Personal Development and Employability Report: Banking Sector Analysis

This report focuses on personal professional development and employability within the banking industry. It begins with an introduction emphasizing the importance of skills and knowledge in achieving career goals, especially in the competitive financial sector. The main body identifies the job context within the banking industry, outlining various roles, required skills (analytical, communication, technical, etc.), and different banking sectors (commercial, retail, investment). A reflection section provides a self-assessment of the author's skills, educational background (finance and banking), and career aspirations. The author identifies skills such as communication, problem-solving, and customer service as essential and discusses courses (PGDM in Banking and Finance) taken to enhance their qualifications. Furthermore, the report includes a job description for a Manager position, detailing responsibilities and requirements. It also highlights the importance of a personal development plan and provides a sample CV. The report concludes by emphasizing the importance of continuous learning and skill development for career success in the banking sector. Finally, the report includes references to support the analysis and findings.

Personal Development and
Employability

Table of Contents
INTRODUCTION...........................................................................................................................3
MAIN BODY .................................................................................................................................3
Identify the job context in specific industry and person specification. ......................................3
REFLECTION ...........................................................................................................................4
Preparation of personal development plan, job description and person specification. ..............7
CONCLUSION ..........................................................................................................................10
REFERENCES .............................................................................................................................11

INTRODUCTION
Personal professional development and employability is important concept in order
learned various skill and gaining knowledge in order to achieving career goal and objectives. It
is essential for each and every individuals in order to they are planning for career in terms of
education and skill are required because day by day increasing competition (Bennett, 2016). The
report is about banking industry as well as reflection in order to increasing chance for job in
banking sector such as required various skill and courses. It includes learned the various skill
and courses in order to effectively and efficiently performing business operations. It considered
as developing job description, curriculum vitae and person specification.
MAIN BODY
Identify the job context in specific industry and person specification.
Banking industry is wider and broader scope in order to required various skill in order to
performing function in this sector. There are ample numbers of functions are accomplished in
banking sector such as handles cash, credit and other financial transaction and many others. It
includes they are offering various saving accounts, certificate of deposits, cash and credit. Each
and every banking has different working style and required ample numbers of skill such as
analytical skills, commercial awareness, attention to detail, determination, work ethic,
confidence, technical skills and stress management (Bennett, 2018). It includes various tools and
techniques are used in order to effectively and efficiently performing activity. There are ample
numbers of bank such as commercial banks, retail banks, investment banking, saving and loans.
It is process which refers to banking industry providing best services for their customers in order
to solve all the issues and problems in order to fulfil their needs and wants of customers.
Commercial banking industry refers to they provide various services to customers such as
private business and individuals. Retail banking delivering various services such as credit,
deposit and money management. Each and every banking promoting their business with the help
of social media as well as E-banking and online banking are used across the country. There are
ample numbers of banking which providing online services in order to attracting large numbers
of customers. Investment banking refers to different corporate banking which refers to offering
bonds, debts and public stock and many others. There are various largest US investment bank
such as Bank of America, Citigroup, Goldman Sach, JP Morgan Chase and Morgan Stanely. On

that basis required different skill and knowledge in order to make career in banking sector. A
Bank is financial institution in order to providing various financial services for their customers.
It plays vital role for global economies due to circulate money in whole economy which refers to
individual and businesses need money in order to operating business functions. It includes they
are ample numbers of intermediaries which refers to transfer fund from one place to another
place. It includes this industry analysis external environment in order to evaluating the market
condition and situation as well as adapting the new market trends and models (Bridgstock,
2019). Due to pandemic situation of COVID-19 in order to banking sector changes their way of
working. Banking sector plays important role in COVID-19 situation such as managing the
economy and providing various relief programmes for community and society such as
employment opportunities. Due to this pandemic situation in order to ample numbers of issues
faces by country such as economic consequences and crisis. It involves government developing
various measures which are beneficial for society and community in order to overcome from this
pandemic situation of COVID-19.
REFLECTION
I have completed graduation in the stream of finance and banking and know I am looking
for job in banking sector. It is sector which are providing ample numbers of job opportunities. It
includes banking sector as backbone of economy and ample numbers of financial segment which
are offered ample numbers of jobs. It is fastest growing industry due to sound banking and
financial system. It is rapidly growing and various kinds of advancement so they offering many
career opportunities. It includes they are different procedure for selection from both public and
private banking sector. I am interested for join this sector because they are beneficial as well as
only this sector never ever wind up (Clarke, 2017). It involves they are providing various
opportunities for graduates in order to basic selection criteria which are essential to fulfil. I have
preparing for banking sector entrance exam so accordingly learned the various skill which are
essential for banking sector. Most of financial institution required such skills and knowledge on
that basis providing job and make selection in this sector. I am developing this kind of skill and
knowledge in order to capable and able to join the bank. There are ample numbers of skills and
knowledge which are required for banking industry such as communication skill, problem
solving, customer service, emotional intelligence, numeracy, team work, time management,

