Reflective Journal: Core Skills, Development Plan, and Personal Growth
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Journal and Reflective Writing
AI Summary
This reflective journal presents a self-assessment of core skills, including emotional intelligence, time management, creativity, and problem-solving, as well as the development of a personal plan for future goals. The journal begins with an introduction to the reflective statement and outlines the core skills covered in the activities. Activity 1 focuses on assessing the author's proficiency in various core skills, such as adaptability, emotional intelligence, and time management, using questionnaires to assess their strengths. Activity 2 involves creating a personal development plan, outlining future goals, assessing current skills, identifying areas for improvement, and recognizing weaknesses like a lack of confidence, writing skills, hesitation, and nervousness. The conclusion summarizes the key findings and emphasizes the importance of interpersonal skills for personal and professional development. The reflective journal also includes a section on areas of personal development focusing on decision-making, group discussion, and communication to improve interpersonal skills, which are crucial for success in the workplace.

REFLECTIVE JOURNAL
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Table of Contents
INTRODUCTION...........................................................................................................................1
ACTIVITY 1....................................................................................................................................1
Core skills...............................................................................................................................1
ACTIVITY 2....................................................................................................................................4
Development Plan..................................................................................................................4
List of strengths with respect to above mentioned skills:.......................................................4
Weaknesses on the basis of the above mentioned skills:.......................................................5
3 Areas of personal development...........................................................................................5
CONCLUSION................................................................................................................................6
REFERENCE...................................................................................................................................7
INTRODUCTION...........................................................................................................................1
ACTIVITY 1....................................................................................................................................1
Core skills...............................................................................................................................1
ACTIVITY 2....................................................................................................................................4
Development Plan..................................................................................................................4
List of strengths with respect to above mentioned skills:.......................................................4
Weaknesses on the basis of the above mentioned skills:.......................................................5
3 Areas of personal development...........................................................................................5
CONCLUSION................................................................................................................................6
REFERENCE...................................................................................................................................7

INTRODUCTION
The study work presented below consists of a structure of reflective statement. Reflective
statement focuses upon determining individual's reflection and recommendation with respect to
core skills possessed(Lee and Erdogan, 2007. ). These core skills including adaptability,
emotional intelligence, multilingualism and working pressure with consideration to subject
matter in Activity 1. On the other hand, core skills such as Time management, creativity,
planning, problem solving and working with others have been covered up in Activity 2. The
reflective statement also includes highlighting the importance of above mentioned skills and how
each of these helps in developing carrier development plan of an individual for future. The
framework regarding core skills of an individual also includes analysing the importance of each
of these skills in developing individual's personality and adaptability with respect to any work
environment to which he might be confronted with. Further, analysing personnel's weaknesses to
provide a developmental plan to enhance these skills and bring in required modifications have
also been considered in the statement presented below.
ACTIVITY 1
Core skills.
The emotional intelligence theory proposed by Daniel Goleman, consists of four elements
such as self awareness, self management, social awareness and social skills(Blood and et. al,
2011.). I have been holding super excellence in understanding the organizational environment
and holding a characteristic feature of trustworthiness. This will enable me to deliver super
services to an organization in future. Individual adaptability theory states the importance of
increased need for an individual to align with new challenges and new working environment.
The adaptability feature that is one of the unique characteristic of my personnel character will be
very much helpful for the organization in future. Core skills give peoples the ability and the
confidence to accept responsibility at workplace. Core skills are four skills that are important to
learning in today's environment. At work place, employers have identified all skills as those most
likely to be needed in work environment. Firms mainly depend on the core skills of their
employees to task flexibly and effectively, skills is the capacity to do something(Grant and
Dickson, 2006.).
1
The study work presented below consists of a structure of reflective statement. Reflective
statement focuses upon determining individual's reflection and recommendation with respect to
core skills possessed(Lee and Erdogan, 2007. ). These core skills including adaptability,
emotional intelligence, multilingualism and working pressure with consideration to subject
matter in Activity 1. On the other hand, core skills such as Time management, creativity,
planning, problem solving and working with others have been covered up in Activity 2. The
reflective statement also includes highlighting the importance of above mentioned skills and how
each of these helps in developing carrier development plan of an individual for future. The
framework regarding core skills of an individual also includes analysing the importance of each
of these skills in developing individual's personality and adaptability with respect to any work
environment to which he might be confronted with. Further, analysing personnel's weaknesses to
provide a developmental plan to enhance these skills and bring in required modifications have
also been considered in the statement presented below.
