School of Business Industrial Placement Portfolio Report 2020/21

This industrial placement portfolio presents a comprehensive reflection on a student's experience at HSBC bank as a finance intern. The portfolio begins with an introduction and a skills audit, assessing competencies such as problem-solving, decision-making, and commercial awareness. Part B delves into a reflective diary, detailing learning about the company, including HSBC's financial products and consumer segments. It describes projects the student was involved in, such as financial trend analysis and audit responsibilities, along with the issues, problems, and solutions encountered. The portfolio also evaluates the work performed, highlighting the skills and responsibilities of a finance manager. The student reflects on their role as an accredited investor, providing financial analysis and strategic proposals. The document references relevant academic sources to support the analysis and reflections.

Industrial Placement
Portfolio

Table of Contents
Introduction......................................................................................................................................3
Part A: Preparation for Placement...................................................................................................3
Part B: Reflective Diary of Industrial Placement............................................................................7
2. Learning about company.........................................................................................................7
3. Project(s) that you were associated with including issues / problems/ solutions that were
present either in its design...........................................................................................................8
4. Evaluation of the work.............................................................................................................9
5. Descriptive reflection.............................................................................................................11
REFERENCES..............................................................................................................................13

Introduction
For fund research, a category analysis is offered, which can assist an individual in observing
an investment choices. Sector investment can have a big impact on the company's financial
investment decisions (Aoki and Katayama, 2017). A portfolio may strive to mix between sectors,
focus a single sector, or to have services industry variation as a result of investing throughout a
large universe. A sectorial investment would devote 100 percent of its assets to a single industry.
Certain institutions may have restrictions on the sectors they can invest in. As a result, hedge
funds employ fund analytics to rule out certain investments. Ecological, social, and governance
(ESG) funding are notorious for this. These funds try to avoid investing in industries or
companies that its investors find unappealing for a number of reasons. This might be a group of
enterprises from the same industry, including such tobacco manufacturers in one vehicle and oil
exploration businesses in another.
Part A: Preparation for Placement
1. Skill audit.
Skills Competencies Rating Action
plan
1 Problem
Solving
• The ability that deal
with the crisis in a fast-
paced setting.
• Define needs by
employing appropriate
decision-making
processes, such as
describing, developing,
and addressing market
problems.
• The ability to generate,
categorise, and
compare possibilities
• The urge to make these
decisions and then go
back and review them
8/10 This may be
accomplished via a
variety of
approaches,
including
networking,
voting, and team
formation.
Discussion
suggestions for
performance
appraisals or
maximisation of
worker potential
may well have
been employed as
motivators. The
lack of incentives
might be a huge
•

stumbling barrier.
2 Decision
Making
• Measures to
accommodate
to the design,
manufacturin
g,
construction,
design, or
administratio
n of a firm
undertaking,
operations,
technique, or
service.
• Including the
use of
statistical
competencies
, successfully
employing
knowledge as
well as
experiences
to harvest
insight from
waste and
communicate
information
(Buckhorst
and Schmitt,
2020).
7/0 An
effective
planning
strategy,
but at the
other side,
will
highlight
the flaws
and
provide
clear
ways for
the
planners
to
overcome.
•
3 Managem
ent and
Leadershi
p
• • Selecting the
appropriate
organizational culture
for each scenario;
creating objectives,
motivating staff,
measuring outcomes,
and mentoring
5/10 Partnership and
information
exchange, as well
as varied yet low-
cost personnel
tracking and
support, are all
methods which
•

• The capacity to
understand and address
moral as well as
sustainable
management issues by
applying ethical and
organizational norms to
matters and issues.
contribute to the
this aim.
Leadership,
collaboration, and
financial resources
are all possible
roadblocks.
4 Strategic
Thinking
and
planning
• • Integrate ideas,
assess, analyse, and
options carefully them;
administer one's own
and several others'
artistic activities.
• This necessitates the
ability to grasp
hypotheses, evaluate
statements in
perspective of reality,
recognise faulty logic
or reason, discern
implicit views,
correctly interpret
terminology, and
establish appropriate
conclusions (Chao,
2017).
6/10 This is a
requirement for
effectively
adjusting to a
dynamic world
and overcoming
obstacles. This
really is
particularly
significant as
computerized
process equipment
advance and
accounting staffing
levels are likely to
decrease.
•
5 Commercial
Awareness
• Having a good
understanding of the
business world is
essential.
• Comprehension of the
contract.
4/10 To do so, the
company needs
devote its entire
resources,
including strategic
support,
development and
maintenance, and
policies and
evaluation
techniques.
•
6 Resilience • Throughout the face 6/10 The long-term•