leadership and many other. I am learned the various skill in order to preparation of banking
sectors which are mentioned below.
Communication skills-: It is essential skill for each and every sector without that cannot
get job because each and every interview check this kind of skill. I have learned this skill in
order to developing fluency in English as well as it is necessary for banking sector because
when meet client so properly speaking for customers. It mainly serves for customers and
financial services for customers so essential in order to proper written and oral communication.
Problem solving-: It is skill which are necessary for banking sector in order to solve the
customer as well as providing best solution. I am learned this skill after my graduation because it
helps me effectively and efficiently solve the problems and providing best solution (Di Fabio,
2017). Most of the mathematical questions are practices in order to solve the problem from
different way. In banking sector required this skill in order to employees solve the problems of
customers and providing best services.
Customer service-: It is essential skill for each and every company in order to banking
sector serves the various customers and delivering financial services. Organisation HR
department conducting various programmes in order to enhancing skill and knowledge due to
effectively performing business. I have learned this skill after completion of graduation in order
to focusing on my career goal and so planned for getting job opportunity in banking sector.
Emotional intelligence-: This kind of skill plays important role in career and it is
essential to learned because it helps to developing healthy relationship. It is necessary for
financial sector such as because maintain internal and external relationships with customers. It is
tools and techniques which are required in insurance, retail banking and many others.
Numeracy skills-: It is skill which refers to ability and capability in order to
understanding numerical information graphs and many more. I have learned in my graduation in
finance stream due to help them to solve numerical data effectively and efficiently (Frankham,
2017). It includes various tools and techniques such as mathematics, economies and statistics. I
am learned this skill in order to enhancing my skill and knowledge in mathematical get more
chance for getting job in banking sector.
Team work-: It is basic skill which are required in each and every sector without that
unable to accomplishing work within specific period of time. It is skill which are necessary in
order to smoothly run the business operations as well as encouraging and motivating their

colleagues towards the work. I am learned this skill in my graduation because ample numbers of
projects are making in team so developing team spirit among existing team mates in order to
completed project within the period of time.
Time management-: I have to power to utilising my time in proper manner in order to it
is good skill which result as achieving specific goal and objectives within the time frame. It
includes most of recruiters asked such kind of skill in order to completed projects effectively and
efficiently. I want to improving this skill in order to getting job in financial sector.
Leadership-: It refers to managing team properly in order to achieving organisation goal
and objectives (Jackson, 2016). It involves leadership utilised various leadership style such as in
order to developing team spirit among the employees as well as motivating and encouraging
employees. I am learned this kind of skill in order to getting job as well as smoothly conducting
business functions and operations in job.
It includes various skill which are required for banking sector in order to learned
effectively and efficiently which are necessary due to career development and achievements. I
have learned this kinds of skills which result as getting more chance for job opportunities in
banking sector. In my graduation choosing finance stream because my main motive in working
in financial sector so accordingly prepared my self. It includes finance stream refers to various
measures which are essential to learned in order to brush up the skill as well as enhancing
knowledge. In my education journey learned the various skill and courses in order to bright
future and getting successful achieving my career goal and objectives. In this journey I have
learned the various courses which are related to financial courses such as financial management,
PGDM banking and finance, investment banking and capital markets and many others. I have
learned this kind of course which result has increasing more chance in banking sector. PGDM
Banking and Finance course refers to which are certify from government and financial institution
so I have learned this course after completion my graduation in management as well as it is
flagship program in order to producing quality professional (Jones, 2016). In this course learned
various modules such as management of banks and financial institution, Asset liability
management, risk management and forex management. In banking sector also provided various
courses so this kinds of courses are unable to study because it is lack of in my education journey
which are not completing such courses like investment banking and capital markets. It is course
which are essential for completing to getting dream job in banking sector. This course is

