DBA Dissertation: Questionnaire for Farmers and Financial Institutions

This document presents a comprehensive questionnaire designed for a DBA dissertation, targeting both farmers and financial institutions. The questionnaire explores various aspects of farming activities, including land acquisition, barriers faced, government support, and the impact of global trade policies. It also investigates farmers' perspectives on loans, technical developments, and the use of agricultural machinery. Furthermore, the questionnaire delves into financial institutions' views on loan arrangements, working capital management, and the impact of government policies. It covers topics such as joint ventures, partnerships, and the availability of governmental subsidies and tax benefits. The questionnaire also includes a list of relevant references, including books, journals, and online resources, providing a solid foundation for the research.

DBA
DISSERTATION

QUESTIONNAIRE
For Framers
Q1. The land on which you are operating framing activities have been acquired by you on the
basis of?
 Owned ()
 Lease/ Rent ()
Q2. What are the barriers you are currently facing performing the farming activities?
 Cold storage ()
 Transportation ()
 Funding ()
 Technical ()
Q3. What do you think that Government in Pakistan have planned any technical improvements in
farming operations?
 Yes ()
 No ()
 May be ()
Q4. To improve production and enhancing the soil fertility, what are the resources you think
government must bring to farmers?
 Bring fertilizers ()
 Improve irrigation ()
 Improve Funding ()
Q5. Do you agree that, impacts of global trade policies implicated on food security will affect
demand and supply of commodities?
 Agree ()

 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q6. Do you agree, in Pakistan, rules and regulations pertaining to taking loan are not liberal?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q7. In the next 12 months, for what purpose will you use money generated through financial
institutions?
 Purchase inventories ()
 Fixed assets purchase ()
 Regarding the purchase of agricultural inputs ()
 Household expenses ()
 Paying off debts ()
 Initiation of new business ()
Q8. What sources do you prefer most for raising working capital?
 Banks ()
 Other institutions ()
Q9. From the following factors which one act as a barrier
 High interest rates ()
 Short term maturity ()
 High collateral requirements ()
 Lengthy application process ()
 High borrowing cost ()
 High risk ()

Q10. Do you agree that loans are not easily availed by Islamic banking institutions to the
farmers?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q11. What are the technical development you think the government should bring in agricultural
activities?
 Enhance irrigation ()
 Improve fertilizers ()
 Bring machineries for soil erosion ()
Q12. Do you agree that, government in Pakistan making enough technical development in
farming activities?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q13. How many tractors are enabled with GNSS units for automatic steering guidance of
guidance’s in your locality?
 More than 75% ()
 50-75% ()
 Below 50% ()
 0% ()
Q14. Is there use of any land use database for tracking agricultural activities?

 Yes ()
 No ()
Q15. How do you demonstrate that the contribution of government in improving machineries for
subsistent farmers?
 High ()
 Accurate ()
 Below expectations ()
 None ()
Q16. Do you agree that old machineries inhibit production aspects?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q17. Do you agree that old machineries create disruption in the production and they impact
productivity?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q18. Do you agree that innovation in agricultural machineries or equipment are taking with the
very high pace?
 Yes ()
 No ()
Q19. Do you think that use of obsolete machineries affects both productivity and profitability?

 Yes ()
 No ()
Q20. Do you think the government must approach farmers in implicating the green house
farming and facilitate enough resources for the same?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
For Financial institutions
Q21. Do you agree with the statement that the profit and sharing financial arrangements helps
growth of small scale agriculture businesses?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q22. According to you, what are the advantages of bank loan in agricultural development?
 Purchases without liquidation ()
 Accounting and tax benefits ()
 Appropriate cash discount ()
Q23. What are the loopholes does Governmental policies in facilitating the loans to small scale
enterprises?
 It approaches additional cost of goods ()
 Higher processing fees ()
 Partial funding requirements ()
Q24. What are your opinion relevant with the working capital management?

 It ensures liquidity ()
 Enhances profitability ()
 Improves financial health ()
Q25. How working capital management affects businesses in unfavorable manner?
 It is non-situational ()
 Considers only monetary factors ()
 Determination is only based on data ()
Q26. What kinds of loans your bank has offered to help small businesses?
 SBA Loans ()
 Line of Credit ()
 Equipment loan ()
 Microloans ()
 Invoice Factoring ()
Q27. According to you, what are the advantages of drawing power?
 Helps in reducing financial risks ()
 Keep tracking borrowing transactions ()
 Improve cash credit overdrafts ()
Q28. What do you think about the loopholes of drawing power?
 It approaches towards the selective criteria ()
 Brings compliance ()
 Brings volatility ()
Q29. do you think that the governmental policies and reforms in changing bank or cash credit
will bring suitable advantages to the firm?
 It fulfils Working capital requirements ()

