My Life Portfolio: A Reflection on Aging and Planning Future Goals
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This essay represents a student's personal reflection and future planning through the creation of a 'My Life Portfolio.' The student outlines specific goals, including financial stability for their family, career success marked by increased performance metrics and a managerial position, and community service initiatives. The plan involves early retirement at 60 to dedicate time to family and business, strategies to increase performance metrics, and charitable activities to support the less privileged. Factors influencing the achievement of these goals, such as organizational culture, financial stability, and personal health, are considered. The essay emphasizes the importance of strategic planning, overcoming procrastination, and anticipating failure, highlighting the need for perseverance and focus to achieve long-term objectives. The student aims to use challenges as stepping stones, underpinned by a determined spirit and proactive strategies.

Running Head: AGING MATTER 1
Aging matter
Name
Institution
Due date
Aging matter
Name
Institution
Due date
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AGING MATTER 2
My Life Portfolio
Having a plan for the future is an essential aspect that will motivate us to achieve our goals
and bring them to reality. A personal plan for our future will enable us to choose the kind of life
we want to live, what steps we need to undertake to achieve our planned goals and where we
want to spend the rest of our life during our old age (Cottrell2015). In addition, a personal plan
will enable us to work smart in our education hence enabling us to acquire our dream job, start
our dream business and have a bright plan for our family's future. Just like every other person, I
have my future goals and I will do whatsoever it takes to accomplish them.
To start with, my first goal is to create a financially stable platform for my current family
and my future family. To achieve this goal I will not only ensure there are enough savings in my
bank accounts but also I will involve myself in various ownership investments such as real
estate, start my own business and also acquire both fixed and current assets (Gitman et al 2015).
By achieving all this, my family will be in a better position in life during my old age. Moreover,
I will build or purchase a mansion located on the outskirts of the city with a serene environment
where I will live with my family at the onset of my senility. However, in order to ensure that I
will provide the best for my family, I will have to take an early retirement at the age of 60 years.
This will enable me to spend quality time with my family thus strengthening family ties and
nurturing positive behaviors to my children (Hammond et al 2015). Furthermore, taking early
retirement is vital to one's business as one will have sufficient time to monitor his or her
businesses. Early retirement will also give me enough time to introduce and allocate all my
wealth to my heirs. The reason as to why I have chosen this goal is because I want my family to
be happy and the best for my entire generation.
My Life Portfolio
Having a plan for the future is an essential aspect that will motivate us to achieve our goals
and bring them to reality. A personal plan for our future will enable us to choose the kind of life
we want to live, what steps we need to undertake to achieve our planned goals and where we
want to spend the rest of our life during our old age (Cottrell2015). In addition, a personal plan
will enable us to work smart in our education hence enabling us to acquire our dream job, start
our dream business and have a bright plan for our family's future. Just like every other person, I
have my future goals and I will do whatsoever it takes to accomplish them.
To start with, my first goal is to create a financially stable platform for my current family
and my future family. To achieve this goal I will not only ensure there are enough savings in my
bank accounts but also I will involve myself in various ownership investments such as real
estate, start my own business and also acquire both fixed and current assets (Gitman et al 2015).
By achieving all this, my family will be in a better position in life during my old age. Moreover,
I will build or purchase a mansion located on the outskirts of the city with a serene environment
where I will live with my family at the onset of my senility. However, in order to ensure that I
will provide the best for my family, I will have to take an early retirement at the age of 60 years.
This will enable me to spend quality time with my family thus strengthening family ties and
nurturing positive behaviors to my children (Hammond et al 2015). Furthermore, taking early
retirement is vital to one's business as one will have sufficient time to monitor his or her
businesses. Early retirement will also give me enough time to introduce and allocate all my
wealth to my heirs. The reason as to why I have chosen this goal is because I want my family to
be happy and the best for my entire generation.