ACTIVITY 1
Core skills.
The emotional intelligence theory proposed by Daniel Goleman, consists of four elements
such as self awareness, self management, social awareness and social skills(Blood and et. al,
2011.). I have been holding super excellence in understanding the organizational environment
and holding a characteristic feature of trustworthiness. This will enable me to deliver super
services to an organization in future. Individual adaptability theory states the importance of
increased need for an individual to align with new challenges and new working environment.
The adaptability feature that is one of the unique characteristic of my personnel character will be
very much helpful for the organization in future. Core skills give peoples the ability and the
confidence to accept responsibility at workplace. Core skills are four skills that are important to
learning in today's environment. At work place, employers have identified all skills as those most
likely to be needed in work environment. Firms mainly depend on the core skills of their
employees to task flexibly and effectively, skills is the capacity to do something(Grant and
Dickson, 2006.).
1

Time management: Time management is not very difficult, successful time management is the
crucial factor to achieving personal goals. It is the act or process of organizing and planning how
to distribute your time between various activity. The benefits of time management is to increase
effectiveness or efficiency. Time management helps me to meet deadlines and be responsible. It
helps me fit all the various pieces of my life together and complete all projects with an
approaching deadline. I have been determining various goals for a given period of time and also
develop a strategy to achieve those goals.
01. Have I done my college projects on time?
(A.) YES
(B.) No
02. Can I manage my routine work on the time?
(A.) YES
(B.) No
Creativity: In work place, creative thinking is important because it helps me look at problems
and situations from a fresh perspective. I have taken the creative problem solving , that can apply
to foster both creative and critical thinking skills. I have also be able to establish the preferred
ways of thinking in all subject area(Kurtz, and et. al, 2007. ).
01. Am I utilising the old used things in an effective manner?
(a.) Yes
(b.) No
02. Am I efficient in exploiting opportunities for future development?
(a.) Yes
(b.) No
Problem solving: I have good problem solving skills as we all face problem on a daily basis. I
have the ability to solve all problems efficiently and I have the ability to work under pressure.
01. Am I capable of addressing issues related to my routine work?
(a.) Yes
(b.) No
02. What kind of problems irritate me on the personal level?
(a.) Home.
(b.) Professional.
2
crucial factor to achieving personal goals. It is the act or process of organizing and planning how
to distribute your time between various activity. The benefits of time management is to increase
effectiveness or efficiency. Time management helps me to meet deadlines and be responsible. It
helps me fit all the various pieces of my life together and complete all projects with an
approaching deadline. I have been determining various goals for a given period of time and also
develop a strategy to achieve those goals.
01. Have I done my college projects on time?
(A.) YES
(B.) No
02. Can I manage my routine work on the time?
(A.) YES
(B.) No
Creativity: In work place, creative thinking is important because it helps me look at problems
and situations from a fresh perspective. I have taken the creative problem solving , that can apply
to foster both creative and critical thinking skills. I have also be able to establish the preferred
ways of thinking in all subject area(Kurtz, and et. al, 2007. ).
01. Am I utilising the old used things in an effective manner?
(a.) Yes
(b.) No
02. Am I efficient in exploiting opportunities for future development?
(a.) Yes
(b.) No
Problem solving: I have good problem solving skills as we all face problem on a daily basis. I
have the ability to solve all problems efficiently and I have the ability to work under pressure.
01. Am I capable of addressing issues related to my routine work?
(a.) Yes
(b.) No
02. What kind of problems irritate me on the personal level?
(a.) Home.
(b.) Professional.
2
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Planning and working with others: I plan my work before I start my work it helps me to
organize my work properly. working with others is a important key skill. I have also ability to
work with others. A extensive plan for work activities and projects ensures me tackle all
important steps for success.