of hardship,
adaptability is
essential.
Using a range
of media, such
as drafting of
corporate
records,
communication
s,
collaboration,
or vocally and
in writing
interchange of
varied views
and arguments
viability of NSOs
is heavily
influenced by
working capital
(Chen and Wang,
2019).
7 Innovation • Contribute to the
improvement of
existing work methods
or corporate project
management.
• The ability to think
about and initiate
solutions, including the
ability to adapt to that
though.
7/10 Accounting
information
balancing In an
incredibly quickly
atmosphere,
worked on
customer accounts.
•
8 Interpersonal
Skills and
Communicatio
n
• Good Understanding
of and commitment to
appropriate educational
organisation Codes of
Conduct.
• One's as well as others'
commitment to
ongoing and
prospective CPD. Two
months at the very least
An acknowledgment of
educational and community
duties, and also a
9/10 Communication on
how to change,
completing the
tasks, providing
advice and
assistance for both
individuals and
corporations
transformation,
and initiating
preliminary
research into the
common
•

determination of the
seriousness of moral
guidelines (Kotenko and
Kotenko, 2020).
objective's
infrastructure all
appear to be
essential stages
inside the
evolution process.
9 Professional
commitment
Understanding
and interacting
with the wants
of others;
• Sensitivity for
peoples choices
as well as their
situations
• Effective
collaboration,
and also the
opportunity to
change and
employ
financial
contributions in
communal
operations, and
the capacity to
sympathize,
persuade, or
govern others;
8/10 To recruit the
wider population,
it is critical to
establish an
interesting,
flexible, as well as
creative job
atmosphere. NSOs
must also examine
their public image,
which has an
impact on their
ability to recruit
more people (Li,
Lu and Xu, 2018).
•
Part B: Reflective Diary of Industrial Placement
2. Learning about company
As I was working as finance intern in HSBC bank, I realised different think which
supports to make a better understanding about the placement in other large world bank. HSBC
offers a consistent range of financial products to over 100 million consumers on a daily basis, as
well as making recommendations or offering evaluations to consumers who wish to invest.
Furthermore, HSBC constantly offers a money-saving policy that allows customers save some
money intelligently while receiving a greater bonus rate than a standard savings account at

another bank. Customers who do not have enough money can utilise HSBC's lending service to
buy vehicles and properties (LI, SHEN and SONG, 2017). Consumer investment banking,
corporate finance, banking industry and markets, and investment banking are also the
4 consumer segments and worldwide companies served by HSBC.
Furthermore, the HSBC Group does have a distinguished and effective worldwide track record.
This really is due to the fact that many of the city's major corporations were founded over a
generation back and also have a lengthy and varied history. Those major corporations with a
lengthy track record of success have contributed to the growth of HSBC's company, and HSBC's
lengthy history has earned the trust of a huge number of clients. HSBC employed performance
assessment and remuneration to track work engagement for those who have a drive for
accomplishment. When specified performance targets are met, employees will earn monetary
incentives. Employees with a strong desire to succeed will strive to thrive in high-risk situations
while avoiding both low-risk situations. Appraisals are still a beneficial method for a staff to
achieve how mannered they are executing the responsibilities allocated to them, as well as I also
a great predictor about how an individual needs to develop at workplace. As a result, HSBC
would also provide staff with new initiatives to keep them motivated.
3. Project(s) that you were associated with including issues / problems/ solutions that were
present either in its design.
In the role of finance intern, in HSBC I got involved in different project which enhance my
skills and capabilities. As a financial analyst, I will be in charge of keeping track on financial
trends. M myself be responsible for acquiring and evaluating market information. Then, using
this information, you'll assist in determining market trends and recommending the correct course
of treatment for the organisation. Accounting is really a critical function throughout the financial
sector, since all businesses require by bank. Accountants are always in charge of keeping track of
almost all of the firm's activities and compiling financial statements also at end of each term. I
could be assisting areas such as current liabilities, cash payments, forecasting, money transfers,
wages, and financial planning. As just an Audit intern, I will be responsible for monitoring the
operations of several business segments and delivering a report evaluating their efficiency. You'll
essentially be a quality control checker for their work, ensuring that it meets the required
standards. This section is critical in ensuring that the organisation can reduce risk and increase
the efficiency of its operations by identifying areas where the product lines may improve such as

