This document presents a written assignment for the Certificate IV in Finance and Mortgage Broking (CIVMB_AS_v4A1) course. The assignment is divided into two sections, each featuring a case study with related tasks. Section 1 focuses on Philip and Jennifer Brown, a young couple seeking their first home, and includes tasks on gathering client information, assessing their situation, exploring borrowing options, making reasonable inquiries, discussing the First Home Owners Grant, considering their professional network, and analyzing interest rates. Section 2 centers on Richard and Pauline Jackson, covering topics such as establishing their financial knowledge, understanding responsible lending obligations, addressing self-employment considerations, advising on financial strategies, assessing the impact of credit history, discussing external dispute resolution, and ensuring effective access to files. The assignment requires students to demonstrate their competency in various finance and mortgage broking skills, including preparing loan applications, identifying client needs, presenting broking options, and complying with financial services regulations. The document provides detailed instructions, assessment criteria, and units of competency covered, guiding students through the process of completing and submitting the assignment for evaluation.
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