This report, prepared for Financial Review Magazine, analyzes a dataset of 400 customers from the Insurance Brokers Association to evaluate the effectiveness of car insurance brokerage services. The analysis investigates customer savings on insurance premiums, comparing the experiences of those who used brokers versus those who did not, and examines the performance of different brokers. The report explores factors such as vehicle type, valuation methods, and customer satisfaction levels, including gender-based comparisons and the impact of negotiation attempts. Statistical tests are conducted to assess claims made by the Insurance Brokers Association and other stakeholders, providing insights into the benefits of using brokers and identifying trends in customer experiences, ultimately aiming to inform readers about the value proposition of car insurance brokerage services. The report's findings include customer savings analysis, performance comparisons of different brokers, and identification of customer dissatisfaction factors.