquidity assets lead to varying levels of risk exposure, with Commonwealth Bank exhibiting a higher liquidity risk compared to State Bank of India due to decreasing liquidity assets. Desklib offers a wide range of similar reports and solved assignments to aid students in their studies.