Analysis of the Patient Protection and Affordable Care Act Impact

The letter addresses a legislator about the significance of the Patient Protection and Affordable Care Act (PPACA), commonly known as Obamacare. It highlights the main objective of PPACA to expand health insurance coverage for Americans through exchanges and employer-provided plans. The act mandates minimum health insurance requirements, with penalties for non-compliance. Benefits include subsidies, tax credits, and Medicaid expansion up to 138% of the federal poverty level. Essential benefits covered are emergency services, hospitalization, maternity care, mental health services, and chronic disease management. Exceptions apply for financial hardship or religious objections among others. The letter underscores PPACA's positive societal impacts and seeks legislative attention to necessary amendments.

Address of Sender
Phone:
Email:
Date: _____________
Legislator’s Name
Address
Dear Honorable Sir,
Subject: Explanation of issue relating to older American Act, Health policy regarding health care
and profession of nursing.
I have written this letter to seek your attention towards Patient Protection and Affordable Care
Act of 2010 which is relating to health policy of Old American Act. The policy of Patient
Protection and Affordable Care Act came into force on March 23, 2010. It is also written known
by the name of Obamacare because it was signed into law by President Barack Obama. I am in
favour of this policy as the prime objective of this policy was to attain the expansion of coverage
relating to health insurance which can be specified as a necessity in present existing conditions.
The main objective of policy:
The prime objective of this act was to provide health insurance coverage extensively to
Americans in large number in terms of both health insurance exchanges as well as employer-
provided plans. This Act mandated individuals as well as employers to get themselves or their
employees for the minimum health insurance. If the same was not done in order, then penalties
were charged on them. In views of Viall and et al. (2016), this Act assisted them to cover the
natives of American extensively.
Advantages of policy

Subsidies and tax credits were provided to individual consumers depending upon the level of
income and dependents and small businesses on the level of insurance offered to employees. The
policy is in favour of developing the status of the individual and protecting their future. This Act
provided some exceptions too, i.e. persons on whom penalty would not be levied (Obama,
2016). Due to this provision, it has considered the issues of people having lower income and
facing other financial issues. This includes the cases of financial hardship, religious objections,
American Indians and people who have been uninsured for less than three months in last year or
whose health plan cost more than 8% of his income or where the individual has income below
the basic exemption limit of tax. ThisMedicaid increased Up to 138 percent in proportionate to
the federal poverty level, i.e. $15415 in case of an individual and $31809 in case of a family of 4
people for individuals under 65 (Mechanic and Olfson, 2016).
Essential benefit covered in the plan
The main benefits which were covered in this plan comprise emergency services, hospitalization,
services relating to maternity and newborn baby care services, services relating to mental health
and substance abuse disorder, laboratory services, pediatric services which comprise vision and
oral care services, services relating to rehabilitation, preventive and recovering disease which
comprises management of chronic diseases (Barbaresco, Courtemanche and Qi, 2015).
Overall, the policy has provided benefit to the society in all areas and has provided an
opportunity to face incidental issues in an appropriate manner. Further, I wanted to thank you for
providing your concern to a subject like health insurance as it was necessarily required. I expect
that amendments will be made in same if in case any required.
Sincerely,
Signature
Name_____________

Position______________

REFERENCES
Books and Journal
Barbaresco, S., Courtemanche, C.J. & Qi, Y., (2015). Impacts of the Affordable Care Act
dependent coverage provision on health-related outcomes of young adults. Journal of
health economics, 40. Pp.54-68.
Mechanic, D. & Olfson, M., (2016). The relevance of the Affordable Care Act for improving
mental health care. Annual review of clinical psychology, 12.Pp.515-542.
Obama, B., (2016).The United States health care reform: progress to date and next
steps. Jama, 316(5). Pp.525-532.
Viall, A.H., McCray, E., Mermin, J. & Wortley, P., (2016). Current and (potential) future effects
of the affordable care act on HIV prevention. Current HIV/AIDS Reports, 13(2). Pp.95-
106.