monzo, starling bank. Among the most popular options in finance seems to be an internship with
a retail bank. Consumers as well as the administration of the funds are key to this area. Basically,
I will be interacting with consumers face to undergo a number to assist them manage their
finances, from corporate finance through mortgages or lending application (Liu and et.al., 2018).
This really is the sector where I may gain the most about company valuation throughout
the case of acquisitions or financing. During my internship, I will most likely work as an analyst
to assist senior financiers, so please ensure I have the relevant skills. Banks as well as other
financial institutions are naturally careful about who they choose to assist them manage their
clients' wealth. Most large banks and Wall Street investing companies, in fact, will need a
background investigation and, in many cases, a medical before hiring. It's critical to examine
how I display myself on the internet. Any indecent photos you may have shared on Facebook or
Instagram, as well as any crass or insulting Twitter remarks I may have made. Anything that
indicates poor judgement or unsafe behaviour will be scrutinised by future employers. So, when
I apply, get rid of anything that can be humiliating, and be cautious in the prospective.
Hard skills seem to be the technical abilities I'll really have to properly carry out intern
tasks and, subsequently, employment tasks. Learning technological skills, managerial skills, and
business intelligence are just a few examples. Soft skills are just as crucial as hard abilities in the
workplace. Soft talents refer to your capacity to connect with others and form mutually
beneficial connections. Emotional maturity, ambition, interpersonal skills, attention, and clear
communication are some examples. To handle customers get along with my supervisors and co-
workers, I require soft skills. Soft strategies are vital for managing my workplace culture and
could even help me advance in my career in handels banken.
4. Evaluation of the work.
I am also an accredited investor who is in charge of a corporation's or firms financial
health. Top management or corporation officials may seek advice from finance stakeholders to
discuss when and where the financial profits are bought and distributed. Finance managers use a
variety of talents to develop thorough annual documents and statements. My abilities aid persons
in this position in overseeing all areas of a firm's earnings operations, such as budgeting and ROI
calculations, and also procurement and personnel choices. I'll give reliable statistical analysis as
well as strategic proposals to help I make money and cut costs. Financial managers select

individuals or even as member of a collective, and they often have extensive experience directing
financial business (Song, Amelin, Wang and Saleem, 2019).
Managers understand how to increase efficiency and production while keeping faith in
their abilities to lead the business ahead. Effective leaders have the capacity to direct and
distribute duties to others. To build trust within their leadership abilities, sound financial
administrators take control of issues and devise innovative solutions. Although complicated
financial data and papers are rarely understood by everyone in a firm, successful company
members should have excellent written and verbal abilities. Finance managers were prepared to
describe complex calculations or analyses so that information is presented in a clear and
understandable manner. Finance managers must interact with a variety of departments, therefore
the power to change their verbal communication to effectively deliver system is an essential
talent for them to have a better future to me in banking company. Finance managers display
rationality as stage of the policy process. Successful leaders are willing to contemplate all
possibilities in order to give a thorough and intelligible analysis. When establishing contracts,
generating budgets, and estimating profits and losses, management accountants employ research
abilities HSBC.
To tackle financial challenges, I collaborate with a number of different people or groups. They
may be in charge of overseeing tasks and activities, as well as their capacity to collaborate with
other countries and agencies. Successful financial managers are able to connect with people on a
personal level and encourage their staff to accomplish computations and analyses with speed and
precision. To assemble and evaluate data, I work with significant quantities of money as well as
depend on excellent mathematical talents. Finance managers that are capable of understanding
and creating formulae are more in algebra geometry. I will be an effective are well-versed in
global banking and can understand a wide range of financial paperwork. When it comes to
numbers, I have to be precise. I must split their focus to several financial activities of a
corporation since they control how and that a firm money is spent and also how and whether it
earns profit (Yi, Shen and Lei, 2019).
Finance managers need to know about domestic while developing or assessing contracts
and international laws and regulations. I deal with a variety of financial papers, such as
spreadsheets, agreements, computations, and predictions. As a financial manager, I will need to
be able to arrange bank data since I will need to discover and access information in real time.

