FINA600: Comprehensive Financial Analysis Report on Suncorp Group

This report offers a detailed financial analysis of Suncorp Group for 2017 and 2018, evaluating its profitability, liquidity, efficiency, solvency, and financial stability. It employs horizontal and vertical analysis of financial statements, along with ratio analysis, to assess the company's performance. Key findings reveal that certain ratios, such as the working capital ratio and return on equity, fall below industry averages, and the company's low net profit margin is a concern. The report recommends that Suncorp consider mergers and acquisitions to boost net profit and reduce overhead costs to avoid a disappointing future. The analysis includes a review of the economic outlook, highlighting challenges such as rising inflation and declining consumption, which could hinder Suncorp's growth. The document includes detailed ratio calculations in the appendices.