01. Can I coordinate with others in an appropriate manner?
(a.) Yes
(b.) No
02. Can I accept the ideology followed by others?
(a.) Yes
(b.) No
The core skill is a hidden talent of a person which helps a person to deal in the difficult
situations. I am using my strength in to work and in my daily life. These are helping in the daily
work and I am surviving in my life by using all these. The time management skill is making me
stronger in my studies and in other work, mostly this is helping in the exam time, I can write a
paper and exam in a better way so this skill is making me a brilliant student and this is helping
me in my studies and in my results(Katz, 2009.). I have potential to fight with my problems but I
need support of my friends and family members. I want their support in the initial level and
starting. I am having my friends which works for me and they are all supportive so I can survive
in my life and in my daily routine work. So I need my friends in my life and my life is does not
interesting with out them. I am having good education but I need a support of my friends and
family members which are a god gift for me(Peter and Donnelly, 2011.). I have some
interpersonal skills which I used in to make relations and problem solving. Time management
helps me a lot in my future when I am working on a job, I can finish my work on given time
period and I can attain my goals in right time. My whole life have set in the right time and I can
achieve my targets and my dreams by this. I have a dream that I have my own BMW and it can
be possible via hard work and time management. Another factor is that I am having creativity so
I can use my old things in use(Hawkins and Smith, 2007.). As I can use Pepsi cane as a pan
holder so it will also help me in the utilisation of my money and it help me in the savings.
3
organize my work properly. working with others is a important key skill. I have also ability to
work with others. A extensive plan for work activities and projects ensures me tackle all
important steps for success.
01. Can I coordinate with others in an appropriate manner?
(a.) Yes
(b.) No
02. Can I accept the ideology followed by others?
(a.) Yes
(b.) No
The core skill is a hidden talent of a person which helps a person to deal in the difficult
situations. I am using my strength in to work and in my daily life. These are helping in the daily
work and I am surviving in my life by using all these. The time management skill is making me
stronger in my studies and in other work, mostly this is helping in the exam time, I can write a
paper and exam in a better way so this skill is making me a brilliant student and this is helping
me in my studies and in my results(Katz, 2009.). I have potential to fight with my problems but I
need support of my friends and family members. I want their support in the initial level and
starting. I am having my friends which works for me and they are all supportive so I can survive
in my life and in my daily routine work. So I need my friends in my life and my life is does not
interesting with out them. I am having good education but I need a support of my friends and
family members which are a god gift for me(Peter and Donnelly, 2011.). I have some
interpersonal skills which I used in to make relations and problem solving. Time management
helps me a lot in my future when I am working on a job, I can finish my work on given time
period and I can attain my goals in right time. My whole life have set in the right time and I can
achieve my targets and my dreams by this. I have a dream that I have my own BMW and it can
be possible via hard work and time management. Another factor is that I am having creativity so
I can use my old things in use(Hawkins and Smith, 2007.). As I can use Pepsi cane as a pan
holder so it will also help me in the utilisation of my money and it help me in the savings.
3

ACTIVITY 2
Development Plan.
What are my future goals?
I want to be a successful man who have a luxury life, friends and family person. I
want to be a banker.
Where I am now regards to my skill?
I am having various skills so I have to utilise these in my personal life.
My view for my current situation?
I am really glad with my life and achievements but I have to be more aggressive to
achieve my future goals.
What appeals to me?
New challenges, I like new challenges in my life and I have to adopt these challenges
to make my life better.
How can I polish my existing skills?
I have to use my skills in problematic situations which can make them more define
and gives an idea for use them in a better way. So I have to increase my work and if
I does not get the a way to utilise my skills so I have to help my society in their work
which can give way to utilise these.
List of strengths with respect to above mentioned skills:
To be able to manage activities assigned with respect to given time limit.
To ensure each of the activity assigned is completed before time.
To be able to design plans for displaying abilities that deliver unique characteristic
features highlighting creativity.
To be able to pursue each of the activity in a manner that deliver maximum usage of
available opportunity.
To be able to convert various threats into opportunities for enhancing carrier.
To be able to work efficiently as a team member for achieving common goals.
To promote the ideology of working with others as a single team.
To be able to motivate others to accept each of the weakness as a base for enhancing
future.
4
Development Plan.
What are my future goals?
I want to be a successful man who have a luxury life, friends and family person. I
want to be a banker.
Where I am now regards to my skill?
I am having various skills so I have to utilise these in my personal life.
My view for my current situation?
I am really glad with my life and achievements but I have to be more aggressive to
achieve my future goals.
What appeals to me?
New challenges, I like new challenges in my life and I have to adopt these challenges
to make my life better.
How can I polish my existing skills?