AGING MATTER 3
My second goal is to become successful with my career job in various ways such as
increasing my performance metrics. Many organizations use employee’s performance metrics to
evaluate his or her productivity, performance and effectiveness towards the organization (Phelps,
& Szabat, 2017). By increasing my performance metrics, I will win the trust of my employers
consequently increasing higher chances of being promoted. Additionally, it is my ultimate goal
to become a manager of an organization before my early retirement. As a result of determination
and hard work towards my career job, I will be able to achieve my goal of becoming one of the
most superior managers in an organization. As a manager, my goal will be to provide efficient
and affordable services to my customers and to enhance employee-manager communications
channels (Snell, Morris, & Bohlander, 2015). It is the desire of every manager to leave a legacy
in his or her organization after retirement. The reason as to why have chosen this goal is because
I want positive recommendations from people through the services I will be providing to them
before my old age.
Last but not least, it is my desire to help the community by providing free services to them.
While in the position as a manager I will organize together with my employees at the end of
every year to donate some our profits to children’s home and support nonprofit organizations
such as Red Cross, public charities among others (FOOK, 2016). It is my goal also to visit the
aged and the less privileged together with my family and donate meals, clothing, and gifts and
spent time with them during important festivals. The reason for helping the less privileged is to
break or reduce the vicious circle of poverty, therefore, helping the society to move forward
(Karnani, 2016).
My second goal is to become successful with my career job in various ways such as
increasing my performance metrics. Many organizations use employee’s performance metrics to
evaluate his or her productivity, performance and effectiveness towards the organization (Phelps,
& Szabat, 2017). By increasing my performance metrics, I will win the trust of my employers
consequently increasing higher chances of being promoted. Additionally, it is my ultimate goal
to become a manager of an organization before my early retirement. As a result of determination
and hard work towards my career job, I will be able to achieve my goal of becoming one of the
most superior managers in an organization. As a manager, my goal will be to provide efficient
and affordable services to my customers and to enhance employee-manager communications
channels (Snell, Morris, & Bohlander, 2015). It is the desire of every manager to leave a legacy
in his or her organization after retirement. The reason as to why have chosen this goal is because
I want positive recommendations from people through the services I will be providing to them
before my old age.
Last but not least, it is my desire to help the community by providing free services to them.
While in the position as a manager I will organize together with my employees at the end of
every year to donate some our profits to children’s home and support nonprofit organizations
such as Red Cross, public charities among others (FOOK, 2016). It is my goal also to visit the
aged and the less privileged together with my family and donate meals, clothing, and gifts and
spent time with them during important festivals. The reason for helping the less privileged is to
break or reduce the vicious circle of poverty, therefore, helping the society to move forward
(Karnani, 2016).
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AGING MATTER 4
A number of factors can influence our ability to meet our goals and objectives. Some of
these factors will affect us at work or even our personal lives. In my case some of these factors
include culture, financial status and health will influence towards the achievement of future
goals. For instance, every organization has a certain business culture that will enable it to achieve
its goal (Gee, 2018). As a mere employee who is focusing to be promoted and become a manager
at some point in life, it is important I adhere to the culture of the organization. With this in mind,
I will be forced to work under the culture of the company thus enabling the organization stay on
the truck with its purpose and identity. Moreover, many organizations have the policy of hiring
well knowledgeable and talented employees (Syed, & Kramar, 2017). As a result, I will enhance
my academic qualifications through studies and my skills by providing community service to
many organizations by the time I get employed. Besides, if it’s the company’s culture to retain
employees, as a manager I will also adopt the same hence encouraging employees’ performance
and motivating them.
Financial stability will also contribute a lot to the achievement of my dreams. Any
business will require sufficient business startup capital because it is not guaranteed that I will
start making profits right away from the start (Hatten, 2015). It is necessary to have an operating
capital that will enable my businesses keep going before they start to generate profits. Moreover,
having enough capital on the onset of the business will enable me to pay my expenses such
wages, rents, salaries suppliers, and utility bills. This will boost my businesses by the time they
are at a breakeven point thus my goal of becoming a business person will be almost achieved.
A number of factors can influence our ability to meet our goals and objectives. Some of
these factors will affect us at work or even our personal lives. In my case some of these factors
include culture, financial status and health will influence towards the achievement of future
goals. For instance, every organization has a certain business culture that will enable it to achieve
its goal (Gee, 2018). As a mere employee who is focusing to be promoted and become a manager
at some point in life, it is important I adhere to the culture of the organization. With this in mind,
I will be forced to work under the culture of the company thus enabling the organization stay on
the truck with its purpose and identity. Moreover, many organizations have the policy of hiring
well knowledgeable and talented employees (Syed, & Kramar, 2017). As a result, I will enhance
my academic qualifications through studies and my skills by providing community service to
many organizations by the time I get employed. Besides, if it’s the company’s culture to retain
employees, as a manager I will also adopt the same hence encouraging employees’ performance
and motivating them.
