University Presentation: JP Morgan Chase Company Analysis & Finance

This presentation provides an overview of JP Morgan Chase, a leading global financial services firm established 200 years ago. It delves into the company's diverse operations, including investment banking, commercial banking, and asset management, highlighting its significant asset base and global presence across over 100 markets. The presentation outlines the transaction processing lifecycle, detailing its five stages: data entry, transaction processing, file and database processing, document and report generation, and inquiry processing. Furthermore, it distinguishes between Merchant Discount Rate and Interchange Pass-through Pricing, explaining their roles in credit card processing costs within the context of JP Morgan Chase's financial operations. This presentation, supported by cited references, offers valuable insights into the company's financial strategies and operational procedures.

PRESENTATION ON JP
MORGAN CHASE COMPANY
NAME OF THE STUDENT
NAME OF THE UNIVERSITY
AUTHOR NOTE

JP Morgan Chase

JP Morgan Chase
 The J.P Morgan is a leading global financial service firm which
was established 200 years ago . According to the author Gay
(2018 )they are the leaders in the investment banking
procedures, providing financial services to the customers and to
the small business organizations, commercial banking , financial
transaction processing and asset management.
 The company is known to have a asset of $20..5 trillion dollars
and is operating in various countries all over the world. The
organization operates in more than 100 markets which is having
more than 243,000 employees from all the countries globally.
 The whole sale business of J.P Morgan Chase Company includes
J.P Morgan’s Assets Management, commercial banking ,
corporate and investment bank which are known to provide
various types of services and products to the corporations world
wide, the government organizations, and municipalities of the
world.

Explain the transaction
processing lifecycle at high
level The TPS or the transaction processing system is known to go
through the five stage of cycles which consists :
 Data Entry Activities - The input process in every activity is known
as the data entry process . In this process the data is captured and
is collected so as by recording, editing and coding the activities.
Next the data is processed and entered into the computer system
of the company
 Transaction Process - the transaction process system is known to
process the data with two ways such as batch processing and real
time processing. In the batch processing the data is accumulated
over a period of time. The real time processing of data takes place
immediately after the data is generated.
 File and Data base processing – This is the basic activity which is
followed in the transaction processing system. This process is also
known as the file and data base maintenance. It consist of the
company files and database which is maintained in the transaction.

Explain the transaction processing
lifecycle at high level
 Document and report generation - The final stage in the
transaction processing cycle is the generation of the
information and various types f products such as the reports
of the company and the documents . The documents which
are included in the process is generally known as the
transaction documents which includes the action documents,
information document of the company and turnaround
document of the company.
 Inquiry Processing – It is the last process of the transaction
processing life cycle which allows the organization to use the
Internet and different types of Web Browsers in the data base
management. It also presents the different types of high level
and low level languages. These are much concerned with the
results of the processing activities. This process explains the
typical process such as checking the balance in the A/C of the
company and provide response to the PC. (Hearit, 2018)

Difference between Merchant
Discount Rate and Interchange
Pass-through Pricing
 Interchange pass through pricing is a form
of credit card processing price which allows
the actual cost of processing that will be
passed directly from the organization. It
determines the exact cost which is paid by
the merchant per transaction.
 Merchant Discount Rate is the charge which
is made by the bank to the merchant for
accepting the payment every time the card
gets swiped in any store or restaurant. With
the increase in the sales of the merchant
the charge rate might decrease.

Difference between Merchant
Discount Rate and
Interchange Pass-through
Pricing Merchant Discount Rate is charged
between 1.2% to 5.0% in J.P
Morgan Company. The fee is
charged by the bank when the
bank issues credit card to the
merchants.
 Interchange pass through pricing
is charged between 2.0% to 3.0%
in the bank which might increase
or decrease with the transactions

References
 Gay, G.H., 2018. JPMorgan Chase: a
technology company and a bank.
Women of Color Magazine, 17(1),
pp.18-21.
 Hearit, L.B., 2018. JPMorgan Chase,
Bank of America, Wells Fargo, and
the Financial Crisis of 2008.
International Journal of Business
Communication, 55(2), pp.237-260.