I have to use my skills in problematic situations which can make them more define
and gives an idea for use them in a better way. So I have to increase my work and if
I does not get the a way to utilise my skills so I have to help my society in their work
which can give way to utilise these.
List of strengths with respect to above mentioned skills:
To be able to manage activities assigned with respect to given time limit.
To ensure each of the activity assigned is completed before time.
To be able to design plans for displaying abilities that deliver unique characteristic
features highlighting creativity.
To be able to pursue each of the activity in a manner that deliver maximum usage of
available opportunity.
To be able to convert various threats into opportunities for enhancing carrier.
To be able to work efficiently as a team member for achieving common goals.
To promote the ideology of working with others as a single team.
To be able to motivate others to accept each of the weakness as a base for enhancing
future.
4

Ensuring none of the opportunities are wasted and applied effectively to enhance various
strengths and converting weaknesses into areas of strength.
Weaknesses on the basis of the above mentioned skills:
Less confident: As stated above there is a lack of confidence in me. It is very tough for me for
reaching at a conclusion as I found very much tough to get the relevant content or the
information and this depreciates my level of confidence.
Writing: I am a weak student and I am having less writing skills and this is affecting when I use
Facebook and other social media.
Hesitation: I am having a personal problems and so called weakness that I am getting hesitation
in when I address some new peoples and when I am facing a group of peoples.
Nervous: This is an attitude problem which I have, I got nervous when I take peoples in front of
me. When I have some task to do in my daily routine I have got nervous and got stuck how to
deal with this condition(Green, 2014.).
Shiver: This is a personal kind of disability which I have, when I am nervous and got stuck my
body has start shivering and this is very bad thing for me.
3 Areas of personal development.
Here is three areas which have to be developed:
Decision making: I am very bad at decision making as I get nervous while taking on spot
decisions. This is due to my short tempered nature. There is most of the time lack of knowledge
regarding the concerned topics and this creates a situation of wrong decisions. And also due to
less focus on the topics also makes me a bed decisions maker. Decision making requires a
personnel to be efficient in drawing a clear picture of situation prevailing to take appropriate
actions for bringing in required modifications. It indicates how strong is the personality
possessed by an individuals.
Group Discussion: This is a biggest weakness which I have, I can not make discussions in a
group on the another hand I can explain my feelings personal but I can not make in a
group(Thomas and Hodges, 2010.). Group discussion skill must be possessed by an individual to
be able to continue working in international business organizations. This quality enables a person
to put forward his own ideas and recommendations before number of individuals. Standing in
front of a mass group and expressing own self is required to be possessed as a quality for
enhancing carrier in global market.
5
strengths and converting weaknesses into areas of strength.
Weaknesses on the basis of the above mentioned skills:
Less confident: As stated above there is a lack of confidence in me. It is very tough for me for
reaching at a conclusion as I found very much tough to get the relevant content or the
information and this depreciates my level of confidence.
Writing: I am a weak student and I am having less writing skills and this is affecting when I use
Facebook and other social media.
Hesitation: I am having a personal problems and so called weakness that I am getting hesitation
in when I address some new peoples and when I am facing a group of peoples.
Nervous: This is an attitude problem which I have, I got nervous when I take peoples in front of
me. When I have some task to do in my daily routine I have got nervous and got stuck how to
deal with this condition(Green, 2014.).
Shiver: This is a personal kind of disability which I have, when I am nervous and got stuck my
body has start shivering and this is very bad thing for me.
3 Areas of personal development.
Here is three areas which have to be developed:
Decision making: I am very bad at decision making as I get nervous while taking on spot
decisions. This is due to my short tempered nature. There is most of the time lack of knowledge
regarding the concerned topics and this creates a situation of wrong decisions. And also due to
less focus on the topics also makes me a bed decisions maker. Decision making requires a
personnel to be efficient in drawing a clear picture of situation prevailing to take appropriate
actions for bringing in required modifications. It indicates how strong is the personality
possessed by an individuals.
Group Discussion: This is a biggest weakness which I have, I can not make discussions in a
group on the another hand I can explain my feelings personal but I can not make in a
group(Thomas and Hodges, 2010.). Group discussion skill must be possessed by an individual to
be able to continue working in international business organizations. This quality enables a person
to put forward his own ideas and recommendations before number of individuals. Standing in
front of a mass group and expressing own self is required to be possessed as a quality for
enhancing carrier in global market.
