This report provides a financial analysis of Insurance Australia Ltd, focusing on the company's performance using various financial ratios. The analysis covers profitability ratios (operating profit margin, net profit margin), gearing ratios (debt-to-equity ratio, debt ratio), and efficiency ratios, using data from the company's annual reports over a five-year period. The report examines trends in these ratios to assess the company's financial health, operational efficiency, and capital structure. The analysis includes graphical representations of key ratios, offering a visual understanding of the company's performance. The report aims to provide insights into the company's financial strengths and weaknesses, offering recommendations for improvement, particularly in maintaining and enhancing profitability and managing debt levels. The study highlights the importance of ratio analysis in evaluating a company's financial performance and making informed investment decisions.