Financial stability will also contribute a lot to the achievement of my dreams. Any
business will require sufficient business startup capital because it is not guaranteed that I will
start making profits right away from the start (Hatten, 2015). It is necessary to have an operating
capital that will enable my businesses keep going before they start to generate profits. Moreover,
having enough capital on the onset of the business will enable me to pay my expenses such
wages, rents, salaries suppliers, and utility bills. This will boost my businesses by the time they
are at a breakeven point thus my goal of becoming a business person will be almost achieved.
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AGING MATTER 5
In addition, living a healthy life is vital when it comes to the accomplishment of your goals.
Eating healthy food and doing a lot of exercises will impact my daily activities (Hoeger, 2015).
Healthy employees will always be productive, have high morale and they rarely fall sick. Being
physically fit will enable me to perform my duties well at work and run businesses well. Besides,
being physically healthy will also impact my emotional health too thus I will be able to cope up
with my daily routine effectively and efficiently. Eating the right food and doing physical
exercise while still young will influence the achievement of my goals and also have a healthier
life at my old age.
The need to become a successful business person will not only be based on my desires but
also the need to adopt self-driven motives towards the objectives of my business. I will develop
and apply comprehensive strategies that will enable me to achieve my goals. Some these
strategies include planning, overcoming procrastination and anticipate failure. One cannot
achieve his or her goals without ample planning (Rothwell et al 2015). Before initiating any of
my future goals, I will write down about my future life and what I want to achieve before my old
age. Having a list of what I want to achieve will enhance my hope, create commitments and
ambitions towards my goal. A strategic plan will always aid and control what I am supposed to
do on daily basis. Besides, every month I will be evaluating if my plans are working according to
the way I want. By doing this I will be able to determine if I am making progress towards my
ultimate goals. However, sometimes plans may fail to work the way I want. I will not hesitate to
adjust them but this will not make me change my goals too. For instance, if my goal of
becoming a manager in a certain organization will not favor me, this will not make me change
my goal. I can also manage my business or start my own organization and still be able to
In addition, living a healthy life is vital when it comes to the accomplishment of your goals.
Eating healthy food and doing a lot of exercises will impact my daily activities (Hoeger, 2015).
Healthy employees will always be productive, have high morale and they rarely fall sick. Being
physically fit will enable me to perform my duties well at work and run businesses well. Besides,
being physically healthy will also impact my emotional health too thus I will be able to cope up
with my daily routine effectively and efficiently. Eating the right food and doing physical
exercise while still young will influence the achievement of my goals and also have a healthier
life at my old age.
The need to become a successful business person will not only be based on my desires but
also the need to adopt self-driven motives towards the objectives of my business. I will develop
and apply comprehensive strategies that will enable me to achieve my goals. Some these
strategies include planning, overcoming procrastination and anticipate failure. One cannot
achieve his or her goals without ample planning (Rothwell et al 2015). Before initiating any of
my future goals, I will write down about my future life and what I want to achieve before my old
age. Having a list of what I want to achieve will enhance my hope, create commitments and
ambitions towards my goal. A strategic plan will always aid and control what I am supposed to
do on daily basis. Besides, every month I will be evaluating if my plans are working according to
the way I want. By doing this I will be able to determine if I am making progress towards my
ultimate goals. However, sometimes plans may fail to work the way I want. I will not hesitate to
adjust them but this will not make me change my goals too. For instance, if my goal of
becoming a manager in a certain organization will not favor me, this will not make me change
my goal. I can also manage my business or start my own organization and still be able to

AGING MATTER 6
become a manager. A strategic plan will also enable me to save money thus have a good startup
capital before implementing my goals.
