This document presents a comprehensive solution to a Financial Services Legislation & Compliance assessment. The assessment includes case studies on interest rate movements and external forces impacting the financial services industry, requiring an analysis of the Reserve Bank of Australia's (RBA) influence and the roles of various financial sectors. It also encompasses a workplace project involving the creation of a staff memo to update employees on the Australian Financial Complaints Authority (AFCA), covering its benefits, communication guidelines, and the AFCA Code Compliance and Monitoring Team's responsibilities. Additionally, the assessment requires updating the DNZ Credit Guide with accurate information about AFCA, ensuring consumers are informed about their rights and the complaint resolution process. The provided solution addresses these tasks by analyzing the provided article and learner guide, and formulating responses in accordance with the provided instructions.