5
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Communication: It is a personal weakness of mine that I does not communicate easily with
unknown person and I am having problems for this, I can not make a direct introduction with
new peoples I have hesitation. When I address some new person I got stuck and this is making
me ashamed in front of peoples. This is a making effect in my life, I have less friends and I have
only those peoples in my circles who knows me when I am a kid. So it is a typical thing and
factor for me and I am struggling in my daily routine life so it is very important for me to
overcome on this weakness. Communication skills are an important area of concern for various
organizations. Flow of information must flow between various team members to enable the
process of exchange of information between individuals.
CONCLUSION
I would hereby like to conclude that the inter personnel skills possessed by me as well as
that of my friend determine a unique carrier developmental plan for both of us. There are certain
areas that require enhancement in strengthening the inter personnel skills. The core skills
possessed by me as mentioned in Activity 1 have been encouraged by my tutors and peers who
look forward for my participation in different competitive tasks including those of professional
course as well as educational course. The core skills possessed by my friend as stated in activity
2 are not sufficient enough as it requires enhancing the personality with respect to accepting
working pressure in business environment of which it would likely to be a part of. Moreover, it is
required to learn how to adapt with changing conditions with respect to business or social
environment by keeping a broad mindset for aligning with the same as this would surely enhance
the characteristic features of individual considered in activity 2.
6
unknown person and I am having problems for this, I can not make a direct introduction with
new peoples I have hesitation. When I address some new person I got stuck and this is making
me ashamed in front of peoples. This is a making effect in my life, I have less friends and I have
only those peoples in my circles who knows me when I am a kid. So it is a typical thing and
factor for me and I am struggling in my daily routine life so it is very important for me to
overcome on this weakness. Communication skills are an important area of concern for various
organizations. Flow of information must flow between various team members to enable the
process of exchange of information between individuals.
CONCLUSION
I would hereby like to conclude that the inter personnel skills possessed by me as well as
that of my friend determine a unique carrier developmental plan for both of us. There are certain
areas that require enhancement in strengthening the inter personnel skills. The core skills
possessed by me as mentioned in Activity 1 have been encouraged by my tutors and peers who
look forward for my participation in different competitive tasks including those of professional
course as well as educational course. The core skills possessed by my friend as stated in activity
2 are not sufficient enough as it requires enhancing the personality with respect to accepting
working pressure in business environment of which it would likely to be a part of. Moreover, it is
required to learn how to adapt with changing conditions with respect to business or social
environment by keeping a broad mindset for aligning with the same as this would surely enhance
the characteristic features of individual considered in activity 2.
6

REFERENCE
Books and Journals
Blood, E., and et. al., 2011. Using an iPod touch to teach social and self-management skills to an
elementary student with emotional/behavioral disorders. Education and Treatment of
Children. 34(3). pp.299-321.
Bridgstock, R., 2009. The graduate attributes we’ve overlooked: Enhancing graduate
employability through career management skills. Higher Education Research &
Development. 28(1). pp.31-44.
Few, S., 2009. Now you see it: simple visualization techniques for quantitative analysis.
Analytics Press.
Grant, C.D. and Dickson, B.R., 2006. Personal skills in chemical engineering graduates: the
development of skills within degree programmes to meet the needs of employers.
Education for Chemical Engineers. 1(1). pp.23-29.
Green, A., 2014. Core skills, general education and unification in post-16 education. Dearing
and Beyond: 14-19 Qualifications, Frameworks and Systems. p.88.
Hawkins, P. and Smith, N., 2007. Coaching, mentoring and organizational consultancy:
Supervision and development. McGraw-Hill International.
Katz, R.L., 2009. Skills of an effective administrator. Harvard Business Review Press.
Kitchen, T., 2007. Skills for planning practice. Basingstoke: Palgrave Macmillan.
Kurtz, M.M., and et. al., 2007. A virtual reality apartment as a measure of medication
management skills in patients with schizophrenia: a pilot study. Schizophrenia Bulletin.
33(5). pp.1162-1170.
Laius, A. and Rannikmäe, M., 2011. Impact on student change in scientific creativity and socio-
scientific reasoning skills from teacher collaboration and gains from professional in-
service. Journal of Baltic Science Education. 10(2). pp.127-137.