As human beings, we have the tendency of procrastinating about things that need our
attention from time to time. I order to achieve my goals I will implement strategies that will take
control of my life. Some of these strategies include avoiding spending much of my time on
leisure activities and involve myself with people who have made it in life. Those who have made
it in life will always motivate you to focus on your goals by creating a positive attitude on what
you want to achieve. Eliminating destructions is another way to prevent procrastination. In order
to achieve my goals, I will avoid all sorts of obstacles that will hinder me from achieving my
goals. Some of these obstacles include spending most of my time in the social media chatting or
watching unnecessary clips, listening or associating myself with pessimistic people and living in
a comfort zone (Nawab et al 2015). Besides, too much anxiety can make me lose focus towards
my goal. In the midst of the journey, things might turn out positively in a way I will not expect
hence rising a lot of anxiety of how the end will look like. However, having a little anxiety will
motivate me and keep me going.
Failure is common especially when we try to achieve our dreams. The challenging part
about failure is that we do not often anticipate it. As a young person aspiring to become a great
entrepreneur in future, it is good to be aware that we have to fix rapidly mistakes for us to
succeed rather than getting things correctly in the first time. Besides, when we plan for failure it
does not make us unreasonable, it basically makes us smart. As I grow up to achieve my dream I
will always plan for the worst outcome as I hope for the best. Having in mind that we live in a
become a manager. A strategic plan will also enable me to save money thus have a good startup
capital before implementing my goals.
As human beings, we have the tendency of procrastinating about things that need our
attention from time to time. I order to achieve my goals I will implement strategies that will take
control of my life. Some of these strategies include avoiding spending much of my time on
leisure activities and involve myself with people who have made it in life. Those who have made
it in life will always motivate you to focus on your goals by creating a positive attitude on what
you want to achieve. Eliminating destructions is another way to prevent procrastination. In order
to achieve my goals, I will avoid all sorts of obstacles that will hinder me from achieving my
goals. Some of these obstacles include spending most of my time in the social media chatting or
watching unnecessary clips, listening or associating myself with pessimistic people and living in
a comfort zone (Nawab et al 2015). Besides, too much anxiety can make me lose focus towards
my goal. In the midst of the journey, things might turn out positively in a way I will not expect
hence rising a lot of anxiety of how the end will look like. However, having a little anxiety will
motivate me and keep me going.
Failure is common especially when we try to achieve our dreams. The challenging part
about failure is that we do not often anticipate it. As a young person aspiring to become a great
entrepreneur in future, it is good to be aware that we have to fix rapidly mistakes for us to
succeed rather than getting things correctly in the first time. Besides, when we plan for failure it
does not make us unreasonable, it basically makes us smart. As I grow up to achieve my dream I
will always plan for the worst outcome as I hope for the best. Having in mind that we live in a
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AGING MATTER 7
world filled with disappointments, unexpected maladies and interruptions it is advisable to
always plan for the best and be ready to accept the outcome (Singh et al 2015). When we
anticipate failure, we can cope with it hence we can easily adjust our plans accordingly. Despite
the challenges that I will come across, perseverance and staying focus will always be my core
value.
To sum up, achieving our goals can be very challenging. We often set lofty goals and be
determined to achieve them. Sometimes things might not work the way we expected thus we get
frustrated, overwhelmed, distracted or even we get fed up and ultimately we revert back to our
normal life. However, having a determined spirit, persistence and perseverance I will eventually
achieve my goals. In fact, nothing will deter me towards these goals. I will use every challenge
as a stepping stone to success. Moreover, adopting the strategies discussed beforehand I will be
able to overcome failures and be focused towards my goals.
world filled with disappointments, unexpected maladies and interruptions it is advisable to
always plan for the best and be ready to accept the outcome (Singh et al 2015). When we
anticipate failure, we can cope with it hence we can easily adjust our plans accordingly. Despite
the challenges that I will come across, perseverance and staying focus will always be my core
value.
To sum up, achieving our goals can be very challenging. We often set lofty goals and be
determined to achieve them. Sometimes things might not work the way we expected thus we get
frustrated, overwhelmed, distracted or even we get fed up and ultimately we revert back to our
normal life. However, having a determined spirit, persistence and perseverance I will eventually
achieve my goals. In fact, nothing will deter me towards these goals. I will use every challenge
as a stepping stone to success. Moreover, adopting the strategies discussed beforehand I will be
able to overcome failures and be focused towards my goals.
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AGING MATTER 8
Reference
Cottrell, S. (2015). Skills for success: Personal development and employability (3nd ed.)
. Palgrave Macmillan.