Finance workers may feel oneself dealing with over spreadsheets and general ledger as increased
automation improve inside the workplace. Effective financial managers generally tech-savvy and
know how to use a variety of tools and tools to their benefit. Successful financial managers don't
require much supervision since they know what has to be done and how to achieve the
company's objectives. Finance managers that are good at what they do are not always self-
starters who really can prioritise duties, but they also have the ability to inspire people to
function independently (Song and Zhang, 2020).
5. Descriptive reflection
The finance manager's position can be somewhat varied. In actuality, the basic state of this
work description could be deceiving; as a result, it must be carefully examined because the
position might vary greatly determined by the size of such organization and work title for
starling bank.
In any company's framework, the finance manager plays a crucial role. He is the individual
who generates the company's monetary worth through finance, capital budgeting, and ground
capital operations. Finance management is the practice of overseeing the creation of financial
statements, implementing all cash handling plans, and directing the company's investments. In
general, one functioning of the business management is to evaluate options that satisfy the
organisation, led by stakeholder expectations of profit maximisation and wealth maximisation.
As I am financial managers in some time then the major purpose is to guarantee that the owner's
wealth is maximised and also some profit maximisation. In reality, a financial staff's personal
aims, that include building a name and collecting bigger salary, must not overpower myself.
When the financial manager meets the company's ultimate aim, his or their individual aspirations
are automatically realised. Financial managers draw conclusions on financial performance,
financial performance, and financing decisions in order to fulfil the company's goals. A finance
manager must select what types of initiatives the company should pursue. I also assist in the
decision-making process for how the company's investments must be supported.
Management of working capital actions will affect the company's short-term assets,
including such stock, cash, especially debts. In most cases, financially accounting and financial
intersect, although financial accounting is focused with providing historical financial
information. The finance management's decisions are always made with the company's benefit of
experience. When I think of the financial advisor, I immediately think of even an accountant. In

many respects, the roles of accountant and finance manager are identical, and they frequently
collaborate on projects.
An accountant's responsibility to ensuring their company runs smoothly, that company
data are maintained, and therefore that their benefits are collected correctly and on time.
Accountants help their customers with a wide range of accountancy, auditing, taxation, and
professional services. They keep track of and analyse the financial data of the businesses where
the accountants operate. Budgeting, performance appraisal, cost planning, and wealth
management are among several tasks. They monitor cash management operations, implement
capital-raising plan to encourage a company's development, and handle with acquisitions and
mergers, as well as overseeing the investment of money and managing related risks. They set
credit-rating standards, set credit limits, and keep track of past-due customer receivables.
Managers that specialise in international finance create bookkeeping systems across
multinational corporations' banking activities metro bank.
Cash flow predictions, for instance, are required to assess if loans are required to satisfy
financial needs and whether proceeds must be put in attention securities. This seems to be an
internal aspect of the organization's general administration, not really a staff role. It mostly refers
to the act of obtaining funds, but also to the use of those money and the monitoring of those uses.
The financial management is responsible for ensuring that a company system's money are used
efficiently in optimising the entrepreneur's profitability. It applies the principles of project
management ideas to the financial management. Other critical functional areas of the
organisation or company, such as advertising, manufacturing, and people, are influenced by these
activities. As a result, the company's financial activities have an impact on its overall existence.
The primary task of a firm's finance manager would be to forecast the company's short- and
long-term investment objectives. For this goal, I will build a financial strategy for the current as
well as the future that other digital banks such as monzo.
It will be necessary to determine the financing required also for acquisition of the asset
and even the operating expenses. The projections must be founded on good financial guidelines
to ensure that the company's resources are neither insufficient nor excessive. The capital
structure consists of different types and proportions of stocks used to raise financing. After
determining the amount of cash required, the kind of securities to be issued must be determined.