University E-Portfolio: Business Infrastructure and Security Analysis

This report, titled "E-Portfolio Report," delves into various aspects of e-business, providing a comprehensive analysis of its infrastructure, business models, payment systems, and security measures. The report begins by examining different types of e-business infrastructure technologies that facilitate the smooth flow of products and services between organizations and customers. It emphasizes the importance of secure and efficient delivery processes. The report then explores business models, presenting them as abstract representations that incorporate financial arrangements and architectural designs. It highlights the significance of these models in achieving strategic objectives and goals, including the modeling of costs, revenue structures, and technological infrastructure. The report also discusses payment systems, emphasizing the role of e-portfolio payment processes and platforms in supporting transactions, including debit cards, credit cards, and digital payment modes. The report also emphasizes the importance of security systems, advocating for secure payment methods to gain customer trust and protect against fraud, including electronic receipts and secure internet banking portals. References to relevant literature are included to support the analysis.

Running head: E PROTFOLIO
E-Portfolio
Name of the Student
Name of the University
Authors Note

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E-PORTFOLIO
2.1 Various Types of E-Business Infrastructure Technologies
The management of a better e-business should set a better infrastructure technologies
channel that will allow the smooth flow of products and services between the organization
and the customers or the final consumers. Delivery of original and without damaged products
that are being drawn from the warehouses to the customers can be included in proper
infrastructure technology. The products or services delivered to the customer or the consumer
should be satisfying, secured and well protected, which is the responsibility of the
organization (Baltzan 2012). The Mahara industry should provide warranty of certain days
for the products and the services that are being offered in order to increase the trust of the
customers on the organization that the organization will provide the product as per the
demand of the consumers. That guarantee should cover all the technical faults or the damage
that have occurred during the delivery process.
2.2 Business Models
A business model of an organization is an abstract representation of that organization
that could be in the form of conceptual, graphical or textual. This abstract should contain
financial arrangements and interrelated architectural developed and designed by the
organization itself. This should be created by minding the present and the future of the
organization, which could be done efficiently and effectively by the business that is
practicing the e-portfolio in order to design the business models and then core services or
products that the organization is offering.(Trimi and Berbegal-Mirabent 2012) This should
also be based on the particular arrangements that are stated above in this paragraph that are
important in order to achieve the strategic objectives and goals of the organization. It will
indicate the modelling information that are related to the total cost of the ownership, revenue
structure and the pricing methods (Value Finance), Value Proposition and the infrastructure

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of the organization including the technological infrastructure that are involved in the
movements of the services, information and products (Value Architecture) (Lusch and
Nambisan 2015).
2.3 Payment systems
A better, effective and efficient payment system technology using the e-portfolio
payment process and payment platforms support the small and the big businesses to process
their transactions with the customers. This transactional system includes debit cards, credit
cards, digital payment mode, mobile payment and alternative payment modes. Multiple
currency transaction should be acceptable as the mode of payment in order to attract foreign
tourists. It also helps in detecting fraud business analytic and data security solutions. E-
portfolio uses the securities systems for the transactional system and thus, the values are
derived from and the collateralized by a particular pool of the underlying assets. The pool of
assets stated here refers to the group of small and illiquid assets that are unable for the
individual selling. The method of pooling assets into the financial instrument allows
diversification of risks of the investing in underlying assets to be. It also enables the
organization to be sold to the general investors (Liebena, Sanchez and Munoz 2014). The
pools of underlying assets can be comprised of common payments from mortgage loans and
auto loans, credit or debit cards, esoteric cash flows from the aircraft leases, royalty payments
mode and the movie revenues.
2.4 Security systems
A secured way and mode of payment should be implemented in the transactional
process of the organization in order to gain the trust of the customers, keep their personal
information secure, and protect itself from violation of law. There should be proper electronic

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generated received presented to the customers in order to stop the frauds that could might
affect the organization and the customers because of some corrupted employees. A secured
portal of internet banking could be offered by the Mahara in order to make the payment in
easy and protected manner (Zhang et al. 2012). This will also increase the role of cashless
payment, which might be a problem as stated before. These implications will be helpful in
reflecting the sales in the system and reduced the tragedies that might occur in the business
and helps in reducing the risk of losses.

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References:
Baltzan, P., 2012. Business driven technology. McGraw-Hill/Irwin.
Liébana-Cabanillas, F., Sánchez-Fernández, J. and Muñoz-Leiva, F., 2014. Antecedents of
the adoption of the new mobile payment systems: The moderating effect of age. Computers
in Human Behavior, 35, pp.464-478.
Lusch, R.F. and Nambisan, S., 2015. Service innovation: A service-dominant logic
perspective. Mis Quarterly, 39(1).
Trimi, S. and Berbegal-Mirabent, J., 2012. Business model innovation in
entrepreneurship. International Entrepreneurship and Management Journal, 8(4), pp.449-
465.
Zhang, Y., Deng, X., Wei, D. and Deng, Y., 2012. Assessment of E-Commerce security using
AHP and evidential reasoning. Expert Systems with Applications, 39(3), pp.3611-3623.