This report provides a comprehensive analysis of information governance and cyber security within PFJ Bank, a European retail and investment bank. It begins with an introduction emphasizing the importance of information in banking operations and the need for robust security measures. The report then delves into the information governance and cyber security policies, including the information governance framework (IGF) and cyber security practices to safeguard e-banking. It highlights the importance of information governance and cyber security in PFJ Bank, detailing the factors to consider before implementing IGF. The report further explores key requirements for policy implementation, such as executive sponsorships and checkpoints. It discusses the potential impacts of cyber-attacks, including data breaches, security incidents, and phishing, and suggests practices for safe e-banking, such as two-factor authentication and virus protection. The report concludes by emphasizing the need for proactive measures to protect sensitive data and maintain customer trust.