Financial Analysis of Company's Performance Post-GFC

The analysis explores how stable economic conditions and regional diversification have contributed to an increase in the company's Earnings Per Share (EPS), indicating positive shareholder returns. However, this benefit is overshadowed by increased volatility due to heavy reliance on deposits for funding. The Net Asset Value (NAV) has shown a decrease over recent years primarily because of reduced deposit inflows and investment adjustments. Despite these challenges, the company's strategic move towards diversifying its funding sources may offer greater stability in the future. It is crucial for management to ensure this diversification leads to consistent valuation without significant discrepancies from previous performance metrics. This analysis draws on various academic references to underpin the evaluation of financial reporting practices and market impacts post-GFC.