FOOK, Z. (2016, June). Business & Economics. In 24th Annual Beacon Conference June 3,
2016 (113), 64).
Gee, J. (2018). The new work order. Routledge.
Gitman, L. J., Joehnk, M. D., Smart, S., & Juchau, R. H. (2015). Fundamentals of investing.
Pearson Higher Education AU.
Hammond, J. S., Keeney, R. L., & Raiffa, H. (2015). Smart choices: A practical guide to making
better decisions. Harvard Business Review Press.
Hatten, T. S. (2015). Small business management: Entrepreneurship and beyond. Nelson
Education
Hoeger, W. W., & Hoeger, S. A. (2015). Principles and labs for fitness and wellness. Cengage
Learning.
Karnani, A. (2016). Fighting poverty together: rethinking strategies for business, governments,
and civil society to reduce poverty. Springer.
Nawab, F., Chakrabarti, D. R., Kelly, T., & Morrey III, C. B. (2015, March). Procrastination
Beats Prevention: Timely Sufficient Persistence for Efficient Crash Resilience.
In EDBT(pp. 689-694).
Phelps, A. L., & Szabat, K. A. (2017). The Current Landscape of Teaching Analytics to Business
Students at Institutions of Higher Education: Who is Teaching What?. The American
Statistician, 71(2), 155-161.
Reference
Cottrell, S. (2015). Skills for success: Personal development and employability (3nd ed.)
. Palgrave Macmillan.
FOOK, Z. (2016, June). Business & Economics. In 24th Annual Beacon Conference June 3,
2016 (113), 64).
Gee, J. (2018). The new work order. Routledge.
Gitman, L. J., Joehnk, M. D., Smart, S., & Juchau, R. H. (2015). Fundamentals of investing.
Pearson Higher Education AU.
Hammond, J. S., Keeney, R. L., & Raiffa, H. (2015). Smart choices: A practical guide to making
better decisions. Harvard Business Review Press.
Hatten, T. S. (2015). Small business management: Entrepreneurship and beyond. Nelson
Education
Hoeger, W. W., & Hoeger, S. A. (2015). Principles and labs for fitness and wellness. Cengage
Learning.
Karnani, A. (2016). Fighting poverty together: rethinking strategies for business, governments,
and civil society to reduce poverty. Springer.
Nawab, F., Chakrabarti, D. R., Kelly, T., & Morrey III, C. B. (2015, March). Procrastination
Beats Prevention: Timely Sufficient Persistence for Efficient Crash Resilience.
In EDBT(pp. 689-694).
Phelps, A. L., & Szabat, K. A. (2017). The Current Landscape of Teaching Analytics to Business
Students at Institutions of Higher Education: Who is Teaching What?. The American
Statistician, 71(2), 155-161.

AGING MATTER 9
Rothwell, W. J., Jackson, R. D., Ressler, C. L., Jones, M. C., & Brower, M. (2015). Career
Planning and Succession Management: Developing Your Organization's Talent—for
Today and Tomorrow: Developing Your Organization’s Talent—for Today and
Tomorrow. ABC-CLIO.
Singh, S., Corner, P. D., & Pavlovich, K. (2015). Failed, not finished: A narrative approach to
understanding venture failure stigmatization. Journal of Business Venturing, 30(1), 150-
166.
Snell, S. A., Morris, S., & Bohlander, G. W. (2015). Managing human resources. Nelson
Education.
Syed, J., & Kramar, R. (2017). Human Resource Management (2nd ed.).
: A Global and Critical Perspective
Rothwell, W. J., Jackson, R. D., Ressler, C. L., Jones, M. C., & Brower, M. (2015). Career
Planning and Succession Management: Developing Your Organization's Talent—for
Today and Tomorrow: Developing Your Organization’s Talent—for Today and
Tomorrow. ABC-CLIO.
Singh, S., Corner, P. D., & Pavlovich, K. (2015). Failed, not finished: A narrative approach to
understanding venture failure stigmatization. Journal of Business Venturing, 30(1), 150-
166.
Snell, S. A., Morris, S., & Bohlander, G. W. (2015). Managing human resources. Nelson
Education.
Syed, J., & Kramar, R. (2017). Human Resource Management (2nd ed.).
: A Global and Critical Perspective
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