This report provides a comparative analysis of home ownership rates in Australia and the Netherlands, focusing on the period from 1945 to 1980. The study examines the impact of various factors, including economic conditions, government interventions, and demographic shifts, on housing markets and home ownership outcomes. It explores the role of government policies, such as subsidization and regulation, in influencing home ownership rates and affordability, particularly for low-income earners. The research delves into the socio-economic impacts of these rates, analyzing similarities and differences between the two countries. The report considers the influence of population growth, household formation, urbanization, and immigration on home ownership patterns. It highlights the economic factors, such as GDP growth, employment rates, and inflation, that affected housing affordability and demand. Additionally, the study investigates the effects of economic downturns and government responses on the housing market. The report aims to provide a comprehensive understanding of the factors that shaped home ownership in Australia and the Netherlands during the specified period, offering valuable insights into the complexities of housing markets and policy implications.