affiliated by NSE academy in order to providing training by expertise in investment banking and
capital market (Khedher, 2019). This course is lengthy course because various module are
includes such as investment banking, equity research, credit analysis, project finance and capital
market. I lack in this course in whole education journey but know I have planned to learned this
course as well as completing all the module within specific time frame.
Preparation of personal development plan, job description and person specification.
Personal development plan is process which refers to identifying various measures and
career opportunities in order to fulfil the career goal and objectives. This report is focused
towards the banking sector in order to enhancing the skill and knowledge in this sector and
getting more chance for job opportunities. Due to pandemic situation of COVID -19 which
mostly impact on job opportunities (Mogaji, 2019). It includes developing person specification
and job description in order to fulfil the vacancy in particular sector. It involves developing
curriculum vitae in order to matching the needs and skill on the basis of job position and role.
Job specification
Job Details
Post: Manager
Department: Banking
Job purpose
It considered as providing proper advice for client regarding financial circumstances.
It involves various follow policies and protocols.
It includes developing relationship with customers.
Roles and responsibilities
Discussing financial requirement of customers as well as providing financial advice to clients.
Managing the payments and withdraws.
It includes developing effective network with customers.
Providing best services for customers and solve the concern
Maintaining financial records
It involves utilising various promotional tool in order to promoting the banking services.

CV:
Curriculum Vitae
General information:
Name: XYZ
Father's Name: ABC
Mother's Name: BCA
Email id: [e-mail]
Objectives:
I want to working in global organisation in order to utilising my skill and knowledge effectively
due to achieving career advancement and goal. This skills and knowledge adding in day by day
activity which are helps to contribution in an organisation.
Qualification:
Graduation in banking and accountancy
Master's in finance and investment banking
Experience:
22 years of experience in banking sector as junior manager HDFC bank from April 1996 to
October 2020.
Skills:
PGDM course in banking industry
Problem solving skill
Time management
Communication skill
Numeracy skill

Person specification
Particulars Essential criteria Desirable criteria
Personal characteristics Adaptability
learning attitude
Confident
Time management
Qualification MBA in Finance and Banking Qualification in Masters
business administration in
finance and banking deemed
university.
Experience Work under pressure in order
to effectively managing time
so achieving target within
specific period of time.
Skills Interpersonal skill
Communication skill
Management skill
Problem solving skill
Numeracy skill
Analytical skill
It includes developing Curriculum Vitae as well as person specification are prepared in
order to getting job in banking sector so accordingly enhancing skill and knowledge in order to
greeting more chance for placement in banking industry. Banking industry plays vital role in
order to rapidly growth as well as various opportunities are present for graduates in order to most
of bank offering various banking courses in order to deep knowledge about the finance. It
includes they are majorly work for payment settlement as well as managing transaction and
proper record of money (O’Leary, 2017). It involves various modules which are learned in order

to enhancing knowledge and skill. Banking sector has greater contribution in economy so most
of individuals wants to getting job in banking sector. It includes they are providing various
safety and security environment for employees as well as providing various benefits. It is sound
and viable segment as well as they are utilising various tools and techniques in order to analysed
the external environment in order to know about the clients requirements and market trends.
Public and private bank both are available in the market and they have different recruiting and
eligibility criteria (Pool, 2017). It is process which refers to due to pandemic situation of
COVID-19 each and every organisation faces crises as well as decreasing job opportunity in
order to most of organisation wind up due to heavy loss incurred.
CONCLUSION
From the above report, it has been concluded that banking industry refers to dealing in
financial segment such as managing transaction and payment settlement in order to providing
best services for client. It involves various process which refers to providing best financing
advice and investment banking. It considered as various skills are required in order to getting job
opportunities in banking sector so accordingly learned various skill and knowledge which are
helps to enhancing job chance in banking sector. It involves reflection regarding various skills
are necessary in order to getting job in banking sector on that basis described education journey.
It involves whole education journey in order to learned various skill, courses and knowledge in
order to performing business activity effectively and efficiently. Further, it covers the
weaknesses and lack of skills and knowledge in whole journey

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