 Flexibility ()
 Deductible interest rates ()
Q30. What are the negative impacts of cash credits?
 There will be higher interest rates ()
 There will be minimum commitment charges ()
Q31. As per your opinion, what do you think that joint venture and partnership is being helpful
in building financial stability?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q32. Do you think the government should bring various plans and policies for better funding the
small-scale entities on their operations?
 Agree ()
 Strongly agree ()
 Neutral ()
 Disagree ()
 Strongly disagree ()
Q33. Are there any governmental subsidiaries available for bringing immunity to the small-scale
agriculture units?
 Yes ()
 No ()
Q34. Are there any taxable benefits as per operating the business in special economic zones
(SEZ)?
 Yes ()
 No ()

Q35. What do you think about increment in the profitability and productivity of small scale
industries in joint venture or partnership?
 There will be rise in financial structure ()
 Better operational control ()
 Better market coverage to those businesses ()
Q36. according to you what are the benefits does the small-scale agriculture business have with
partnership or joint venture?
 Better productivity in seasonal crops ()
 Appropriate resources of funds ()
 Better revenue generation ()
Q37. How does partnership help in operational activities of business?
 It improves better execution ()
 Larger level of operations will be performed ()
 Appropriate technical advantages ()
Q38. according to you what are the disadvantages of partnership and joint venture?
 Rise in debts ()
 Manipulation of funds ()
 Operational governance problems ()
Q39. Are there any tax benefits allowed by your financial institution to joint stock entities?
 Yes ()
 No ()
Q40. Are there any interest benefits allowed by your financial institution to joint stock entities on
loan taken by them?
 Yes ()
 No ()

REFERENCES
Books and Journals
Amireault, S., and et.al., 2015. The use of the Godin-Shephard Leisure-Time Physical Activity
Questionnaire in oncology research: a systematic review. BMC medical research
methodology. 15(1). pp.60.
Bastian, H., 2015. Capturing Individual Uptake: Toward a Disruptive Research Methodology. In
Composition Forum (Vol. 31). Association of Teachers of Advanced Composition.
Bauer, G. R., 2014. Incorporating intersectionality theory into population health research
methodology: Challenges and the potential to advance health equity. Social science &
medicine. 110. pp.10-17.
Bernard, H. R., 2017. Research methods in anthropology: Qualitative and quantitative
approaches. Rowman & Littlefield.
Bryman, A., 2016. Social research methods. Oxford university press.
Bulmer, M., 2017. Sociological research methods. Routledge.
Cole, M., Kobelt, E. and Packer, M., 2014. La metodología de la investigación para una
psicología concreta: La investigación con la Quinta Dimensión Research Methodology
for a Concrete Psychology: The Fifth Dimension Research. Psicología, Conocimiento y
Sociedad. 4(2). pp.28-61.
Ghafoor, F., Shah, I. A. and Rashid, N., 2017. Issues in adopting agile methodologies in global
and local software development: A systematic literature review protocol with preliminary
results. International Journal of Computer Applications. 160(7).
Hussein, A., 2015. The use of triangulation in social sciences research: Can qualitative and
quantitative methods be combined?. Journal of comparative social work. 4(1).
Jamshed, S., 2014. Qualitative research method-interviewing and observation. Journal of basic
and clinical pharmacy, 5(4), p.87.

Jones, M., 2018. Men and feminist research. In Gender and Qualitative Research (1996) (pp.
143-160). Routledge.
Kumar, D., Singh, U. S. and Solanki, R., 2015. Assessment of a group activity based educational
method to teach research methodology to undergraduate medical students of a rural
medical college in Gujarat, India. Journal of clinical and diagnostic research: JCDR.
9(7). pp.LC01.
Lazar, J., Feng, J. H. and Hochheiser, H., 2017. Research methods in human-computer
interaction. Morgan Kaufmann.
Lee, A. S., 2017. Philosophy and method: making interpretive research interpretive. In The
Routledge Companion to Management Information Systems (pp. 50-66). Routledge.
Mohr, D. C., Riper, H. and Schueller, S. M., 2018. A solution-focused research approach to
achieve an implementable revolution in digital mental health. JAMA psychiatry. 75(2).
pp.113-114.
Narayana, P. S., Varalakshmi, D. and Pullaiah, T., 2016. Research Methodology In Plant
Science. Scientific Publishers.
Teo, R. T., 2017. A Brief Report on the Tenth International Conference on Applied Ethics and
Philosophy 28–30 October 2016, Hokkaido University, Hokkaido, Japan. Asian Bioethics
Review. 9(1-2). pp.149-151.
Wan, X. and et.al., 2014. Estimating the sample mean and standard deviation from the sample
size, median, range and/or interquartile range. BMC medical research methodology.
14(1). pp.135.
Ying, Z. and Pheng, L. S., 2014. Research Methodolgy. In Project Communication Management
in Complex Environments (pp. 93-102). Springer, Singapore.
Online
Research methodology. 2011. [Pdf]. Available through < http://www.sociology.kpi.ua/wp-
content/uploads/2014/06/Ranjit_Kumar-Research_Methodology_A_Step-by-Step_G.pdf>