This report presents a case study on disruptive innovation within a FinTech company, focusing on the impact of technology on electronic payment systems. It examines various electronic payment methods such as PayPal, Google Wallet, and AliPay, categorizing adopters and analyzing market trends, industry changes, and the role of technology, including artificial intelligence and blockchain. The report evaluates the company's entrepreneurial potential and application of business analytics, highlighting the pros and cons of electronic payments based on customer surveys. It concludes that FinTech companies can benefit from ICT disruptive innovations by incorporating current technological advancements to create efficient and convenient electronic payment solutions.