Lee, M.K. and Erdogan, I., 2007. The effect of science–technology–society teaching on students’
attitudes toward science and certain aspects of creativity. International Journal of
Science Education. 29(11). pp.1315-1327.
McCarthy, A.D., and et. al., 2006. Passive haptics in a knee arthroscopy simulator: is it valid for
core skills training?. Clinical orthopaedics and related research. 442. pp.13-20.
Peter, J.P. and Donnelly, J.H., 2011. Marketing management: knowledge and skills: text,
analysis, cases, plans.
Steadman, R.H., and et. al., 2006. Simulation-based training is superior to problem-based
learning for the acquisition of critical assessment and management skills. Critical care
medicine. 34(1). pp.151-157.
Thomas, D.R. and Hodges, I.D., 2010. Designing and managing your research project: core
skills for social and health research. Sage Publications.
Thorsteinsson, G. and Page, T., 2014, May. Creativity in Design and Craft Education. In
KODDCO 2014 Conference (pp. 405-408).
Wainwright, M.A., and et. al., 2006. A linkage study of academic skills defined by the
Queensland Core Skills Test. Behavior genetics. 36(1). pp.56-64.
7
Books and Journals
Blood, E., and et. al., 2011. Using an iPod touch to teach social and self-management skills to an
elementary student with emotional/behavioral disorders. Education and Treatment of
Children. 34(3). pp.299-321.
Bridgstock, R., 2009. The graduate attributes we’ve overlooked: Enhancing graduate
employability through career management skills. Higher Education Research &
Development. 28(1). pp.31-44.
Few, S., 2009. Now you see it: simple visualization techniques for quantitative analysis.
Analytics Press.
Grant, C.D. and Dickson, B.R., 2006. Personal skills in chemical engineering graduates: the
development of skills within degree programmes to meet the needs of employers.
Education for Chemical Engineers. 1(1). pp.23-29.
Green, A., 2014. Core skills, general education and unification in post-16 education. Dearing
and Beyond: 14-19 Qualifications, Frameworks and Systems. p.88.
Hawkins, P. and Smith, N., 2007. Coaching, mentoring and organizational consultancy:
Supervision and development. McGraw-Hill International.
Katz, R.L., 2009. Skills of an effective administrator. Harvard Business Review Press.
Kitchen, T., 2007. Skills for planning practice. Basingstoke: Palgrave Macmillan.
Kurtz, M.M., and et. al., 2007. A virtual reality apartment as a measure of medication
management skills in patients with schizophrenia: a pilot study. Schizophrenia Bulletin.
33(5). pp.1162-1170.
Laius, A. and Rannikmäe, M., 2011. Impact on student change in scientific creativity and socio-
scientific reasoning skills from teacher collaboration and gains from professional in-
service. Journal of Baltic Science Education. 10(2). pp.127-137.
Lee, M.K. and Erdogan, I., 2007. The effect of science–technology–society teaching on students’
attitudes toward science and certain aspects of creativity. International Journal of
Science Education. 29(11). pp.1315-1327.
McCarthy, A.D., and et. al., 2006. Passive haptics in a knee arthroscopy simulator: is it valid for
core skills training?. Clinical orthopaedics and related research. 442. pp.13-20.
Peter, J.P. and Donnelly, J.H., 2011. Marketing management: knowledge and skills: text,
analysis, cases, plans.
Steadman, R.H., and et. al., 2006. Simulation-based training is superior to problem-based
learning for the acquisition of critical assessment and management skills. Critical care
medicine. 34(1). pp.151-157.
Thomas, D.R. and Hodges, I.D., 2010. Designing and managing your research project: core
skills for social and health research. Sage Publications.
Thorsteinsson, G. and Page, T., 2014, May. Creativity in Design and Craft Education. In
KODDCO 2014 Conference (pp. 405-408).
Wainwright, M.A., and et. al., 2006. A linkage study of academic skills defined by the
Queensland Core Skills Test. Behavior genetics. 36(1). pp.56-64.
7

Online
Time Management. 2016. [Online.] Available Through.
<https://www.mindtools.com/pages/main/newMN_HTE.htm> [Accessed on 30
December 2015.]
8
Time Management. 2016. [Online.] Available Through.
<https://www.mindtools.com/pages/main/newMN_HTE.htm> [Accessed on 30
December 2015.]
8
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